196 Waite St, Hamden, CT 06517 Property Records

Hamden Town property record for 196 Waite St, Hamden, CT 06517

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,159 sqft · built 1930
Lot Size	0.1 acres (4,356 sqft)
Owner	Individual Name on Record
Last Sale	$295,000 (Aug 2026)
Tax Bill	$10,739 (2024)
Deeds & Mortgages	Aug 2026 Sale & Line of Credit May 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`HAMD M:2329 B:047 L:00-0000`

Property Details

APN / Parcel Number

Primary APN	`HAMD M:2329 B:047 L:00-0000`
Alternative APN	`M:2329 B:047 L:00=0000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,159 sqft Living Area
Gross Area	2,709 sqft
1st Floor Area	907 sqft
Attic	Attic
Attic Area	839 sqft
Basement Area	907 sqft
Unfinished Basement	839 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Architectural Style	Other
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	4,356 sqft (0.1 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	196 WAITE ST
City	HAMDEN
State	CT
Zip	06517-2529
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R4
Legal Block	47
Legal Lot Number	0000
Jurisdiction	HAMDEN CT
Township / Civil Division	HAMDEN
Census Block Group	2
Census Block	2010
Census Tract	165200

Owner

Source: Hamden Town records, as of September 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	196 WAITE ST, HAMDEN, CT 06517-2529
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Individual(s)

Deeds, Mortgages & Sale History

Date	Document
Aug 24, 2026	Warranty Deed, Transfer · Line of Credit WILLIAM RAVEIS MORTGAGE
May 6, 2021	Warranty Deed, Transfer · Stand-Alone First Mortgage US BANK NA
Aug 5, 2019	Warranty Deed, Transfer · Conventional with PMI MISCELLANEOUS BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 24, 2026 · Amount on Record
Deed Sale	Aug 24, 2026 · Amount on Record
Prior Sale	May 6, 2021 · Amount on Record
Deed Book / Page	5400 / 200
Transfer Doc	3578000180
Record Updated	Oct 29, 2026

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMDEN CT
Recording Date	Aug 24, 2026
Property Address	196 WAITE ST, HAMDEN, CT 06517-2529
Document Number	0000004949
Book / Page	5400 / 200
Instrument Date	Aug 14, 2026
Instrument	20264949
Transaction Type	Transfer
Record Updated	Sep 25, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	196 WAITE ST, HAMDEN, CT 06517-2529

Mortgage

Date	Aug 24, 2026

Lender

Name	WILLIAM RAVEIS MORTGAGE

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2056

Interest

Max Rate	-1%

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMDEN CT
Recording Date	May 6, 2021
Property Address	196 WAITE ST, HAMDEN, CT 06517-2529
Document Number	0004831-62
Book / Page	4831 / 62
Instrument Date	May 4, 2021
Instrument	2021-03445
Transaction Type	Transfer
Record Updated	Jan 21, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	192 TEMPLE ST # 312, 312, NEW HAVEN, CT 06510-2616

Mortgage

Document Number	0202103446
Date	May 6, 2021
Instrument	2021-03446

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMDEN CT
Recording Date	Aug 5, 2019
Property Address	196 WAITE ST, HAMDEN, CT 06517-2529
Document Number	4628-36
Book / Page	004628 / 000036
Instrument Date	Aug 5, 2019
Transaction Type	Transfer
Record Updated	Sep 4, 2019
Title Company	UNKNOWN

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$170.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	196 WAITE ST HAMDEN CT 065172529, HAMDEN, CT 06517-2529

Mortgage

Document Number	4628-38
Date	Aug 5, 2019
Book Page	004628/000038

Lender

Name	MISCELLANEOUS BK
Type	Bank

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	36 Months
Due	Aug 4, 2022

Tax Assessment & Valuation

Source: Hamden Town assessment roll, as of September 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Hamden Town
Unified School District	Hamden School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$206,990 (+63.37%) Land $75,320 Building $131,670	$295,700 Land $107,600 Building $188,100
2024	$10,739.00 (+52.41%)	$126,700 (+0.06%) Land $38,920 Building $87,780
2023	$7,046.00	$126,630 Land $38,920 Building $87,710

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 25, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 86% of Connecticut
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	REGIONAL WATER AUTHORITY serves 418,900 people · EPA ID CT0930011
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 526 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
GoNetspeed Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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