196 W Stroop Rd, Dayton, OH 45429 Property Records

Montgomery County property record for 196 W Stroop Rd, Dayton, OH 45429

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,800 sqft · built 1943
Lot Size	0.3 acres (13,098 sqft)
Owner	Individual Name on File
Last Sale	$333,400 (Jun 2021)
Tax Bill	$7,497 (2024)
Deeds & Mortgages	Jun 2021 Sale & Mortgage Nov 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`N64 00606 0006`

Property Details

APN / Parcel Number

Primary APN	`N64 00606 0006`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,800 sqft Living Area
1st Floor Area	900 sqft
Game Room	Game Room
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 1943
Architectural Style	Colonial
Exterior Material	Wood
Construction Type	Frame
Lot Area	13,098 sqft (0.3 acres)
Lot Dimensions	111 ft deep x 118 ft wide
Garage Area	391 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Enclosed Porch
Porch Area	322 sqft
Deck Area	266 sqft
Patio Area	266 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	196 W STROOP RD
City	DAYTON
State	OH
Zip	45429-1752
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	8 CASTLE HILLS
Legal Subdivision	CASTLE HILLS
Legal Lot Number	6
Jurisdiction	MONTGOMERY OH
Township / Civil Division	KETTERING
Census Block Group	5
Census Block	5001
Census Tract	20400

Owner

196 W Stroop Rd is owned and occupied by an individual who bought it in June 2021.

Source: Montgomery County records, as of January 26, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	196 W STROOP RD, DAYTON, OH 45429-1752
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 30, 2021	Warranty Deed, Transfer · Conventional Mortgage DAY AIR CU INC
Nov 22, 2019	Grant Deed, Transfer · VA Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 30, 2021 · Amount on File
Deed Sale	Jun 30, 2021 · Amount on File
Prior Sale	Nov 22, 2019 · Amount on File
Deed Document Number	2021-00049235
Record Updated	Jun 8, 2026

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTGOMERY OH
Recording Date	Jun 30, 2021
Property Address	196 W STROOP RD, DAYTON, OH 45429-1752
Document Number	0000049235
Map Reference	MB U PG 23
Instrument Date	Jun 1, 2021
Instrument	2021-00049235
Transaction Type	Transfer
Record Updated	Jul 22, 2021
Title Company	LANDMARK TITLE AGENCY SOUTH INC, LANDMARK TTL AGCY SOUTH INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	196 W STROOP RD, KETTERING, OH 45429-1752

Mortgage

Document Number	0000049236
Date	Jun 30, 2021
Instrument	2021-00049236

Lender

Name	DAY AIR CU INC
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Jul 1, 2041

November 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONTGOMERY OH
Recording Date	Nov 22, 2019
Property Address	196 W STROOP RD, DAYTON, OH 45429-1752
Document Number	0000066003
Instrument Date	Oct 31, 2019
Instrument	66003
Transaction Type	Transfer
Record Updated	Dec 12, 2019
Title Company	PARTNERS LAND TITLE AGENCY LLC, PARTNERS LAND TITLE AGCY LLC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$854.70
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	196 W STROOP RD KETTERING OH 454291752, KETTERING, OH 45429-1752

Mortgage

Document Number	66004
Date	Nov 22, 2019
Instrument	66004

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 21, 2049

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Montgomery County
Municipality	Kettering City
Unified School District	Kettering City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$117,680 Land $20,970 Building $96,710
2024	$7,497.00 (+2.74%)
2023	$7,297.00 (+5.74%)	$117,680 (+33.74%) Land $20,970 Building $96,710	$336,230 Land $59,920 Building $276,310
2022	$6,901.00	$87,990 Land $15,650 Building $72,340
2020			$251,410 Land $44,720 Building $206,690

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 196 W Stroop Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 21, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 196 W Stroop Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONTGOMERY COUNTY WATER SERVICES 1 PWS serves 150,207 people · EPA ID OH5701315
Water Source	Purchased surface water from DAYTON PUBLIC WATER SYSTEM
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2017
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 393 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: T-Mobile.

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