Putnam County property record for 196 W River Rd, Palatka, FL 32177
| Property Type | Single Family Home |
|---|---|
| Details | 4,160 sqft · built 2007 |
| Lot Size | 56.2 acres (2,450,686 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $5,208 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 18-09-27-0000-002.0-001.0 |
| Primary APN | 18-09-27-0000-002.0-001.0 |
|---|---|
| Alternative APN |
|
| Plumbing Fixtures | 13 Plumbing Fixtures |
|---|---|
| Building Area | 4,160 sqft Living Area |
| 1st Floor Area | 6,044 sqft |
| Flooring | Steel Beam |
| Year Built | Built 2007 |
|---|---|
| Exterior Material | Siding |
| Lot Area | 2,450,686 sqft (56.2 acres) |
| Garage Area | 625 sqft |
| Porch | Porch |
| Porch Area | 819 sqft |
| Heating System | Heat Pump |
|---|
| Account Number | 97095 |
|---|---|
| Street Address | 196 W RIVER RD |
| City | PALATKA |
| State | FL |
| Zip | 32177-8607 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PT OF GOVT LOTS 3 + 6 AND ALL |
| Legal Range | 27E |
| Legal Township | 09S |
| Legal Section | 18 |
| Legal Subdivision | INTERLACHEN LAKES ESTATES DUNH |
| Legal Lot Number | 3 6 |
| Jurisdiction | PUTNAM FL |
| Township / Civil Division | PALATKA |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 950100 |
Source: Putnam County records, as of January 12, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 196 W RIVER RD, PALATKA, FL 32177-8607 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Jun 8, 2026 |
Source: Putnam County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Putnam County |
| Unified School District | Putnam County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,208.00 (+10.88%) Homeowner's exemption | $330,250 (+5.8%) | $665,930 (-8.76%) Land $20,230 Building $645,700 |
| 2023 | $4,697.00 (+5.55%) Homeowner's exemption | $312,140 (+3.25%) | $729,890 (+13.32%) Land $19,900 Building $709,990 |
| 2022 | $4,450.00 Homeowner's exemption | $302,310 | $644,120 Land $18,720 Building $625,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 2, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 32 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 32 in force |
| Nearby Flood Claims | 12 (2004–2017) |
| Claims Outside the SFHA | 4 of 12 |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 66% of the US · above 44% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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