Essex County and Georgetown Town property record for 196 W Main St, Georgetown, MA 01833
| Property Type | Single Family Home |
|---|---|
| Details | 1 bd · 1 ba · 576 sqft · built 1956 |
| Lot Size | 0.366 acres (15,922 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $250,000 (May 2022) |
| Tax Bill | $6,134 (2026) |
| Deeds & Mortgages | Jan 2022 Refinance Apr 2024 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | GEOR M:0006B B:00000 L:00057 |
| Primary APN | GEOR M:0006B B:00000 L:00057 |
|---|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 576 sqft Living Area |
| Gross Area | 1,512 sqft |
| Basement Area | 576 sqft |
| Unfinished Basement | 576 sqft |
| Year Built | Built 1956 |
|---|---|
| Effective Year Built | Effective 1956 |
| Architectural Style | Bungalow |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 15,922 sqft (0.366 acres) |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Oil |
| Street Address | 196 W MAIN ST |
|---|---|
| City | GEORGETOWN |
| State | MA |
| Zip | 01833-1445 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA |
| Legal Lot Number | 57 |
| Jurisdiction | GEORGETOWN MA |
| Township / Civil Division | GEORGETOWN |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 265101 |
Source: Essex County and Georgetown Town records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 196 W MAIN ST, GEORGETOWN, MA 01833-1445 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 18, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance ROCKET MORTGAGE |
| Apr 18, 2024 | Deed of Trust, Mortgage · Second Mortgage (Down Payment) ROCKET MORTGAGE |
| Sep 25, 2025 | Deed of Trust, Mortgage · Second Mortgage (Down Payment) ROCKET MORTGAGE LLC |
| May 2, 2022 | Quit Claim Deed, Transfer |
| Mar 30, 2021 | Quit Claim Deed, Transfer · Stand-Alone First Mortgage MORTGAGE NETWORK INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 2, 2022 · Amount on Record |
| Deed Sale | May 2, 2022 · Amount on Record |
| Prior Sale | Mar 30, 2021 · Amount on Record |
| Deed Book / Page | 40906 / 102 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GEORGETOWN MA |
| Property Address | 196 W MAIN ST, GEORGETOWN, MA 01833-1445 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 040661-430 |
|---|---|
| Date | Jan 18, 2022 |
| Book Page | 40661/430 |
| Instrument | 20220118002020 |
| Name | ROCKET MORTGAGE |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GEORGETOWN MA |
| Property Address | 196 W MAIN ST, GEORGETOWN, MA 01833-1445 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 042075-234 |
|---|---|
| Date | Apr 18, 2024 |
| Book Page | 42075/234 |
| Instrument | 20240418002480 |
| Name | ROCKET MORTGAGE |
|---|
| Type | Second Mortgage (Down Payment) |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | May 1, 2044 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GEORGETOWN MA |
| Property Address | 196 W MAIN ST, GEORGETOWN, MA 01833-1445 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 00042967-1 |
|---|---|
| Date | Sep 25, 2025 |
| Book Page | 42967/1 |
| Instrument | 20250925000190 |
| Name | ROCKET MORTGAGE LLC |
|---|
| Type | Second Mortgage (Down Payment) |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Oct 1, 2045 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | GEORGETOWN MA |
| Recording Date | May 2, 2022 |
| Property Address | 196 W MAIN ST, GEORGETOWN, MA 01833-1445 |
| Document Number | 040906-102 |
| Book / Page | 40906 / 102 |
| Instrument Date | May 2, 2022 |
| Instrument | 20220502003450 |
| Transaction Type | Transfer |
| Record Updated | May 20, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 71 SEVEN SISTER RD, HAVERHILL, MA 01830-4363 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | GEORGETOWN MA |
| Recording Date | Mar 30, 2021 |
| Property Address | 196 W MAIN ST, GEORGETOWN, MA 01833-1445 |
| Document Number | 039706-492 |
| Book / Page | 39706 / 492 |
| Instrument Date | Mar 30, 2021 |
| Transaction Type | Transfer |
| Record Updated | Jan 21, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 196 W MAIN ST, GEORGETOWN, MA 01833-1445 |
| Investor | Possibly a Property Investor |
| Document Number | 0039706494 |
|---|---|
| Date | Mar 30, 2021 |
| Instrument | 39706/494 |
| Name | MORTGAGE NETWORK INC |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Essex County and Georgetown Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| County Subdivision | Georgetown Town |
| Unified School District | Georgetown School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,134.00 (+24.4%) | $445,800 (-) Land $323,000 Building $122,800 | $386,714 (+8.61%) |
| 2025 | $4,931.00 (+32.16%) | $445,800 (+49.95%) Land $323,000 Building $122,800 | $356,060 |
| 2024 | $3,731.00 (-3.32%) | $297,300 (-) Land $222,800 Building $74,500 | |
| 2023 | $3,859.00 | $297,300 Land $222,800 Building $74,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 11 (1996–2010) |
| Claims Outside the SFHA | 5 of 11 |
| Most Recent Claim | Mar 2010 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GEORGETOWN WATER DEPARTMENT serves 8,766 people · EPA ID MA3105000 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2025 |
| Lead | 6 ppb (2025) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Oct 2025 Total trihalomethanes resolved · Jul 2018 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 153 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber | 980 / 880 |
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