196 W 400 S, Orem, UT 84058 Property Records

Utah County property record for 196 W 400 S, Orem, UT 84058

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.75 ba · 1,143 sqft · built 1903
Lot Size	0.291 acres (12,676 sqft)
Owner	Individual Name on Record
Last Sale	$422,200 (Apr 2021)
Tax Bill	$1,755 (2025)
Deeds & Mortgages	Dec 2023 Second Mortgage Apr 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`48-320-0001`

Property Details

APN / Parcel Number

Primary APN	`48-320-0001`
Alternative APN	`236947`

Interior

Bedrooms	3 Beds
Full Baths	1.75 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,143 sqft Living Area
1st Floor Area	1,143 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1903
Effective Year Built	Effective 1980
Architectural Style	A-Frame
Exterior Material	Stucco
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Other
Lot Area	12,676 sqft (0.291 acres)
Garage Type	Detached
Garage Area	930 sqft
Parking Spaces	4 Parking Spaces
Porch	Raised Porch
Porch Area	91 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	236947
Street Address	196 W 400 S
City	OREM
State	UT
Zip	84058-5458
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 1, PLAT A, OREM MEADOWS SUBDV. AREA 0.291 AC.
Legal Subdivision	OREM MEADOWS SUB
Legal Lot Number	1
Jurisdiction	UTAH UT
Township / Civil Division	PROVO-OREM
Census Block Group	2
Census Block	2013
Census Tract	1107

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually Listed	Adams, George and Temperance, House listed 1999 · 2 contributing resources · NRIS 99001628

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Utah County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	196 W 400 S, OREM, UT 84058-5458
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 28, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage DIGITAL FCU
Apr 15, 2021	Warranty Deed, Transfer · Conventional Mortgage NETWORK FUNDING LP
Feb 13, 2020	Deed of Trust, Mortgage · Line of Credit MOUNTAIN AMERICA FCU
May 14, 2019	Deed of Trust, Mortgage · Line of Credit ZIONS FIRST NAT'L BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 15, 2021 · Amount on Record
Deed Sale	Apr 15, 2021 · Amount on Record
Prior Sale	Sep 13, 2016 · Amount on Record
Deed Document Number	202171279
Prior Transfer Date	Jun 25, 2007
Prior Transfer Doc	0000092324
Record Updated	Oct 29, 2026

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UTAH UT
Property Address	196 W 400 S, OREM, UT 84058-5458
Transaction Type	Mortgage
Record Updated	Jan 9, 2024
Title Company	EQUITY NATIONAL TITLE AND CLOSING, EQUITY NATIONAL TITLE AND C

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000083610
Date	Dec 28, 2023
Instrument	83610:2023

Lender

Name	DIGITAL FCU
Type	Credit Union
Address	MARLBOROUGH, MA 01752

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Jan 1, 2034

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UTAH UT
Recording Date	Apr 15, 2021
Property Address	196 W 400 S, OREM, UT 84058-5458
Document Number	0000071279
Instrument Date	Apr 15, 2021
Instrument	71279:2021
Transaction Type	Transfer
Record Updated	Jun 3, 2021
Title Company	OLD REPUBLIC TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	196 W 400 S, OREM, UT 84058-5458

Mortgage

Document Number	0000071314
Date	Apr 15, 2021
Instrument	71314:2021

Lender

Name	NETWORK FUNDING LP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UTAH UT
Property Address	196 W 400 S, OREM, UT 84058-5458
Document Number	0000022327
Instrument Date	Feb 13, 2020
Transaction Type	Mortgage
Record Updated	Mar 16, 2020
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	196 W 400 S OREM UT 840585458, OREM, UT 84058-5458

Mortgage

Document Number	0000022327
Date	Feb 21, 2020
Instrument	22327

Lender

Name	MOUNTAIN AMERICA FCU
Type	Credit Union
Address	WEST JORDAN, UT 84084

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UTAH UT
Property Address	196 W 400 S, OREM, UT 84058-5458
Document Number	0000053230
Instrument Date	May 14, 2019
Transaction Type	Mortgage
Record Updated	Jul 3, 2019
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	196 W 400 S OREM UT 840585458, OREM, UT 84058-5458

Mortgage

Document Number	0000053230
Date	Jun 12, 2019
Instrument	53230

Lender

Name	ZIONS FIRST NAT'L BK
Type	Bank
Address	OREM, UT 84097

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Utah County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Utah
County	Utah County
Municipality	Orem City
Unified School District	Alpine School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$229,900 (-42.63%)	$418,000 (+4.32%) Land $237,800 Building $180,200
2025	$1,755.00	$400,700 (+107.09%) Land $237,800 Building $162,900	$400,700 (+13.9%) Land $237,800 Building $162,900
2024	$1,755.00 (+19.23%)
2023	$1,472.00 (-2.13%)	$193,490	$351,800 Land $226,500 Building $125,300
2022	$1,504.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.8% of Utah
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OREM CITY WATER SYSTEM serves 98,129 people · EPA ID UTAH25020
Water Source	Purchased surface water from CENTRAL UTAH WCD - UTAH VALLEY
Last State Inspection	Jul 2023
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 543 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Utah Telecommunication Open Infrastructure Agency Fiber	10,000 / 10,000
CenturyLink Fiber · DSL in parts of the area	8,000 / 8,000
SenaWave Fiber	2,500 / 2,500
Xfinity Cable	2,000 / 250
Beehive Broadband Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Rise Broadband.

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