196 Union Pl, Westminster, SC 29693 Property Records

Oconee County property record for 196 Union Pl, Westminster, SC 29693

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,259 sqft · built 2024
Lot Size	2.31 acres (100,624 sqft)
Owner	2 Individual Names on Record
Last Sale	$359,000 (Sep 2024)
Tax Bill	$1,452 (2025)
Deeds & Mortgages	May 2024 Mortgage Sep 2024 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`324-00-01-076`

Property Details

APN / Parcel Number

Primary APN	`324-00-01-076`
Alternative APN	`49927`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	4 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,259 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2024
Effective Year Built	Effective 2024
Exterior Material	Vinyl
Roof Material	Shingle
Lot Area	100,624 sqft (2.31 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	49927
Street Address	196 UNION PL
City	WESTMINSTER
State	SC
Zip	29693-5722
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT B SOUTH UNION FARM (2.31 AC)
Legal Subdivision	SOUTH UNION FARMS
Legal Block	1
Legal Lot Number	B
Jurisdiction	OCONEE SC
Township / Civil Division	OAKWAY
Census Block Group	1
Census Block	1070
Census Tract	30901

Owner

Source: Oconee County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	196 UNION PL, WESTMINSTER, SC 29693-5722
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
May 31, 2024	Deed of Trust, Mortgage REALITY HOMES SC LLC
Sep 16, 2024	Deed, Subdivision Related Transfer · Conventional Mortgage GUARANTEED RATE INC
Mar 30, 2021	Deed, Transfer · Conventional Mortgage 21ST MORTGAGE CORP
Jul 10, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY
Jun 10, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 16, 2024 · Amount on Record
Deed Sale	Sep 16, 2024 · Amount on Record
Prior Sale	Jan 13, 2023 · Amount on Record
Deed Book / Page	3123 / 250
Prior Transfer Date	May 20, 2019
Prior Transfer Doc	0000015129
Record Updated	Oct 29, 2026

May 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OCONEE SC
Property Address	196 UNION PL, WESTMINSTER, SC 29693-5722
Transaction Type	Mortgage
Record Updated	Nov 17, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	004565/219
Date	May 31, 2024
Book Page	4565/219

Lender

Name	REALITY HOMES SC LLC
Type	Non-Lending Institution
Address	FAIR PLAY, SC 29643

Agreement

Amount	Amount Recorded

September 2024: Deed, Subdivision Related Transfer

Document Type	Deed
Jurisdiction	OCONEE SC
Recording Date	Sep 16, 2024
Property Address	196 UNION PL, WESTMINSTER, SC 29693-5722
Document Number	003123/250
Book / Page	3123 / 250
Map Reference	MB B863 PG 8
Instrument Date	Sep 16, 2024
Transaction Type	Subdivision Related Transfer
Record Updated	Nov 17, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	196 UNION PL, WESTMINSTER, SC 29693-5722

Mortgage

Document Number	0004599200
Date	Sep 16, 2024
Instrument	4599/200

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2054

March 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	OCONEE SC
Recording Date	Mar 30, 2021
Property Address	196 UNION PL, WESTMINSTER, SC 29693-5722
Document Number	0000015836
Book / Page	2671 / 41
Map Reference	MB A-431 PG 1
Instrument Date	Mar 22, 2021
Instrument	15836
Transaction Type	Transfer
Record Updated	Nov 17, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$481.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	221 HARBOUR WEST DR, WESTMINSTER, SC 29693-6455

Mortgage

Document Number	0000015837
Date	Mar 30, 2021
Book Page	4127/68
Instrument	15837

Lender

Name	21ST MORTGAGE CORP
Type	Subprime Lender
Address	KNOXVILLE, TN 37902

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Apr 1, 2031

July 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OCONEE SC
Recording Date	Jul 10, 2019
Property Address	196 BOAT RAMP RD, WESTMINSTER, SC 29693-6401
Document Number	0024820173
Book / Page	002482 / 000173
Instrument Date	Jun 24, 2019
Transaction Type	Transfer
Record Updated	Aug 5, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	27 MCEVER LN HOSCHTON GA 305483159, HOSCHTON, GA 30548-3159

June 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OCONEE SC
Recording Date	Jun 10, 2019
Property Address	196 BOAT RAMP RD, WESTMINSTER, SC 29693-6401
Document Number	0024730296
Book / Page	002473 / 000296
Instrument Date	May 20, 2019
Transaction Type	Transfer
Record Updated	Jun 21, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	27 MCEVER LN HOSCHTON GA 305483159, HOSCHTON, GA 30548-3159

Tax Assessment & Valuation

Source: Oconee County assessment roll, as of November 17, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Oconee County
Unified School District	Oconee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,452.00	$13,847 (+1,411.68%) Land $1,617 Building $12,230	$346,190 (+1,411.75%) Land $40,430 Building $305,760
2023		$916 Land $916	$22,900 Land $22,900

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1995)
Most Recent Claim	Oct 1995 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · above 42% of South Carolina
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHICKASAW POINT private · serves 823 people · EPA ID SC3750010
Water Source	Purchased surface water from PIONEER RURAL WATER DIST
Last State Inspection	Nov 2023
Lead	7 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 52 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
West Carolina Rural Telephone Cooperative Fiber	8,000 / 8,000

May also be available: Spectrum.

Cell Coverage

5G (outdoors only) and 4G LTE

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