196 Two States Ln, Cairo, GA 39828 Property Records

Grady County property record for 196 Two States Ln, Cairo, GA 39828

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,568 sqft · built 2004
Lot Size	0.53 acres (23,087 sqft)
Owner	2 Individual Names on Record
Tax Bill	$1,579 (2025)
Deeds & Mortgages	Mar 2024 Mortgage Jun 2021 Mortgage + 8 more
Flood Zone	Zone X (minimal risk)
APN	`0015A-004-000`

Property Details

APN / Parcel Number

Primary APN	`0015A-004-000`
Alternative APNs	`0015A004` `1109`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,568 sqft Heated Area
1st Floor Area	1,568 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Exterior Material	Vinyl
Foundation Type	Masonry
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	23,087 sqft (0.53 acres)

Exterior Amenities

Porch	Open Porch
Porch Area	128 sqft
Deck Area	192 sqft
Patio Area	192 sqft
Lean-To	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	1109
Old Parcel Number	0015A004
Street Address	196 TWO STATES LN
City	CAIRO
State	GA
Zip	39828-8443
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT:4 SUBD:QUAIL RIDGE
Legal Subdivision	QUAIL RIDGE
Legal Lot Number	4
Jurisdiction	GRADY GA
Township / Civil Division	CALVARY-RENO
Census Block Group	1
Census Block	1056
Census Tract	950600

Owner

Source: Grady County records, as of March 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Co-owner	Co-owner on Record
Mailing Address	196 TWO STATES LN, CAIRO, GA 39828-8443
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 20, 2024	Deed of Trust, Mortgage · Conventional Mortgage US DEPARTMENT OF HOUSING AND URBAN DEVEL
Jun 14, 2021	Deed of Trust, Mortgage · FHA Mortgage AMERICAN FINANCE
May 14, 2021	Deed of Trust, Mortgage · FHA Mortgage AMERICAN FINANCE
Jan 8, 2021	Warranty Deed, Transfer
Nov 13, 2020	Warranty Deed, Transfer
Nov 13, 2020	Warranty Deed, Transfer
Apr 30, 2019	Warranty Deed, Transfer
Jan 1, 2019	Warranty Deed, Transfer
Jul 13, 2018	Warranty Deed, Transfer
Dec 5, 2017	Foreclosure

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 23, 2021
Deed Sale	Mar 23, 2021
Prior Sale	Nov 13, 2020 · Amount on Record
Deed Document Number	0000883769
Deed Book / Page	878 / 95
Prior Transfer Date	Jan 8, 2021
Prior Transfer Doc	2021-000254
Record Updated	Jun 8, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRADY GA
Property Address	196 TWO STATES LN, CAIRO, GA 39828-8443
Transaction Type	Mortgage
Record Updated	Apr 26, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	196 TWO STATES LN, CAIRO, GA 39828-8443

Mortgage

Document Number	0000000939/0000000566
Date	Mar 20, 2024
Book Page	0000000939/0000000566

Lender

Name	US DEPARTMENT OF HOUSING AND URBAN DEVEL

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	324 Months
Due	Jan 1, 2051

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRADY GA
Property Address	196 TWO STATES LN, CAIRO, GA 39828-8443
Transaction Type	Mortgage
Record Updated	Aug 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	196 TWO STATES LN, CAIRO, GA 39828-8443

Mortgage

Document Number	0000000889/0000000282
Date	Jun 14, 2021
Book Page	0000000889/0000000282

Lender

Name	AMERICAN FINANCE

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2051

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRADY GA
Property Address	196 TWO STATES LN, CAIRO, GA 39828-8443
Transaction Type	Mortgage
Record Updated	Aug 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	196 TWO STATES LN, CAIRO, GA 39828-8443

Mortgage

Document Number	0000000887/0000000483
Date	May 14, 2021
Book Page	0000000887/0000000483

Lender

Name	AMERICAN FINANCE

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2051

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GRADY GA
Recording Date	Jan 8, 2021
Property Address	196 TWO STATES LN, CAIRO, GA 39828-8443
Document Number	000883/769
Book / Page	883 / 769
Instrument Date	Jan 8, 2021
Instrument	2021-000254
Transaction Type	Transfer
Record Updated	Aug 3, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 5556, SAN CLEMENTE, CA 92674-5556

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GRADY GA
Recording Date	Nov 13, 2020
Property Address	196 TWO STATES LN, CAIRO, GA 39828-8443
Document Number	0000878/91
Book / Page	878 / 91
Instrument Date	Nov 13, 2020
Instrument	2020-001027
Transaction Type	Transfer
Record Updated	Aug 3, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	520 E AVENIDA PICO UNIT 5556, 5556, SAN CLEMENTE, CA 92674-6362

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GRADY GA
Recording Date	Nov 13, 2020
Property Address	196 TWO STATES LN, CAIRO, GA 39828-8443
Document Number	0000878/95
Book / Page	878 / 95
Instrument Date	Nov 13, 2020
Instrument	2020-001028
Transaction Type	Transfer
Record Updated	Aug 3, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	196 TWO STATES LN, CAIRO, GA 39828-8443

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GRADY GA
Recording Date	Apr 30, 2019
Property Address	196 TWO STATES LN, CAIRO, GA 39828-8443
Document Number	000849/187
Book / Page	849 / 187
Instrument Date	Apr 30, 2019
Instrument	2019-000421
Transaction Type	Transfer
Record Updated	Aug 3, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 5556, SAN CLEMENTE, CA 92674-5556

January 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GRADY GA
Recording Date	Jan 1, 2019
Property Address	196 TWO STATES LN, CAIRO, GA 39828-8443
Document Number	000848/656
Book / Page	848 / 656
Instrument Date	Jan 1, 2019
Instrument	2019-000391
Transaction Type	Transfer
Record Updated	Aug 3, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	618 N ONTARE RD, SANTA BARBARA, CA 93105-2543

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GRADY GA
Recording Date	Jul 13, 2018
Property Address	196 TWO STATES LN, CAIRO, GA 39828-8443
Document Number	000835/644
Book / Page	835 / 644
Instrument Date	Jul 13, 2018
Instrument	2018-000583
Transaction Type	Transfer
Record Updated	Aug 3, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	520 E AVENIDA PICO UNIT 5556, 5556, SAN CLEMENTE, CA 92674-6362

December 2017: Foreclosure

Document Type	Foreclosure
Jurisdiction	GRADY GA
Recording Date	Dec 5, 2017
Property Address	196 TWO STATES LN, CAIRO, GA 39828-8443
Document Number	000829/605
Book / Page	829 / 605
Instrument Date	Dec 5, 2017
Instrument	2018-000213
Transaction Type	Foreclosure
Record Updated	Aug 3, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1661 WORTHINGTON RD STE 100, 100, WEST PALM BEACH, FL 33409-6493
Mail Care Of	OCWEN LOAN SERVICING LLC

Tax Assessment & Valuation

Source: Grady County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Grady County
Unified School District	Grady County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,579.00 (-15.02%)	$64,644 (+7.03%) Land $7,420 Building $57,224	$161,610 (+7.03%) Land $18,550 Building $143,060
2024	$1,858.00 (+61.85%)	$60,398 (+61.94%) Land $7,420 Building $52,978	$150,994 (+61.94%) Land $18,550 Building $132,444
2023	$1,148.00 (+12.22%)	$37,297 (-) Land $1,929 Building $35,368	$93,242 (-) Land $4,823 Building $88,419
2022	$1,023.00	$37,297 Land $1,929 Building $35,368	$93,242 Land $4,823 Building $88,419

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 55% of the US · above 79% of Georgia
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 62 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Conexon Connect Fiber	2,000 / 2,000
Starlink Satellite	280 / 30

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Two States Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures