Middlesex County and Dracut Town property record for 196 Trout Brook Rd, Dracut, MA 01826
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,888 sqft · built 1983 |
| Lot Size | 1.02 acres (44,431 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $175,000 (Aug 1995) |
| Tax Bill | $6,937 (2026) |
| Deeds & Mortgages | Sep 2026 Mortgage Feb 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | DRAC M:38 L:113 |
| Primary APN | DRAC M:38 L:113 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 1,888 sqft Living Area |
| Gross Area | 5,336 sqft |
| 1st Floor Area | 1,072 sqft |
| Basement Area | 816 sqft |
| Unfinished Basement | 676 sqft |
| Year Built | Built 1983 |
|---|---|
| Effective Year Built | Effective 1983 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gambrel |
| Roof Material | Asphalt |
| Lot Area | 44,431 sqft (1.02 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Deck Area | Deck Area |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 564630 |
|---|---|
| Street Address | 196 TROUT BROOK RD |
| City | DRACUT |
| State | MA |
| Zip | 01826-4168 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Lot Number | 113 |
| Jurisdiction | DRACUT MA |
| Township / Civil Division | DRACUT |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 314301 |
196 Trout Brook Rd is owned and occupied by two individuals who bought it in August 1995.
Source: Middlesex County and Dracut Town records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 196 TROUT BROOK RD, DRACUT, MA 01826-4168 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 11, 2026 | Deed of Trust, Mortgage · Conventional Mortgage NEW AMERICAN FUNDING |
| Feb 20, 2018 | Deed of Trust, Mortgage · Conventional Mortgage JEANNE D'ARC CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 4, 1995 · Amount on File |
| Deed Sale | Aug 4, 1995 · Amount on File |
| Deed Book / Page | 7589 / 126 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DRACUT MA |
| Recording Date | Sep 11, 2026 |
| Property Address | 196 TROUT BROOK RD, DRACUT, MA 01826-4168 |
| Document Number | 0000030266 |
| Book / Page | 40344 / 193 |
| Instrument Date | Sep 3, 2026 |
| Instrument | 202630266 |
| Transaction Type | Mortgage |
| Record Updated | Sep 30, 2026 |
| Name | Verified Name |
|---|---|
| Address | 196 TROUT BROOK RD, DRACUT, MA 01826-4168 |
| Document Number | 0000030266, |
|---|---|
| Date | Sep 11, 2026 |
| Book Page | 40344/193 |
| Instrument | 202630266 |
| Name | NEW AMERICAN FUNDING |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2056 |
| Max Rate | -1% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DRACUT MA |
| Property Address | 196 TROUT BROOK RD, DRACUT, MA 01826-4168 |
| Document Number | 31946-122 |
| Instrument Date | Feb 20, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Apr 10, 2018 |
| Name | Verified Name |
|---|
| Document Number | 31946-122 |
|---|---|
| Date | Mar 22, 2018 |
| Book Page | 031946/000122 |
| Instrument | 11233 |
| Name | JEANNE D'ARC CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Mar 21, 2038 |
The 2026 property tax bill for 196 Trout Brook Rd was $6,937, up 1.3% from the year before.
Source: Middlesex County and Dracut Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Dracut Town |
| Unified School District | Dracut School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,937.00 (+1.26%) | $717,400 (+5.97%) Land $250,800 Building $466,600 | $606,195 |
| 2025 | $6,851.00 (+2.82%) | $677,000 (+6.18%) Land $230,100 Building $446,900 | |
| 2024 | $6,663.00 (+3.17%) | $637,600 (+14.33%) Land $219,300 Building $418,300 | $600,590 |
| 2023 | $6,458.00 | $557,700 Land $190,700 Building $367,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 196 Trout Brook Rd in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1988.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 5 (1988–2007) |
| Most Recent Claim | Apr 2007 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 196 Trout Brook Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | KENWOOD WATER DISTRICT serves 9,620 people · EPA ID MA3079001 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Sep 2024 |
| Lead | 2 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 70 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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