St. Johns County property record for 196 Thornloe Dr, Saint Johns, FL 32259
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 3,058 sqft · built 2009 |
| Lot Size | 0.15 acres (6,534 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $266,900 (Jul 2009) |
| Tax Bill | $6,175 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 009635-2740 |
| Primary APN | 009635-2740 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 12 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 3,058 sqft Living Area |
| Gross Area | 3,520 sqft |
| 1st Floor Area | 1,298 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2009 |
|---|---|
| Effective Year Built | Effective 2009 |
| Exterior Material | Stucco |
| Construction Type | Wood |
| Foundation Type | Concrete |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 6,534 sqft (0.15 acres) |
| Garage Type | Attached |
| Garage Area | 462 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Finished/Open Porch |
| Porch Area | 294 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 196 THORNLOE DR |
|---|---|
| City | SAINT JOHNS |
| State | FL |
| Zip | 32259-7257 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | 59/73-100 DURBIN CROSSING SOUTH PHASE 1 LOT 274 OR3222/1240 & 6069/1188(L/E) |
| Legal Range | 27E |
| Legal Township | 05S |
| Legal Section | 12 |
| Legal Subdivision | DURBIN CROSSING SOUTH PHASE 1 |
| Legal Phase | 1 |
| Legal Block | 1 |
| Legal Lot Number | 274 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | FRUIT COVE |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 20810 |
196 Thornloe Dr is owned and occupied by two individuals who acquired it in December 2024.
Source: St. Johns County records, as of April 13, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 196 THORNLOE DR, SAINT JOHNS, FL 32259-7257 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Life Estate |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 28, 2009 · Amount on File |
| Deed Sale | Jul 28, 2009 · Amount on File |
| Prior Sale | Sep 10, 2008 · Amount on File |
| Deed Document Number | 200937766 |
| Deed Book / Page | 3222 / 1240 |
| Last Transfer Date | Dec 16, 2024 |
| Transfer Doc | 0060691188 |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 196 Thornloe Dr was $6,175, up 9.3% from the year before.
Source: St. Johns County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $283,768 (+2.7%) | $477,124 (-1.81%) Land $115,000 Building $362,124 | |
| 2025 | $6,175.00 (+9.25%) Homeowner's exemption | $276,308 (+2.9%) | $485,914 (+3.12%) Land $134,000 Building $351,914 |
| 2024 | $5,652.00 (+1.82%) Homeowner's exemption | $268,521 (+3%) | $471,219 (-2.06%) Land $125,000 Building $346,219 |
| 2023 | $5,551.00 (+4.36%) Homeowner's exemption | $260,700 (+3%) | $481,138 (+5.03%) Land $120,000 Building $361,138 |
| 2022 | $5,319.00 Homeowner's exemption | $253,107 | $458,102 Land $112,000 Building $346,102 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 196 Thornloe Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 181 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 181 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 196 Thornloe Dr is low, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 89% of Florida |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | JEA MAJOR GRID serves 826,664 people · EPA ID FL2161328 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2026 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 233 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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