196 Thomas St, Manchester, TN 37355 Property Records

Coffee County property record for 196 Thomas St, Manchester, TN 37355

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,929 sqft · built 1956
Lot Size	0.818 acres (35,650 sqft)
Owner	Individual Name on Record
Last Sale	$378,000 (Nov 2023)
Tax Bill	$2,624 (2025)
Deeds & Mortgages	Nov 2023 Sale & Mortgage May 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`016085L A 01300`

Property Details

APN / Parcel Number

Primary APN	`016085L A 01300`
Alternative APN	`085L A 01300`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,929 sqft Living Area
1st Floor Area	1,929 sqft
Flooring	Carpet
Interior Walls	Paneling

Exterior

Year Built	Built 1956
Effective Year Built	Effective 2016
Exterior Material	Brick
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	35,650 sqft (0.818 acres)
Lot Dimensions	230 ft deep x 155 ft wide
Garage Type	Mixed
Garage Area	384 sqft
Parking Spaces	3 Parking Spaces
Porch	Porch
Porch Area	20 sqft
Patio Area	320 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	196 THOMAS ST
City	MANCHESTER
State	TN
Zip	37355-7318
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 01, COUNTY AREA: M02
Legal Subdivision	WHITE OAKS
Legal Lot Number	27
Jurisdiction	COFFEE TN
Township / Civil Division	4
Census Block Group	1
Census Block	1023
Census Tract	970502

Owner

Source: Coffee County records, as of January 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	196 THOMAS ST, MANCHESTER, TN 37355-7318
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 16, 2023	Warranty Deed, Transfer · Conventional Mortgage STIFEL BANK & TRUST
May 3, 2021	Warranty Deed, Transfer BELL AND ALEXANDER TITLE SERVICES, BELL & ALEXANDER TTL SVCS IN

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 16, 2023 · Amount on Record
Deed Sale	Nov 16, 2023 · Amount on Record
Prior Sale	May 3, 2021 · Amount on Record
Deed Document Number	23008249
Deed Book / Page	W436 / 907
Record Updated	Jun 8, 2026

November 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COFFEE TN
Recording Date	Nov 16, 2023
Property Address	196 THOMAS ST, MANCHESTER, TN 37355-7318
Document Number	0000008249
Book / Page	W436 / 907
Map Reference	MB 85 PG 373
Instrument Date	Nov 15, 2023
Instrument	23008249
Transaction Type	Transfer
Record Updated	Jan 9, 2024
Title Company	GATEWAY TITLE SERVICES LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,398.60
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	196 THOMAS ST, MANCHESTER, TN 37355-7318

Mortgage

Document Number	0000008250
Date	Nov 16, 2023
Instrument	23008250

Lender

Name	STIFEL BANK & TRUST
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2053

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COFFEE TN
Recording Date	May 3, 2021
Property Address	196 THOMAS ST, MANCHESTER, TN 37355-7318
Document Number	0000004200
Book / Page	W411 / 496
Map Reference	MB 85 PG 373
Instrument Date	Apr 30, 2021
Instrument	21004200
Transaction Type	Transfer
Record Updated	May 12, 2021
Title Company	BELL AND ALEXANDER TITLE SERVICES, BELL & ALEXANDER TTL SVCS IN

Transaction

Amount	Amount Recorded
Tax	$647.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	196 THOMAS ST, MANCHESTER, TN 37355-7318

Tax Assessment & Valuation

Source: Coffee County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Coffee County
Municipality	Manchester City
Elementary School District	Manchester City School District (PK - 08)
Secondary School District	Coffee County School District in Manchester (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,624.00	$72,325 (-) Land $4,700 Building $67,625
2024	$2,624.00 (+53.54%)	$72,325 (-) Land $4,700 Building $67,625
2023	$1,709.00	$72,325 (+53.56%) Land $4,700 Building $67,625
2022	$1,709.00	$47,100 Land $4,700 Building $42,400	$289,300 Land $18,800 Building $270,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 14, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MANCHESTER WATER DEPARTMENT serves 24,975 people · EPA ID TN0000429
Water Source	Purchased surface water from DUCK RIVER UTILITY COMMISSION
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 131 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Ben Lomand Rural Telephone Cooperative.

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