196 Terry Ln, Mcloud, OK 74851 Property Records

Pottawatomie County property record for 196 Terry Ln, Mcloud, OK 74851

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,998 sqft · built 2020
Lot Size	5 acres (217,800 sqft)
Owner	Individual Name on Record
Last Sale	$380,000 (Dec 2025)
Tax Bill	$3,959 (2025)
Deeds & Mortgages	Dec 2025 Sale & Mortgage Jan 2020 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`0000-08-010-002-0-011-00`

Property Details

APN / Parcel Number

Primary APN	`0000-08-010-002-0-011-00`
Alternative APNs	`000001000208001100` `8307`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,998 sqft Living Area
1st Floor Area	896 sqft

Exterior

Year Built	Built 2020
Architectural Style	Mobile Home
Exterior Material	Brick Veneer
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	217,800 sqft (5 acres)
Porch	Covered Porch
Patio Area	112 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	8307
Old Parcel Number	000001000208001100
Street Address	196 TERRY LN
City	MCLOUD
State	OK
Zip	74851-8555
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BEG 1485'N & 2200'E SW/C SW S490.75' E438.12' N489.9' W440' POB LESS 7.5
Legal Range	02
Legal Township	10
Legal Section	08
Legal Subdivision	RURAL (NO ADDITION)
Jurisdiction	POTTAWATOMIE OK
Township / Civil Division	SHAWNEE
Census Block Group	1
Census Block	1027
Census Tract	501003

Owner

Source: Pottawatomie County records, as of January 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	196 TERRY LN, MCLOUD, OK 74851-8555
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 12, 2025	Warranty Deed, Transfer · FHA Mortgage KIND LENDING LLC
Jan 13, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRST UNITED BANK & TRUST CO
Oct 4, 2021	Warranty Deed, Transfer · Conventional Mortgage MORIA DEVELOPMENT INC
Jan 18, 2018	Trustee's Deed, Construction Loan · Line of Credit GREAT PLAINS NAT'L BK
Jan 18, 2018	Quit Claim Deed STEWART TITLE
Nov 30, 2017	Quit Claim Deed, Transfer Quitclaim
Nov 17, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 12, 2025 · Amount on Record
Deed Sale	Dec 12, 2025 · Amount on Record
Prior Sale	Oct 4, 2021 · Amount on Record
Deed Document Number	I-2025-015394
Record Updated	Jun 8, 2026

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POTTAWATOMIE OK
Recording Date	Dec 12, 2025
Property Address	196 TERRY LN, MCLOUD, OK 74851-8555
Document Number	I2025015394
Instrument Date	Nov 24, 2025
Instrument	I-2025-015394
Transaction Type	Transfer
Record Updated	Jan 26, 2026
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$570.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	196 TERRY LN, MCLOUD, OK 74851-8555

Mortgage

Document Number	I2025015395
Date	Dec 12, 2025
Instrument	I-2025-015395

Lender

Name	KIND LENDING LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2055

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POTTAWATOMIE OK
Property Address	30303 HOMER LANE RD, SHAWNEE, OK 74801-3442
Transaction Type	Mortgage
Record Updated	Mar 17, 2022
Title Company	STEWART TITLE OF OK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000449
Date	Jan 13, 2020
Instrument	202000000449

Lender

Name	FIRST UNITED BANK & TRUST CO
Type	Bank
Address	DURANT, OK 74701

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2050

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POTTAWATOMIE OK
Recording Date	Oct 4, 2021
Property Address	196 TERRY LN, MCLOUD, OK 74851-8555
Document Number	0000013756
Instrument Date	Sep 29, 2021
Instrument	202100013756
Transaction Type	Transfer
Record Updated	Jan 26, 2026
Title Company	AMERICAN EAGLE TITLE GROUP

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$495.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	30303 HOMER LANE RD, SHAWNEE, OK 74801-3442

Mortgage

Document Number	0000013757
Date	Oct 4, 2021
Instrument	202100013757

Lender

Name	MORIA DEVELOPMENT INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2051

January 2018: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	POTTAWATOMIE OK
Recording Date	Jan 18, 2018
Property Address	30303 HOMER LANE RD, SHAWNEE, OK 74801-3442
Instrument Date	Jan 17, 2018
Instrument	547
Transaction Type	Construction Loan
Record Updated	Jan 30, 2018
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4412 S ANDERSON RD OKLAHOMA CITY OK 731502925, OKLAHOMA CITY, OK 73150-2925

Mortgage

Document Number	0000000547
Date	Jan 18, 2018
Instrument	547

Lender

Name	GREAT PLAINS NAT'L BK
Type	Bank
Address	PIEDMONT, OK 73078

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Jan 17, 2019

Interest

Rate Type	Adjustable Rate

January 2018: Quit Claim Deed

Document Type	Quit Claim Deed
Jurisdiction	POTTAWATOMIE OK
Recording Date	Jan 18, 2018
Property Address	30303 HOMER LANE RD, SHAWNEE, OK 74801-3442
Document Number	0000000544
Instrument Date	Jan 10, 2018
Instrument	544
Record Updated	Jan 30, 2018
Title Company	STEWART TITLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1140 S 72ND ST NOBLE OK 730688854, NOBLE, OK 73068-8854

November 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	POTTAWATOMIE OK
Recording Date	Nov 30, 2017
Property Address	30303 HOMER LANE RD, SHAWNEE, OK 74801-3442
Document Number	0000014122
Instrument Date	Nov 17, 2017
Instrument	14122
Transaction Type	Transfer
Record Updated	Jan 3, 2018

Transaction

Amount	Amount Recorded
Tax	$45.00
Amount Accuracy	Confirmed
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1140 S 72ND ST NOBLE OK 730688854, NOBLE, OK 73068-8854

November 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	POTTAWATOMIE OK
Recording Date	Nov 17, 2017
Property Address	30303 HOMER LANE RD, SHAWNEE, OK 74801-3442
Document Number	0000013680
Instrument Date	Nov 17, 2017
Instrument	13680
Transaction Type	Transfer
Record Updated	Dec 8, 2017

Transaction

Amount	Amount Recorded
Tax	$45.00
Amount Accuracy	Confirmed
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1140 S 72ND ST NOBLE OK 730688854, NOBLE, OK 73068-8854

Tax Assessment & Valuation

Source: Pottawatomie County assessment roll, as of October 1, 2025

Property Jurisdictions

Type	Name
State	Oklahoma
County	Pottawatomie County
Unified School District	McLoud Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,959.00 (+3.83%)	$43,497 (+4.61%) Land $7,500 Building $35,997	$362,477 (-3.32%) Land $62,501 Building $299,976
2024	$3,813.00 (+5.92%)	$41,580 (+5%) Land $7,500 Building $34,080	$374,910 (+13.61%) Land $62,501 Building $312,409
2023	$3,600.00	$39,600 Land $7,500 Building $32,100	$330,000 Land $62,501 Building $267,499

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 72% of the US · lower than 62% of Oklahoma
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CVEC Fiber Fiber	2,400 / 2,400
Verizon Fixed Wireless	300 / 20
Atlink Services Fixed Wireless	100 / 20

May also be available: Vyve Broadband.

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