196 Terrell Ln, Jefferson, GA 30549 Property Records

Jackson County property record for 196 Terrell Ln, Jefferson, GA 30549

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,091 sqft · built 2005
Lot Size	1.11 acres (48,352 sqft)
Owner	2 Individual Names on Record
Last Sale	$234,100 (Oct 2006)
Tax Bill	$3,555 (2025)
Deeds & Mortgages	Feb 2022 Mortgage Sep 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`094C 016`

Property Details

APN / Parcel Number

Primary APN	`094C 016`
Alternative APN	`26716`

Interior

Full Baths	3 Baths
Stories	1 Story
Building Area	2,091 sqft Heated Area
1st Floor Area	1,553 sqft
Basement Area	1,553 sqft
Unfinished Basement	1,553 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Brick Veneer
Foundation Type	Masonry
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	48,352 sqft (1.11 acres)
Garage Type	Attached
Garage Area	460 sqft

Exterior Amenities

Porch	Slab
Porch Area	18 sqft
Deck Area	168 sqft
Patio Area	200 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	26716
Street Address	196 TERRELL LN
City	JEFFERSON
State	GA
Zip	30549-8510
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 16 RICHWOOD S/D
Legal Subdivision	RICHWOOD S/D
Legal Lot Number	16
Jurisdiction	JACKSON GA
Township / Civil Division	JEFFERSON
Census Block Group	1
Census Block	1003
Census Tract	10705

Owner

Source: Jackson County records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	196 TERRELL LN, JEFFERSON, GA 30549-8510
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 9, 2022	Deed of Trust, Mortgage · Conventional Mortgage LAKEVIEW LOAN SERVICING
Sep 9, 2020	Deed of Trust, Mortgage · Conventional Mortgage DISCOVER BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 5, 2006 · Amount on Record
Deed Sale	Oct 5, 2006 · Amount on Record
Prior Sale	Dec 2, 2004 · Amount on Record
Deed Book / Page	45X / 301
Record Updated	Oct 29, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON GA
Property Address	196 TERRELL LN, JEFFERSON, GA 30549-8510
Transaction Type	Mortgage
Record Updated	Mar 18, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	196 TERRELL LN, JEFFERSON, GA 30549-8510

Mortgage

Document Number	00100T0000000780
Date	Feb 9, 2022
Book Page	000000100T/0000000780

Lender

Name	LAKEVIEW LOAN SERVICING

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2052

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON GA
Property Address	196 TERRELL LN, JEFFERSON, GA 30549-8510
Document Number	00091M0143
Instrument Date	Sep 9, 2020
Transaction Type	Mortgage
Record Updated	Sep 29, 2020
Title Company	ACCURATE EQUITY GROUP, ACCURATE EQUITY GRP

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	196 TERRELL LN JEFFERSON GA 305498510, JEFFERSON, GA 30549-8510

Mortgage

Document Number	00091M0143
Date	Sep 15, 2020
Book Page	00091M/000143

Lender

Name	DISCOVER BK
Type	Bank
Address	NEW CASTLE, DE 19720

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Sep 14, 2030

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of February 23, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Jackson County
Unified School District	Jackson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$138,040 (-) Land $26,000 Building $112,040	$345,100 (-) Land $65,000 Building $280,100
2025	$3,555.00 (+0.71%) Homeowner's exemption	$138,040 (-) Land $26,000 Building $112,040	$345,100 (-) Land $65,000 Building $280,100
2024	$3,530.00 (+23.9%) Homeowner's exemption	$138,040 (+9.63%) Land $26,000 Building $112,040	$345,100 (+9.63%) Land $65,000 Building $280,100
2023	$2,849.00 (-6.65%) Homeowner's exemption	$125,920 (+17.9%) Land $26,000 Building $99,920	$314,800 (+17.9%) Land $65,000 Building $249,800
2022	$3,052.00 Homeowner's exemption	$106,800 Land $26,000 Building $80,800	$267,000 Land $65,000 Building $202,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 14, 2018

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 87% of Georgia
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JACKSON COUNTY WATER & SEWER AUTHORITY serves 33,601 people · EPA ID GA1570117
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 69 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Xfinity Fiber	2,000 / 2,000
Starlink Satellite	280 / 30

May also be available: TruVista Communications.

Cell Coverage

5G (outdoors only) and 4G LTE

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