196 Summit Ave, Phillipsburg, NJ 08865 Property Records

Warren County and Phillipsburg Town property record for 196 Summit Ave, Phillipsburg, NJ 08865

Property Summary

Property Type	Single Family Home
Details	1,164 sqft · built 1920
Lot Size	0.071 acres (3,093 sqft)
Owner	2 Individual Names on Record
Last Sale	$168,000 (Aug 2006)
Tax Bill	$5,245 (2025)
Deeds & Mortgages	Jun 2017 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`19-01223-0000-00009`

Property Details

APN / Parcel Number

Primary APN	`19-01223-0000-00009`
Alternative APNs	`190122300009` `03006080` `2184`

Interior

Stories	2 Stories
Building Area	1,164 sqft Living Area

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Construction Type	Frame
Lot Area	3,093 sqft (0.071 acres)
Lot Dimensions	124 ft deep x 25 ft wide

Location & Zoning

Account Number	2184
Street Address	196 SUMMIT AVE
City	PHILLIPSBURG
State	NJ
Zip	08865-2452
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-50
Legal Block	1223
Legal Lot Number	9
Jurisdiction	WARREN NJ
Township / Civil Division	PHILLIPSBURG
Census Block Group	2
Census Block	2000
Census Tract	30700

Owner

Source: Warren County and Phillipsburg Town records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	196 SUMMIT AVE, PHILLIPSBURG, NJ 08865-2452
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 18, 2006 · Amount on Record
Deed Sale	Aug 18, 2006 · Amount on Record
Prior Sale	Dec 7, 2004 · Amount on Record
Deed Document Number	2006284739
Deed Book / Page	2098 / 223
Record Updated	Oct 29, 2026

June 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	WARREN NJ
Property Address	196 SUMMIT AVE, PHILLIPSBURG, NJ 08865-2452
Document Number	0000478534
Book / Page	006471 / 000204
Instrument Date	Jun 30, 2017
Transaction Type	Mortgage
Record Updated	Oct 3, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	196 SUMMIT AVE PHILLIPSBURG NJ 088652452, PHILLIPSBURG, NJ 08865-2452

Mortgage

Document Number	0000478534
Date	Jul 27, 2017
Book Page	006471/000204
Instrument	478534

Lender

Name	CARRINGTON MTG SVCS
Address	ANAHEIM, CA 92806

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 26, 2047

Interest

Rate	4.37%

Tax Assessment & Valuation

Source: Warren County and Phillipsburg Town assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Warren County
Municipality	Phillipsburg Town
Unified School District	Phillipsburg Town School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$112,200 (-) Land $26,100 Building $86,100	$112,200 (-) Land $26,100 Building $86,100
2025	$5,245.00 (+2.86%)	$112,200 (-) Land $26,100 Building $86,100	$112,200 (-) Land $26,100 Building $86,100
2024	$5,099.00 (+9.56%)
2023		$112,200 Land $26,100 Building $86,100	$112,200 Land $26,100 Building $86,100
2022	$4,654.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2011

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AQUA NJ - PHILLIPSBURG private · serves 26,686 people · EPA ID NJ2119001
Water Source	Groundwater influenced by surface water
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Coliform assessment Aug 2025
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 487 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Service Electric Cable TV Cable	1,000 / 40
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: AT&T, Xfinity.

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