Polk County property record for 196 Summershore Dr, Auburndale, FL 33823
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,991 sqft · built 2020 |
| Lot Size | 0.172 acres (7,475 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $280,000 (Dec 2020) |
| Tax Bill | $1,242 (2023) |
| Deeds & Mortgages | Dec 2020 Sale & Mortgage Dec 2019 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 25-27-25-300602-002120 |
| Primary APN | 25-27-25-300602-002120 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,991 sqft Living Area |
| Gross Area | 2,391 sqft |
| 1st Floor Area | 1,991 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Concrete |
| Roof Type | Hip |
| Roof Material | Other |
| Lot Area | 7,475 sqft (0.172 acres) |
| View / Lot | Commercial/Industrial |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Porch | Screened/Unfinished Porch |
| Porch Area | 24 sqft |
| Street Address | 196 SUMMERSHORE DR |
|---|---|
| City | AUBURNDALE |
| State | FL |
| Zip | 33823-2174 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WATERCREST ESTATES PHASE 2 PB 169 PG 25-29 LOT 212 |
| Legal Range | 25E |
| Legal Township | 27S |
| Legal Section | 25 |
| Legal Subdivision | WATERCREST ESTATES PHASE 2 |
| Legal Phase | 2 |
| Legal Block | 1 |
| Legal Lot Number | 212 |
| Jurisdiction | POLK FL |
| Township / Civil Division | HAINES CITY |
| Census Block Group | 1 |
| Census Block | 1032 |
| Census Tract | 12409 |
Source: Polk County records, as of September 28, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 196 SUMMERSHORE DR, AUBURNDALE, FL 33823-2174 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 23, 2020 | Grant Deed, Subdivision Related Transfer · Conventional Mortgage HOMEAMERICAN MTG |
| Dec 20, 2019 | Grant Deed, Transfer NOT AVAILABLE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 23, 2020 · Amount on Record |
| Deed Sale | Dec 23, 2020 · Amount on Record |
| Deed Document Number | 2020279031 |
| Deed Book / Page | 11509 / 755 |
| Record Updated | Oct 29, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Dec 23, 2020 |
| Property Address | 196 SUMMERSHORE DR, AUBURNDALE, FL 33823-2174 |
| Document Number | 0115090755 |
| Book / Page | 011509 / 000755 |
| Instrument Date | Dec 18, 2020 |
| Instrument | 279031 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Jan 8, 2021 |
| Title Company | AMERICAN HOME TITLE AND ESCROW COMPANY, AMERICAN HM TITLE & ESCROW CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,960.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 196 SUMMERSHORE DR AUBURNDALE FL 338232174, AUBURNDALE, FL 33823-2174 |
| Document Number | 115090756 |
|---|---|
| Date | Dec 23, 2020 |
| Book Page | 011509/000756 |
| Instrument | 279032 |
| Name | HOMEAMERICAN MTG |
|---|---|
| Type | Mortgage Company |
| Address | GREENWOOD VILLAGE, CO 80111 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 22, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Dec 20, 2019 |
| Property Address | 196 SUMMERSHORE DR, AUBURNDALE, FL 33823-2174 |
| Document Number | 0110820658 |
| Book / Page | 011082 / 000658 |
| Instrument Date | Dec 17, 2019 |
| Instrument | 270613 |
| Transaction Type | Transfer |
| Record Updated | Jan 13, 2020 |
| Title Company | NOT AVAILABLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $13,348.30 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Limited Partnership |
| Address | 2822 COMMERCE PARK DR #100 ORLANDO FL 328198636, 100, ORLANDO, FL 32819-8636 |
| Investor | Possibly a Property Investor |
Source: Polk County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Unified School District | Polk County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $168,690 (+2.7%) | $267,042 (-2.21%) Land $50,000 Building $217,042 | |
| 2025 | Homeowner's exemption | $164,255 (+5.99%) | $273,088 (-6.45%) Land $50,000 Building $223,088 |
| 2023 | $1,242.00 (+4.99%) Homeowner's exemption | $154,977 (+3%) | $291,908 (+10.83%) Land $48,000 Building $243,908 |
| 2022 | $1,183.00 Homeowner's exemption | $150,463 | $263,372 Land $40,000 Building $223,372 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 33 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 33 in force |
| Nearby Flood Claims | 6 (2004–2022) |
| Claims Outside the SFHA | 3 of 6 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 47% of the US · lower than 82% of Florida |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF AUBURNDALE serves 35,239 people · EPA ID FL6530090 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2023 |
| Lead | 3 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 322 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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