196 Summers Rd, Centralia, WA 98531 Property Records

Lewis County property record for 196 Summers Rd, Centralia, WA 98531

Property Summary

Property Type	Single Family Home
Details	4 bd · 7 ba · 7,696 sqft · built 1995
Lot Size	4.96 acres (216,058 sqft)
Owner	2 Individual Names on File
Last Sale	$865,000 (Sep 2022)
Tax Bill	$6,160 (2024)
Deeds & Mortgages	Sep 2022 Sale & Mortgage
APN	`023800-004-007`

Property Details

APN / Parcel Number

Primary APN	`023800-004-007`
Alternative APNs	`2226239` `46726`

Interior

Bedrooms	4 Beds
Full Baths	7 Baths
Half Baths	3 Half Baths
Plumbing Fixtures	15 Plumbing Fixtures
Stories	1 Story
Building Area	7,696 sqft Living Area
Gross Area	8,080 sqft
1st Floor Area	7,696 sqft
Upper Floors Area	816 sqft
Attic	Attic
Attic Area	768 sqft
Flooring	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 2001
Architectural Style	Contemporary
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asbestos
Lot Area	216,058 sqft (4.96 acres)
Terrain	Rolling
Garage Type	Attached
Garage Area	2,048 sqft
Parking Spaces	7 Parking Spaces

Exterior Amenities

Porch	Covered Porch
Porch Area	180 sqft
Deck Area	1,404 sqft
Shed	1 Shed
Shed Area	64 sqft
Lean-To	115 sqft
Utility Building	800 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	2226239
Street Address	196 SUMMERS RD
City	CENTRALIA
State	WA
Zip	98531-9409
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RDD20
Legal Description	SECTION 27 TOWNSHIP 15N RANGE 03W PT SE4 SW4 LY E SUMMERS RD
Legal Range	03W
Legal Township	15N
Legal Section	27
Jurisdiction	LEWIS WA
Township / Civil Division	BUNKER
Census Block Group	1
Census Block	1001
Census Tract	970100

Owner

196 Summers Rd is owned and occupied by two individuals who bought it in September 2022.

Source: Lewis County records, as of March 26, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	196 SUMMERS RD, CENTRALIA, WA 98531-9409
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 13, 2022 · Amount on File
Deed Sale	Sep 13, 2022 · Amount on File
Deed Document Number	20223583312
Prior Transfer Date	Jan 1, 2022
Prior Transfer Doc	0003569453
Record Updated	Jun 8, 2026

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LEWIS WA
Recording Date	Sep 13, 2022
Property Address	196 SUMMERS RD, CENTRALIA, WA 98531-9409
Document Number	0003583312
Instrument Date	Sep 1, 2022
Instrument	3583312
Transaction Type	Transfer
Record Updated	Sep 28, 2022
Title Company	LEWIS COUNTY TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$14,502.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	196 SUMMERS RD, CENTRALIA, WA 98531-9409

Mortgage

Document Number	0003583313
Date	Sep 13, 2022
Instrument	3583313

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2052

Tax Assessment & Valuation

Source: Lewis County assessment roll, as of May 16, 2025

Property Jurisdictions

Type	Name
State	Washington
County	Lewis County
Unified School District	Centralia School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$836,600 (-) Land $138,500 Building $698,100	$836,600 (-) Land $138,500 Building $698,100
2024	$6,160.00 (-21.21%)	$836,600 Land $138,500 Building $698,100	$836,600 Land $138,500 Building $698,100
2023	$7,818.00
2022		$868,300 Land $138,500 Building $729,800	$868,300 Land $138,500 Building $729,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 196 Summers Rd; there have been 32 flood claims nearby since 1986.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on File median of 25 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	25 in force
Nearby Flood Claims	32 (1986–2022)
Claims Outside the SFHA	9 of 32
Most Recent Claim	Jan 2022 · Severe Winter Storms, Snowstorms, Straight-line Winds, Flooding
Claims by Event	Severe Winter Storms, Snowstorms, Straight-line Winds, Flooding, Jan 2022 · 4 claims Severe Storms, Flooding, Landslides, And Mudslides, Dec 2007 · 14 claims High Winds, Severe Storms And Flooding, Feb 1996 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 196 Summers Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Hawk Networks Fixed Wireless	200 / 70
CenturyLink DSL	10 / 1

Cell Coverage

5G (outdoors only) and 4G LTE

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