McCreary County property record for 196 Stepp Rd, Strunk, KY 42649 · Last verified February 2026
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,674 sqft · built 1930 |
| Lot Size | 43.4 acres (1,890,504 sqft) |
| Owner | Individual Name on File |
| Last Sale | $400,000 (Jul 2022) |
| Tax Bill | $2,733 (2025) |
| Deeds & Mortgages | Jul 2022 Mortgage Jan 2019 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 141-00-00-029.00 |
| Primary APN | 141-00-00-029.00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Building Area | 1,674 sqft Living Area |
| Family Room | Family Room |
| Year Built | Built 1930 |
|---|---|
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 1,890,504 sqft (43.4 acres) |
| Terrain | Rolling |
| Garage Type | Detached |
| Garage Area | 567 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 427 sqft |
| Heating System | Floor/Wall Furnace |
|---|---|
| Water Source | Commercial |
| Street Address | 196 STEPP RD |
|---|---|
| City | STRUNK |
| State | KY |
| Zip | 42649-9378 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 43.4 AC & HSE & 2 GAR S & & 2 DOOR BLDG |
| Jurisdiction | MCCREARY KY |
| Township / Civil Division | PINE KNOT |
| Census Block Group | 1 |
| Census Block | 1031 |
| Census Tract | 960402 |
Source: McCreary County records · APN 141-00-00-029.00
Assessment roll updated July 1, 2025 · Last verified February 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 196 STEPP RD, STRUNK, KY 42649-9378 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 20, 2022 | Deed of Trust, Mortgage · Conventional Mortgage STATEWIDE MORTGAGE |
| Jan 02, 2019 | Deed of Trust, Mortgage · Commercial Mortgage UNITED CUMBERLAND BANK |
| Nov 30, 2018 | Deed of Trust, Mortgage · Commercial Mortgage FORCHT BANK NA |
| Nov 30, 2018 | Deed, Transfer |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 20, 2022 · Amount on Record |
| Deed Sale | Jul 20, 2022 · Amount on Record |
| Prior Sale | Nov 30, 2018 · Amount on Record |
| Deed Document Number | 138987 |
| Deed Book / Page | D230 / 641 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCCREARY KY |
| Property Address | 196 STEPP RD, STRUNK, KY 42649-9378 |
| Transaction Type | Mortgage |
| Record Updated | Aug 17, 2022 |
| Name | Verified Name |
|---|
| Document Number | 00M240/315 |
|---|---|
| Date | Jul 20, 2022 |
| Book Page | M240/315 |
| Instrument | 138988 |
| Name | STATEWIDE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 01, 2052 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCCREARY KY |
| Property Address | 196 STEPP RD, STRUNK, KY 42649-9378 |
| Transaction Type | Mortgage |
| Record Updated | Dec 23, 2021 |
| Name | Verified Name |
|---|
| Document Number | 00M217/694 |
|---|---|
| Date | Jan 02, 2019 |
| Book Page | M217/694 |
| Instrument | 126867 |
| Name | UNITED CUMBERLAND BANK |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 24 Months |
| Due | Dec 28, 2020 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCCREARY KY |
| Property Address | 196 STEPP RD, STRUNK, KY 42649-9378 |
| Transaction Type | Mortgage |
| Record Updated | Dec 23, 2021 |
| Name | Verified Name |
|---|
| Document Number | 00M217/484 |
|---|---|
| Date | Nov 30, 2018 |
| Book Page | M217/484 |
| Instrument | 126670 |
| Name | FORCHT BANK NA |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Nov 23, 2033 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed |
|---|---|
| Jurisdiction | MCCREARY KY |
| Recording Date | Nov 30, 2018 |
| Property Address | 196 STEPP RD, STRUNK, KY 42649-9378 |
| Document Number | 00D217/694 |
| Book / Page | D217 / 694 |
| Instrument Date | Nov 23, 2018 |
| Instrument | 126669 |
| Transaction Type | Transfer |
| Record Updated | Dec 23, 2021 |
| Amount | Amount Recorded |
|---|---|
| Tax | $220.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 20827 N 89TH DR, 20827, PEORIA, AZ 85382-6464 |
| Name | Verified Name |
|---|---|
| Address | 1379 E HIGHWAY 92, PINE KNOT, KY 42635-8141 |
Source: McCreary County records · Assessment roll updated July 1, 2025 · Last verified February 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | McCreary County |
| Unified School District | McCreary County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,733.00 (-1.48%) | $340,000 (-) | $400,000 (+17.65%) |
| 2023 | $2,774.00 | $340,000 | $340,000 |
Source: FEMA National Flood Hazard Layer, McCreary County (21147C), updated March 16, 2015 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | High above 71% of the US · above 84% of Kentucky |
|---|---|
| Wildfire Likelihood | About 1 in 275 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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