196 Spring St, Westbrook, ME 04092 Property Records

Cumberland County and Westbrook City property record for 196 Spring St, Westbrook, ME 04092 · Last verified June 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,300 sqft · built 2014
Lot Size	0.1 acres (4,356 sqft)
Owner	2 Individual Names on File
Last Sale	$499,000 (May 2026)
Tax Bill	$4,300 (2023)
Deeds & Mortgages	May 2026 Sale & Mortgage Jul 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`WSBR M:029 L:259-B`

Property Details

APN / Parcel Number

Primary APN	`WSBR M:029 L:259-B`
Alternative APN	`103887`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,300 sqft Living Area
Gross Area	2,082 sqft
1st Floor Area	650 sqft
Basement Area	650 sqft
Unfinished Basement	650 sqft

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	4,356 sqft (0.1 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Street Address	196 SPRING ST
City	WESTBROOK
State	ME
Zip	04092-3942
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	PINEHURST
Legal Lot Number	259-B
Jurisdiction	WESTBROOK ME
Township / Civil Division	WESTBROOK
Census Block Group	2
Census Block	2002
Census Tract	2901

Owner

Source: Cumberland County and Westbrook City records · APN WSBR M:029 L:259-B

Assessment roll updated May 21, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	42 MERGANSER ST, 17, WESTBROOK, ME 04092-2165
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
May 05, 2026	Warranty Deed, Transfer · Conventional Mortgage EVERGREEN CREDIT UNION
Jul 05, 2023	Warranty Deed, Transfer · Stand-Alone First Mortgage CMG MORTGAGE INC
Jul 01, 2019	Warranty Deed, Transfer · Stand-Alone First Mortgage NORTHEAST HOME LOAN

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 05, 2026 · Amount on Record
Deed Sale	May 05, 2026 · Amount on Record
Prior Sale	Jul 05, 2023 · Amount on Record
Deed Book / Page	42230 / 321
Transfer Doc	0330620112
Record Updated	Sep 20, 2026

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WESTBROOK ME
Recording Date	May 05, 2026
Property Address	196 SPRING ST, WESTBROOK, ME 04092-3942
Document Number	0422300321
Book / Page	42230 / 321
Instrument Date	May 04, 2026
Instrument	2026.17442
Transaction Type	Transfer
Record Updated	May 22, 2026

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants

Mortgage

Date	May 05, 2026

Lender

Name	EVERGREEN CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 01, 2056

Interest

Rate	6.22%
Max Rate	-1%

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WESTBROOK ME
Recording Date	Jul 05, 2023
Property Address	196 SPRING ST, WESTBROOK, ME 04092-3942
Document Number	0402210081
Book / Page	40221 / 81
Instrument Date	Jun 30, 2023
Instrument	21756
Transaction Type	Transfer
Record Updated	Jul 24, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants

Mortgage

Document Number	0000021757
Date	Jul 05, 2023
Instrument	21757

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WESTBROOK ME
Recording Date	Jul 01, 2019
Property Address	196 SPRING ST, WESTBROOK, ME 04092-3942
Document Number	0357650322
Book / Page	35765 / 322
Instrument Date	Jun 28, 2019
Instrument	28975
Transaction Type	Transfer
Record Updated	Feb 03, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	25 FOXCROFT DR, SCARBOROUGH, ME 04074-8730

Mortgage

Document Number	0000028976
Date	Jul 01, 2019
Instrument	28976

Lender

Name	NORTHEAST HOME LOAN

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Cumberland County and Westbrook City records · Assessment roll updated May 21, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Maine
County	Cumberland County
Municipality	Westbrook City
Unified School District	Westbrook (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value
2023	$4,300.00 (+10.28%)	$257,800 (+19.68%) Land $76,600 Building $181,200
2022	$3,899.00	$215,400 Land $63,800 Building $151,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Cumberland County (23005C), updated June 3, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 342 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Consolidated Communications	Fiber	2,000 / 2,000
GoNetspeed	Fiber	2,000 / 2,000
Spectrum	Cable	1,000 / 1,000

May also be available at this address: Verizon, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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