196 Spring Lakes Pkwy, Ingram, TX 78025 Property Records

Kerr County property record for 196 Spring Lakes Pkwy, Ingram, TX 78025

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,009 sqft · built 2011
Lot Size	1.84 acres (80,150 sqft)
Owner	2 Individual Names on Record
Last Sale	$250,000 (Jun 2018)
Tax Bill	$7,804 (2026)
Deeds & Mortgages	May 2023 Transfer Feb 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`3687-0000-088000`

Property Details

APN / Parcel Number

Primary APN	`3687-0000-088000`
Alternative APN	`68452`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	2,009 sqft Living Area
Gross Area	3,310 sqft
1st Floor Area	2,009 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2011
Effective Year Built	Effective 2012
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Asphalt
Lot Area	80,150 sqft (1.84 acres)
Garage Type	Attached
Garage Area	675 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	327 sqft
Storage Building	300 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Account Number	3687-0000-088000
Street Address	196 SPRING LAKES PKWY
City	INGRAM
State	TX
Zip	78025-4408
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CYPRESS SPRINGS ESTS PH 2, SEC 1 LOT 88 ACRES 1.84
Legal Subdivision	CYPRESS SPRINGS ESTS PH 2, SEC 1
Legal Lot Number	88
Jurisdiction	KERR TX
Township / Civil Division	INGRAM
Census Block Group	2
Census Block	2117
Census Tract	960304

Owner

Source: Kerr County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	196 SPRING LAKES PKWY, INGRAM, TX 78025-4408
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 5, 2023	Intrafamily Transfer, Transfer
Feb 22, 2022	Deed of Trust, Mortgage · Conventional Mortgage NATIONSTAR MORTGAGE LLC
Dec 17, 2019	Deed of Trust, Mortgage · Stand-Alone First Mortgage NATIONSTAR MORTGAGE LLC
Jun 13, 2018	Vendor's Lien, Transfer · Conventional Mortgage NATIONSTAR MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 13, 2018 · Amount on Record
Deed Sale	Jun 13, 2018 · Amount on Record
Prior Sale	Mar 2, 2011
Deed Document Number	20183650
Prior Transfer Date	Jun 11, 2018
Prior Transfer Doc	0000003650
Record Updated	Oct 29, 2026

May 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	KERR TX
Recording Date	May 5, 2023
Property Address	196 SPRING LAKES PKWY, INGRAM, TX 78025-4408
Document Number	0023002737
Map Reference	VOL 7 PG 172
Instrument Date	May 4, 2023
Instrument	23-002737
Transaction Type	Transfer
Record Updated	Sep 12, 2023

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KERR TX
Property Address	196 SPRING LAKES PKWY, INGRAM, TX 78025-4408
Transaction Type	Mortgage
Record Updated	Apr 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0022001459
Date	Feb 22, 2022
Instrument	22-001459

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	301 Months
Due	Mar 1, 2047

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KERR TX
Property Address	196 SPRING LAKES PKWY, INGRAM, TX 78025-4408
Transaction Type	Mortgage
Record Updated	Jan 20, 2020
Title Company	TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	19008869
Date	Dec 17, 2019
Instrument	19-008869

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2050

June 2018: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	KERR TX
Recording Date	Jun 13, 2018
Property Address	196 SPRING LAKES PKWY, INGRAM, TX 78025-4408
Document Number	18003650
Map Reference	VOL 7 PG 172
Instrument Date	Jun 11, 2018
Instrument	18-003650
Transaction Type	Transfer
Record Updated	Dec 7, 2021
Title Company	KERR COUNTY ABSTRACT AND TITLE LLC, KERR COUNTY ABSTRACT & TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	196 SPRING LAKES PKWY, INGRAM, TX 78025-4408

Mortgage

Document Number	18003651
Date	Jun 13, 2018
Instrument	18-003651

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2048

Tax Assessment & Valuation

Source: Kerr County assessment roll, as of October 30, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Kerr County
Unified School District	Ingram Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,804.00 (+84.06%)	$578,393 (-) Land $82,800 Building $495,593	$578,393 (-) Land $82,800 Building $495,593
2025	$4,240.00 (-16.22%) Homeowner's exemption Senior Citizen's exemption	$578,393 (+5.16%) Land $82,800 Building $495,593	$578,393 (+5.16%) Land $82,800 Building $495,593
2024	$5,061.00 (-0.41%)
2023	$5,082.00 Homeowner's exemption Senior Citizen's exemption	$550,014 Land $62,919 Building $487,095	$550,014 Land $62,919 Building $487,095

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 69 policies
Nearby Flood Policies	69 in force
Nearby Flood Claims	26 (2024–2026)
Claims Outside the SFHA	9 of 26
Most Recent Claim	Jul 2026 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding
Claims by Event	Severe Storms, Straight-line Winds, Tornadoes, And Flooding, Jul 2026 · 5 claims Severe Storms, Straight-line Winds, And Flooding, Jul 2025 · 20 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 61% of the US · above 46% of Texas
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CYPRESS SPRINGS private · serves 339 people · EPA ID TX1330156
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 64 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Hill Country Telecommunications Fiber · Fixed Wireless	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: VTX Communications.

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