196 Sparrow Dr, Hercules, CA 94547 Property Records

Contra Costa County property record for 196 Sparrow Dr, Hercules, CA 94547

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,963 sqft · built 1979
Lot Size	0.279 acres (12,150 sqft)
Owner	2 Individual Names on Record
Tax Bill	$4,473 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Mar 2023 Reverse Mortgage
Flood Zone	Zone X (minimal risk)
APN	`407-232-017-1`

Property Details

APN / Parcel Number

Primary APN	`407-232-017-1`
Alternative APN	`407-232-017`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	1,963 sqft Living Area
1st Floor Area	997 sqft
2nd Floor Area	966 sqft

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Lot Area	12,150 sqft (0.279 acres)
Garage Type	Attached
Garage Area	483 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	196 SPARROW DR
City	HERCULES
State	CA
Zip	94547-1515
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	T05114 L0194 B
Legal Subdivision	SUBDIVISION 5114
Legal Tract	05114
Legal Lot Number	194
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	WEST CONTRA COSTA
Census Block Group	2
Census Block	2003
Census Tract	359204

Owner

Source: Contra Costa County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	196 SPARROW DR, HERCULES, CA 94547-1515
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Mar 8, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Mar 30, 2023	Deed of Trust, Mortgage · Reverse Mortgage AMERICAN ADVISORS GROUP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Aug 30, 2004
Transfer Doc	0000351647
Record Updated	Sep 20, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	196 SPARROW DR, HERCULES, CA 94547-1515
Transaction Type	Mortgage
Record Updated	Aug 1, 2023
Title Company	AMROCK TITLE CA INC, AMROCK TITLE CALIFORNIA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	196 SPARROW DR, HERCULES, CA 94547-1515

Mortgage

Document Number	0000069352
Date	Mar 8, 2021
Instrument	2021-069352

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2051

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	196 SPARROW DR, HERCULES, CA 94547-1515
Transaction Type	Mortgage
Record Updated	Aug 1, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	196 SPARROW DR, HERCULES, CA 94547-1515

Mortgage

Document Number	0000029463
Date	Mar 30, 2023
Instrument	2023-029463

Lender

Name	AMERICAN ADVISORS GROUP
Type	Mortgage Company
Address	IRVINE, CA 92612

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	5.74%
Adjustable	Adjustable Rate Rider
Change Frequency	Monthly
Index	1-Year T-Bill
Max Rate	10.7%

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	Hercules City
Unified School District	West Contra Costa Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$221,422 (+2%) Land $46,181 Building $175,241
2025	$4,473.00 (+7.68%) Homeowner's exemption	$217,081 (+4.04%) Land $45,276 Building $171,805
2023	$4,154.00 (+1.29%) Homeowner's exemption	$208,654 Land $43,519 Building $165,135
2022	$4,101.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 693 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T DSL	100 / 20

May also be available: T-Mobile, Unwired.

Nearby Properties on Sparrow Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures