196 Soft Rush Ln, La Plata, MD 20646 Property Records

Charles County property record for 196 Soft Rush Ln, La Plata, MD 20646

Property Summary

Property TypeTownhouse
Lot Size0.064 acres (2,788 sqft)
Owner2 Individual Names on File
Last Sale$419,990 (Sep 2026)
Deeds & MortgagesSep 2026 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN06-363301

Property Details

APN / Parcel Number

Primary APN06-363301
Alternative APN
  • 363301

Exterior

Architectural StyleTownhouse
Lot Area2,788 sqft (0.064 acres)

Location & Zoning

Account Number363301
Street Address196 SOFT RUSH LN
CityLA PLATA
StateMD
Zip20646-9400
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Local Zoning CodeTDX
Legal DescriptionLOT 45 PH 3 = 0.0643 PINEGROVE SUB NBHD A TOWN OF LA PLATA
Legal SubdivisionTOWN OF LA PLATA
Legal Lot Number45
JurisdictionCHARLES MD
Township / Civil Division6, WALDORF
Census Block Group2
Census Block2003
Census Tract851001

Owner

196 Soft Rush Ln, a townhouse, is owned and occupied by two individuals who bought it in September 2026.

Source: Charles County records, as of September 22, 2026

Owner of Record2 Individual Names on File
Mailing Address196 SOFT RUSH LN, LA PLATA, MD 20646-9400
OccupancyOwner Occupied
Owner TypeIndividual
VestingMarried Couple

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 10, 2026 · Amount on File
Deed SaleSep 10, 2026 · Amount on File
Deed Document Number2026
Deed Book / Page14207 / 181
Record UpdatedOct 29, 2026

September 2026: Deed, Subdivision Related Transfer

Document TypeDeed
JurisdictionCHARLES MD
Recording DateSep 10, 2026
Property Address196 SOFT RUSH LN, LA PLATA, MD 20646-9400
Document Number1420000181
Book / Page14207 / 181
Instrument DateAug 21, 2026
Transaction TypeSubdivision Related Transfer
Record UpdatedSep 22, 2026
Title CompanyDHI TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$424,189.90
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address196 SOFT RUSH LN, LA PLATA, MD 20646-9400

Mortgage

Document Number1420000191,
DateSep 10, 2026
Book Page14207/191
Lender
NameDHI MORTGAGE COMPANY
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueSep 1, 2056
Interest
Max Rate-1%

Tax Assessment & Valuation

Source: Charles County assessment roll, as of September 16, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyCharles County
MunicipalityLa Plata Town
Unified School DistrictCharles County Public Schools (PK - 12)

Tax Bill & Assessment History

YearAssessed ValueAssessed Market Value
2026$410,400 Land $95,000 Building $315,400$410,400 Land $95,000 Building $315,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 196 Soft Rush Ln in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 12 policies
Nearby Flood Policies12 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 196 Soft Rush Ln is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.03% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber
2,300 / 2,300
Xfinity
Fiber · Cable
2,000 / 2,000

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