196 Skipping Stone Ln, Naples, FL 34119 Property Records

Collier County property record for 196 Skipping Stone Ln, Naples, FL 34119

Property Summary

Property Type	Single Family Home
Details	2,137 sqft · built 2001
Lot Size	0.18 acres (7,841 sqft)
Owner	2 Individual Names on File
Last Sale	$609,500 (Dec 2025)
Tax Bill	$3,655 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Aug 2022 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`540420 1653B27`

Property Details

APN / Parcel Number

Primary APN	`540420 1653B27`
Alternative APN	`66262006145`

Interior

Stories	1 Story
Building Area	2,137 sqft Living Area
1st Floor Area	2,137 sqft

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Construction Type	Masonry / Concrete Block
Lot Area	7,841 sqft (0.18 acres)
Deck Area	84 sqft

Location & Zoning

Street Address	196 SKIPPING STONE LN
City	NAPLES
State	FL
Zip	34119-9741
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	PEBBLEBROOKE LAKES LOT 165
Legal Range	26
Legal Township	48
Legal Section	27
Legal Subdivision	PEBBLEBROOKE LAKES
Legal Tract	540420
Legal Block	3
Legal Lot Number	165
Jurisdiction	COLLIER FL
Township / Civil Division	NAPLES
Census Block Group	3
Census Block	3000
Census Tract	10436

Owner

196 Skipping Stone Ln is owned by two individuals who bought it in December 2025.

Source: Collier County records, as of August 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1223 COMMONWEALTH CIR, 103, NAPLES, FL 34116-6651
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 16, 2021	Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MORTGAGE CORP
Aug 24, 2022	Deed of Trust, Mortgage · Line of Credit SUNCOAST CU
Dec 1, 2025	Warranty Deed, Transfer · Conventional Mortgage THE HUNTINGTON NATIONAL BANK
Mar 18, 2019	Warranty Deed, Transfer · Conventional Mortgage MOVEMENT MORTGAGE
Jul 7, 2017	Warranty Deed, Transfer · Conventional Mortgage MARKETPLACE HOME MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 1, 2025 · Amount on File
Deed Sale	Dec 1, 2025 · Amount on File
Prior Sale	Mar 18, 2019 · Amount on File
Deed Document Number	20256757467
Deed Book / Page	6530 / 1907
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIER FL
Property Address	196 SKIPPING STONE LN, NAPLES, FL 34119-9741
Transaction Type	Mortgage
Record Updated	Dec 12, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0058930667
Date	Feb 16, 2021
Book Page	5893/667
Instrument	6002555

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company
Address	ATLANTA, GA 30305

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2051

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIER FL
Property Address	196 SKIPPING STONE LN, NAPLES, FL 34119-9741
Transaction Type	Mortgage
Record Updated	Dec 12, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	196 SKIPPING STONE LN, NAPLES, FL 34119-9741

Mortgage

Document Number	0061662111
Date	Aug 24, 2022
Book Page	6166/2111
Instrument	6300142

Lender

Name	SUNCOAST CU
Type	Credit Union
Address	TAMPA, FL 33680

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Aug 23, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIER FL
Recording Date	Dec 1, 2025
Property Address	196 SKIPPING STONE LN, NAPLES, FL 34119-9741
Document Number	0065301907
Book / Page	6530 / 1907
Map Reference	MB 30 PG 4-12
Instrument Date	Nov 25, 2025
Instrument	6757467
Transaction Type	Transfer
Record Updated	Dec 12, 2025
Title Company	COTTRELL TITLE GROUP LLC, COTTRELL TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,266.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	57 FRY POND RD, WEST GREENWICH, RI 02817-2136

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1223 COMMONWEALTH CIR APT 103, 103, NAPLES, FL 34116-6651

Mortgage

Document Number	0065301909
Date	Dec 1, 2025
Instrument	6530/1909

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2055

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIER FL
Recording Date	Mar 18, 2019
Property Address	196 SKIPPING STONE LN, NAPLES, FL 34119-9741
Document Number	0056081265
Book / Page	5608 / 1265
Map Reference	MB 30 PG 4-12
Instrument Date	Mar 15, 2019
Instrument	5685092
Transaction Type	Transfer
Record Updated	Dec 30, 2021
Title Company	NAPLES TITLE INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,625.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10524 AZZURRA DR, 10524, FORT MYERS, FL 33913-7190

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	196 SKIPPING STONE LN, NAPLES, FL 34119-9741

Mortgage

Document Number	0005685093
Date	Mar 18, 2019
Instrument	5685093

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2049

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIER FL
Recording Date	Jul 7, 2017
Property Address	196 SKIPPING STONE LN, NAPLES, FL 34119-9741
Document Number	0054130014
Book / Page	5413 / 0014
Map Reference	MB30 PG4-12
Instrument Date	Jul 5, 2017
Instrument	5426538
Transaction Type	Transfer
Record Updated	Dec 30, 2021
Title Company	ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,660.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6765 94TH ST S, 6765, COTTAGE GROVE, MN 55016-3948

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	196 SKIPPING STONE LN, NAPLES, FL 34119-9741

Mortgage

Document Number	0005426539
Date	Jul 7, 2017
Instrument	5426539

Lender

Name	MARKETPLACE HOME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Aug 1, 2037

Tax Assessment & Valuation

The 2025 property tax bill for 196 Skipping Stone Ln was $3,655.

Source: Collier County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Collier County
Unified School District	Collier County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$497,932 (+37.03%) Land $211,094 Building $286,838	$497,932 (-10.03%) Land $211,094 Building $286,838
2025	$3,655.00 Homeowner's exemption	$363,378	$553,424 Land $295,990 Building $257,434
2023	$3,376.00 (-1.95%) Homeowner's exemption	$342,851 (+3%)	$605,582 (+33.77%) Land $319,513 Building $286,069
2022	$3,443.00 Homeowner's exemption	$332,865	$452,695 Land $148,191 Building $304,504

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 196 Skipping Stone Ln in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 33 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	33 in force
Nearby Flood Claims	1 (2017)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 196 Skipping Stone Ln is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 91% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COLLIER COUNTY REGIONAL WTP serves 216,993 people · EPA ID FL5114069
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	9 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 466 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: DSI Stream, Hotwire Communications, Xfinity.

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