Barnstable County and Harwich Town property record for 196 Sisson Rd, Harwich, MA 02645
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 2 ba · 1,780 sqft · built 1936 |
| Lot Size | 0.25 acres (10,890 sqft) |
| Owner | Individual Name on File |
| Last Sale | $311,500 (Aug 2021) |
| Tax Bill | $2,696 (2025) |
| Deeds & Mortgages | Mar 2026 Mortgage Mar 2026 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | HARW M:31 P:B4 |
| Primary APN | HARW M:31 P:B4 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 1,780 sqft Living Area |
| Gross Area | 2,400 sqft |
| 1st Floor Area | 940 sqft |
| Basement Area | 420 sqft |
| Unfinished Basement | 420 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1936 |
|---|---|
| Effective Year Built | Effective 1960 |
| Architectural Style | Other |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 10,890 sqft (0.25 acres) |
| Pool Type | Spa / Hot Tub (No Pool) |
| Deck Area | Deck Area |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Account Number | 3559 |
|---|---|
| Street Address | 196 SISSON RD |
| City | HARWICH |
| State | MA |
| Zip | 02645-2617 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R |
| Jurisdiction | HARWICH MA |
| Township / Civil Division | HARWICH |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 11002 |
Source: Barnstable County and Harwich Town records · APN HARW M:31 P:B4
Assessment roll updated May 27, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 196 SISSON RD, HARWICH, MA 02645-2617 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 18, 2026 | Deed of Trust, Mortgage RONALD S RUDNICK |
| Mar 10, 2026 | Deed of Trust, Mortgage RONALD S RUDNICK |
| Dec 18, 2025 | Deed of Trust, Mortgage 3DM PROPERTIES LLC |
| Sep 15, 2023 | Deed of Trust, Mortgage · Stand-Alone Refinance NELLIE RUDNICK |
| Sep 26, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance CAPE COD FIVE CENTS SAVINGS BANK |
| Aug 31, 2021 | Quit Claim Deed, Transfer · FHA Mortgage RESIDENTIAL MORTGAGE SERVICES |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Aug 31, 2021 · Amount on Record |
| Deed Sale | Aug 31, 2021 · Amount on Record |
| Deed Document Number | 202157364 |
| Deed Book / Page | 34429 / 148 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARWICH MA |
| Property Address | 196 SISSON RD, HARWICH, MA 02645-2617 |
| Transaction Type | Mortgage |
| Record Updated | Apr 08, 2026 |
| Name | Verified Name |
|---|
| Document Number | 037513-306 |
|---|---|
| Date | Mar 18, 2026 |
| Book Page | 37513/306 |
| Instrument | 10021 |
| Name | RONALD S RUDNICK |
|---|
| Amount | Amount Recorded |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARWICH MA |
| Property Address | 196 SISSON RD, HARWICH, MA 02645-2617 |
| Transaction Type | Mortgage |
| Record Updated | Mar 31, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0037500-19 |
|---|---|
| Date | Mar 10, 2026 |
| Book Page | 37500/19 |
| Instrument | 8903 |
| Name | RONALD S RUDNICK |
|---|
| Amount | Amount Recorded |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARWICH MA |
| Property Address | 196 SISSON RD, HARWICH, MA 02645-2617 |
| Transaction Type | Mortgage |
| Record Updated | Jan 07, 2026 |
| Name | Verified Name |
|---|
| Document Number | 037370-155 |
|---|---|
| Date | Dec 18, 2025 |
| Book Page | 37370/155 |
| Instrument | 52599 |
| Name | 3DM PROPERTIES LLC |
|---|
| Amount | Amount Recorded |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARWICH MA |
| Property Address | 196 SISSON RD, HARWICH, MA 02645-2617 |
| Transaction Type | Mortgage |
| Record Updated | Sep 29, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0035986-96 |
|---|---|
| Date | Sep 15, 2023 |
| Book Page | 35986/96 |
| Instrument | 36439 |
| Name | NELLIE RUDNICK |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 13 Months |
| Due | Oct 01, 2024 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARWICH MA |
| Property Address | 196 SISSON RD, HARWICH, MA 02645-2617 |
| Transaction Type | Mortgage |
| Record Updated | Oct 14, 2022 |
| Name | Verified Name |
|---|
| Document Number | 035387-151 |
|---|---|
| Date | Sep 26, 2022 |
| Book Page | 35387/151 |
| Instrument | 47749 |
| Name | CAPE COD FIVE CENTS SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2052 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | HARWICH MA |
| Recording Date | Aug 31, 2021 |
| Property Address | 196 SISSON RD, HARWICH, MA 02645-2617 |
| Document Number | 34429-148 |
| Book / Page | 34429 / 148 |
| Instrument Date | Aug 31, 2021 |
| Instrument | 57364 |
| Transaction Type | Transfer |
| Record Updated | Sep 17, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 196 SISSON RD, HARWICH, MA 02645-2617 |
| Document Number | 57365 |
|---|---|
| Date | Aug 31, 2021 |
| Instrument | 57365 |
| Name | RESIDENTIAL MORTGAGE SERVICES |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Barnstable County and Harwich Town records · Assessment roll updated May 27, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Barnstable County |
| County Subdivision | Harwich Town |
| Unified School District | Monomoy Regional School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,696.00 (+2.78%) | $456,100 (+4.85%) Land $179,700 Building $276,400 | $586,625 |
| 2024 | $2,623.00 (+2.62%) | $435,000 (+13.02%) Land $169,500 Building $265,500 | |
| 2023 | $2,556.00 | $384,900 Land $154,100 Building $230,800 |
Source: FEMA National Flood Hazard Layer as of October 1, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 14 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 14 in force |
| Wildfire Risk | Low lower than 95% of the US · lower than 90% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 150 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | HARWICH WATER DEPARTMENT serves 39,144 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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