196 Simpson Ln, Rocky Point, NC 28457 Property Records

Pender County property record for 196 Simpson Ln, Rocky Point, NC 28457

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 3,231 sqft · built 1986
Lot Size	1.33 acres (57,935 sqft)
Owner	2 Individual Names on File
Tax Bill	$2,493 (2025)
Deeds & Mortgages	Jun 2017 Sale & Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`3235-55-9657-0000`

Property Details

APN / Parcel Number

Primary APN	`3235-55-9657-0000`
Alternative APNs	`400975967` `975967`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	3,231 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Architectural Style	Ranch
Exterior Material	Brick
Foundation Type	Raised
Lot Area	57,935 sqft (1.33 acres)
Garage Type	Carport
Carport	Carport
Carport Area	232 sqft

Exterior Amenities

Patio Area	208 sqft
Shed	1 Shed
Shed Area	120 sqft
Lean-To	540 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	400975967
Street Address	196 SIMPSON LN
City	ROCKY POINT
State	NC
Zip	28457-8477
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RT
Legal Description	1.33AC N/S SIMPSON LN
Legal Subdivision	MARY SIMPSON LAND
Legal Lot Number	N
Jurisdiction	PENDER NC
Township / Civil Division	ROCKY POINT
Census Block Group	1
Census Block	1045
Census Tract	920601

Owner

196 Simpson Ln is owned by two individuals who acquired it in January 2018.

Source: Pender County records, as of January 26, 2026

Owner of Record	2 Individual Names on File
Co-owner	Co-owner on File
Mailing Address	13 N BEAUMONT AVE, CATONSVILLE, MD 21228-4402
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 2, 2018
Deed Sale	Jan 2, 2018
Deed Document Number	0008134657
Record Updated	Jun 8, 2026

June 2017: Grant Deed, Construction Loan

Document Type	Grant Deed
Jurisdiction	PENDER NC
Recording Date	Jun 16, 2017
Property Address	196 SIMPSON LN, ROCKY POINT, NC 28457-8477
Document Number	0046451222
Book / Page	004645 / 001222
Instrument Date	Jun 16, 2017
Instrument	20025036
Transaction Type	Construction Loan
Record Updated	Jun 19, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$200.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	13 N BEAUMONT AVE CATONSVILLE MD 212284402, CATONSVILLE, MD 21228-4402

Mortgage

Document Number	46451225
Date	Jun 16, 2017
Book Page	004645/001225
Instrument	20025037

Lender

Name	WILLIE J & KATIE M SIMPSON
Special Notes	Seller Financed

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	Jun 15, 2018

Tax Assessment & Valuation

The 2025 property tax bill for 196 Simpson Ln was $2,493.

Source: Pender County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Pender County
Unified School District	Pender County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,493.00	$425,017 Land $41,940 Building $383,077	$425,017 Land $41,940 Building $383,077
2023		$246,603 (-) Land $51,155 Building $195,448	$246,603 (-) Land $51,155 Building $195,448
2022	$2,285.00	$246,603 Land $51,155 Building $195,448	$246,603 Land $51,155 Building $195,448

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 196 Simpson Ln in Zone X, an area of minimal flood risk, though there have been 9 flood claims nearby since 1999.

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 15 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	15 in force
Nearby Flood Claims	9 (1999–2018)
Claims Outside the SFHA	7 of 9
Most Recent Claim	Sep 2018 · Hurricane Florence
Claims by Event	Hurricane Florence, Sep 2018 · 6 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 196 Simpson Ln is moderate, ranking above 54% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 54% of the US · above 76% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PENDER COUNTY UTILITIES serves 32,302 people · EPA ID NC7071011
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2026 Haloacetic acids resolved · Jan 2024 Turbidity resolved · May 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Focus Broadband Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Simpson Ln

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