Wise County property record for 196 Silver Lakes Dr, Sunset, TX 76270
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 2,176 sqft · built 2018 |
| Lot Size | 5 acres (217,800 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $5,655 (2025) |
| Deeds & Mortgages | Feb 2020 Mortgage Jan 2019 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R1900.0058.00 |
| Primary APN | R1900.0058.00 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 2,176 sqft Living Area |
| Gross Area | 2,815 sqft |
| 1st Floor Area | 2,176 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2018 |
| Exterior Material | Brick |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 217,800 sqft |
| Garage Type | Attached |
| Garage Area | 639 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 919 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | R000049777 |
|---|---|
| Street Address | 196 SILVER LAKES DR |
| City | SUNSET |
| State | TX |
| Zip | 76270-2161 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 58 SILVER LAKES RANCH |
| Legal Subdivision | SILVER LAKES RANCH |
| Legal Lot Number | 58 |
| Jurisdiction | WISE TX |
| Township / Civil Division | BRIDGEPORT |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 150404 |
Source: Wise County records, as of August 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 196 SILVER LAKES DR, SUNSET, TX 76270-2161 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 12, 2020 | Deed of Trust, Mortgage MORTGAGE FIN'L SVCS |
| Jan 26, 2019 | Deed of Trust, Mortgage AMERIDREAM MTG GROUP |
| May 9, 2018 | Deed of Trust, Mortgage FIRST UNITED BK |
| Sep 22, 2017 | Loan Modification, Mortgage SANGER BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 23, 2018 |
| Deed Sale | Feb 23, 2018 |
| Prior Sale | Jan 27, 2014 |
| Deed Document Number | 20181917 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WISE TX |
| Property Address | 196 SILVER LAKES DR, SUNSET, TX 76270-2161 |
| Document Number | 0000001980 |
| Instrument Date | Feb 12, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Mar 13, 2020 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 196 SILVER LAKES DR SUNSET TX 762702161, SUNSET, TX 76270-2161 |
| Document Number | 0000001980 |
|---|---|
| Date | Feb 19, 2020 |
| Instrument | 1980 |
| Name | MORTGAGE FIN'L SVCS |
|---|---|
| Type | Mortgage Company |
| Address | FLOWER MOUND, TX 75028 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Feb 18, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WISE TX |
| Property Address | 196 SILVER LAKES DR, SUNSET, TX 76270-2161 |
| Document Number | 0000001026 |
| Instrument Date | Jan 26, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Feb 20, 2019 |
| Title Company | GUARDIAN TITLE COMPANY, GUARDIAN TITLE CO. |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 196 SILVER LAKES DR SUNSET TX 762702161, SUNSET, TX 76270-2161 |
| Document Number | 0000001026 |
|---|---|
| Date | Feb 1, 2019 |
| Instrument | 1026 |
| Name | AMERIDREAM MTG GROUP |
|---|---|
| Address | THE COLONY, TX 75056 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Jan 31, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WISE TX |
| Property Address | 196 SILVER LAKES DR, SUNSET, TX 76270-2161 |
| Document Number | 0000005419 |
| Instrument Date | May 9, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jun 11, 2018 |
| Title Company | GUARDIAN TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Document Number | 0000005419 |
|---|---|
| Date | May 14, 2018 |
| Instrument | 5419 |
| Name | FIRST UNITED BK |
|---|---|
| Type | Bank |
| Address | DURANT, OK 74701 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | May 13, 2048 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | WISE TX |
| Property Address | 196 SILVER LAKES DR, SUNSET, TX 76270-2161 |
| Document Number | 0000011445 |
| Instrument Date | Sep 22, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Nov 17, 2017 |
| Title Company | ATTORNEY ONLY |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Document Number | 0000011445 |
|---|---|
| Date | Oct 16, 2017 |
| Instrument | 11445 |
| Name | SANGER BK |
|---|---|
| Type | Bank |
| Address | BOWIE, TX 76230 |
| Amount | Amount Recorded |
|---|---|
| Term | 144 Months |
| Due | Oct 15, 2029 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 7.75% |
Source: Wise County assessment roll, as of August 18, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Wise County |
| Unified School District | Chico Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $493,005 (-) Land $84,963 Building $408,042 | $493,005 (-) Land $84,963 Building $408,042 | |
| 2025 | $5,655.00 (+5.13%) | $493,005 (+11.83%) Land $84,963 Building $408,042 | $493,005 (+11.83%) Land $84,963 Building $408,042 |
| 2024 | $5,379.00 (+6.24%) | ||
| 2023 | $440,849 Land $50,000 Building $390,849 | $440,849 Land $50,000 Building $390,849 | |
| 2021 | $5,063.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 72% of the US · above 62% of Texas |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Comcell Fixed Wireless | 100 / 20 |
| AMA TechTel Communications Fixed Wireless | 100 / 20 |
| Nextlink Fixed Wireless | 50 / 10 |
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