196 Shining Moon Path, Gilberts, IL 60136 Property Records

Kane County property record for 196 Shining Moon Path, Gilberts, IL 60136

Property Summary

Property Type	Single Family Home
Details	4 bd · 2,420 sqft · built 1990
Lot Size	0.688 acres (30,003 sqft)
Owner	Individual Name on Record
Last Sale	$510,000 (Oct 2025)
Tax Bill	$10,504 (2025)
Deeds & Mortgages	Oct 2025 Sale & Mortgage Jul 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`03-19-352-002`

Property Details

APN / Parcel Number

Primary APN	`03-19-352-002`

Interior

Bedrooms	4 Beds
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,420 sqft Living Area
Gross Area	5,672 sqft
1st Floor Area	2,420 sqft
Basement Area	2,420 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Lot Area	30,003 sqft (0.688 acres)
Garage Type	Attached
Garage Area	832 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	196 SHINING MOON PATH
City	GILBERTS
State	IL
Zip	60136-9617
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	INDIAN TRAILS UNIT 2 ; LOT 52
Legal Subdivision	INDIAN TRAILS
Legal Block	2
Legal Lot Number	52
Legal Unit	2
Jurisdiction	KANE IL
Township / Civil Division	DUNDEE
Census Block Group	2
Census Block	2039
Census Tract	850600

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	53 BRAEMAR DR, ELK GROVE VILLAGE, IL 60007-3915
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 14, 2025	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jul 19, 2022	Warranty Deed, Transfer · Conventional Mortgage FIRST CENTENNIAL MORTGAGE CORP
Nov 30, 2020	Deed of Trust, Mortgage · Conventional Mortgage THE FIRST NATIONAL BANK OF OTTAWA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 14, 2025 · Amount on Record
Deed Sale	Oct 14, 2025 · Amount on Record
Prior Sale	Jul 19, 2022 · Amount on Record
Deed Document Number	202540002
Record Updated	Oct 29, 2026

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Oct 14, 2025
Property Address	196 SHINING MOON PATH, GILBERTS, IL 60136-9617
Document Number	0000040002
Instrument Date	Oct 10, 2025
Instrument	2025K040002
Transaction Type	Transfer
Record Updated	Oct 23, 2025
Title Company	SATURN TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$510.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	196 SHINING MOON PATH, GILBERTS, IL 60136-9617

Mortgage

Document Number	0000040003
Date	Oct 14, 2025
Instrument	2025K040003

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

Interest

Rate Type	Fixed Rate
Rate	6.62%

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Jul 19, 2022
Property Address	196 SHINING MOON PATH, GILBERTS, IL 60136-9617
Document Number	0000036920
Instrument Date	Jul 15, 2022
Instrument	2022K036920
Transaction Type	Transfer
Record Updated	Jul 26, 2022
Title Company	STEWART TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$390.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	196 SHINING MOON PATH, GILBERTS, IL 60136-9617

Mortgage

Document Number	0000036921
Date	Jul 19, 2022
Instrument	2022K036921

Lender

Name	FIRST CENTENNIAL MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2052

Interest

Rate Type	Fixed Rate
Rate	5.87%

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	196 SHINING MOON PATH, GILBERTS, IL 60136-9617
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000073750
Date	Nov 30, 2020
Instrument	2020K073750

Lender

Name	THE FIRST NATIONAL BANK OF OTTAWA
Type	Bank
Address	OTTAWA, IL 61350

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Dec 1, 2040

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Dundee Township
Municipality	Gilberts Village
Unified School District	Community Unit School District 300 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,504.00 (+4.46%) Homeowner's exemption	$159,287 (+9.42%) Land $35,241 Building $124,046	$478,052 (+9.42%) Land $105,765 Building $372,287
2024	$10,056.00 (+14.85%) Homeowner's exemption	$145,574 (+26.1%) Land $32,207 Building $113,367	$436,897 (+26.15%) Land $96,660 Building $340,237
2022	$8,756.00 (+3.13%) Homeowner's exemption	$115,440 (+5.91%) Land $28,979 Building $86,461	$346,320 (+5.91%) Land $86,937 Building $259,383
2021	$8,490.00 Homeowner's exemption	$108,998 Land $27,362 Building $81,636	$326,994 Land $82,086 Building $244,908

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (2013–2017)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jul 2017 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 74% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GILBERTS serves 8,366 people · EPA ID IL0890400
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 48 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Cable	1,500 / 50
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Xfinity.

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