196 Schooner Ct, Richmond, CA 94804 Property Records

Contra Costa County property record for 196 Schooner Ct, Richmond, CA 94804

Property Summary

Property Type	Condominium
Details	1 bd · 1 ba · 732 sqft · built 1986
Lot Size	0.049 acres (2,141 sqft)
Owner	2 Trust Names on File
Last Sale	$330,000 (Sep 2017)
Tax Bill	$6,924 (2025)
Deeds & Mortgages	Dec 2023 Transfer Mar 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`560-730-051-3`

Property Details

APN / Parcel Number

Primary APN	`560-730-051-3`
Alternative APN	`560-730-051`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Total Rooms	3 Rooms
Stories	1 Story
Building Area	732 sqft Living Area
1st Floor Area	732 sqft

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1995
Architectural Style	Condo/Apartment
Lot Area	2,141 sqft (0.049 acres)
Garage Type	Attached
Garage Area	200 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Street Address	196 SCHOONER CT
City	RICHMOND
State	CA
Zip	94804-7413
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	T6627 L1 B25 U195
Legal Subdivision	SUBDIVISION 6627
Legal Tract	6627
Legal Block	25
Legal Lot Number	1
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	WEST CONTRA COSTA
Census Block Group	1
Census Block	1015
Census Tract	380001

Owner

196 Schooner Ct, a condominium, is owner-occupied and held in a trust since November 2023.

Source: Contra Costa County records, as of July 14, 2026

Owner of Record	2 Trust Names on File
Mailing Address	196 SCHOONER CT, RICHMOND, CA 94804-7413
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 8, 2023	Intrafamily Transfer, Transfer
Mar 16, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Sep 15, 2017	Grant Deed, Transfer · Conventional Mortgage CITIBANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 15, 2017 · Amount on File
Deed Sale	Sep 15, 2017 · Amount on File
Deed Document Number	2017168517
Last Transfer Date	Nov 29, 2023
Transfer Doc	0000130339
Record Updated	Oct 29, 2026

December 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CONTRA COSTA CA
Recording Date	Dec 8, 2023
Property Address	196 SCHOONER CT, RICHMOND, CA 94804-7413
Document Number	0000130339
Map Reference	MB 319 PG 39
Instrument Date	Nov 29, 2023
Instrument	2023-130339
Transaction Type	Transfer
Record Updated	Dec 19, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	196 SCHOONER CT, RICHMOND, CA 94804-7413

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	196 SCHOONER CT, RICHMOND, CA 94804-7413
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	TITLE CONNECT INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	196 SCHOONER CT, RICHMOND, CA 94804-7413

Mortgage

Document Number	0000078215
Date	Mar 16, 2021
Instrument	2021-078215

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	Feb 1, 2051

September 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Sep 15, 2017
Property Address	196 SCHOONER CT, RICHMOND, CA 94804-7413
Document Number	0000168517
Map Reference	MAP319 PG39
Instrument Date	Feb 27, 2017
Instrument	2017-168517
Transaction Type	Transfer
Record Updated	Nov 3, 2022
Title Company	OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	196 SCHOONER CT, RICHMOND, CA 94804-7413

Mortgage

Document Number	0000168518
Date	Sep 15, 2017
Instrument	2017-168518

Lender

Name	CITIBANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 196 Schooner Ct was $6,924 with a homeowner's exemption.

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	Richmond City
Unified School District	West Contra Costa Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$382,988 (+2%) Land $232,114 Building $150,874
2025	$6,924.00 Homeowner's exemption	$375,479 Land $227,563 Building $147,916
2023	$6,690.00 (+2.09%) Homeowner's exemption	$360,900 Land $218,727 Building $142,173
2022	$6,553.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 196 Schooner Ct in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 196 Schooner Ct has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 259 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Sail Internet DSL	1,000 / 1,000
Unwired Fixed Wireless	300 / 25
Verizon Fixed Wireless	300 / 20
Etheric Networks Fixed Wireless	250 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, GeoLinks.

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