196 Savoy Ave, Springfield, MA 01104 Property Records

Hampden County and Springfield City property record for 196 Savoy Ave, Springfield, MA 01104

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,197 sqft · built 1946
Lot Size	0.203 acres (8,825 sqft)
Owner	Individual Name on File
Last Sale	$175,000 (Jan 2020)
Tax Bill	$4,615 (2026)
Deeds & Mortgages	Aug 2022 Refinance Jan 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`SPRI S:10620 P:0046`

Property Details

APN / Parcel Number

Primary APN	`SPRI S:10620 P:0046`
Alternative APN	`106200046`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,197 sqft Living Area
1st Floor Area	810 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1946
Effective Year Built	Effective 1946
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Lot Area	8,825 sqft (0.203 acres)
Garage Type	Detached
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	106200046
Street Address	196 SAVOY AVE
City	SPRINGFIELD
State	MA
Zip	01104-2000
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Subdivision	SAVOY AVE
Jurisdiction	SPRINGFIELD MA
Township / Civil Division	SPRINGFIELD
Census Block Group	2
Census Block	2007
Census Tract	800300

Owner

196 Savoy Ave is owned and occupied by an individual who bought it in January 2020.

Source: Hampden County and Springfield City records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	196 SAVOY AVE, SPRINGFIELD, MA 01104-2000
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 10, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance SECRETARY HOUSING URBAN DEVELOPMENT
Jan 31, 2020	Quit Claim Deed, Transfer · FHA Mortgage GUARANTEED RATE INC
Aug 14, 2018	Warranty Deed, Transfer UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 31, 2020 · Amount on File
Deed Sale	Jan 31, 2020 · Amount on File
Prior Sale	Aug 14, 2018 · Amount on File
Deed Document Number	20205749
Deed Book / Page	23069 / 592
Prior Transfer Date	Nov 12, 2019
Prior Transfer Doc	0000005749
Record Updated	Oct 29, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPRINGFIELD MA
Property Address	196 SAVOY AVE, SPRINGFIELD, MA 01104-2000
Transaction Type	Mortgage
Record Updated	Aug 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	024675-581
Date	Aug 10, 2022
Book Page	24675/581
Instrument	48388

Lender

Name	SECRETARY HOUSING URBAN DEVELOPMENT
Type	Government Agency

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record

January 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SPRINGFIELD MA
Recording Date	Jan 31, 2020
Property Address	196 SAVOY AVE, SPRINGFIELD, MA 01104-2000
Document Number	23069-592
Book / Page	23069 / 592
Instrument Date	Nov 12, 2019
Instrument	5749
Transaction Type	Transfer
Record Updated	May 11, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	70 CHESTNUT ST APT 724, 724, SPRINGFIELD, MA 01103-1754

Mortgage

Document Number	5750
Date	Jan 31, 2020
Instrument	5750

Lender

Name	GUARANTEED RATE INC
Type	Non-Lending Institution

Agreement

Type	FHA Mortgage
Amount	Amount on Record

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPRINGFIELD MA
Recording Date	Aug 14, 2018
Property Address	196 SAVOY AVE, SPRINGFIELD, MA 01104-2000
Document Number	22313-117
Book / Page	22313 / 117
Instrument	48089
Transaction Type	Transfer
Record Updated	May 11, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$28.48
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	223130120
Date	Aug 14, 2018
Instrument	22313/0120

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Amount	Amount on Record
Term	360 Months
Due	Aug 14, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 196 Savoy Ave was $4,615, up 0.2% from the year before.

Source: Hampden County and Springfield City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
Municipality	Springfield City
Unified School District	Springfield School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,615.00 (+0.22%)	$298,500 (+1.63%) Land $37,900 Building $260,600	$278,370 (+5.75%)
2025	$4,605.00	$293,700 Land $39,400 Building $254,300	$263,245 (+3.67%)
2024			$253,935
2023	$3,976.00	$233,200 Land $34,900 Building $198,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 196 Savoy Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 7, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 196 Savoy Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPRINGFIELD WATER AND SEWER COMMISSION serves 169,170 people · EPA ID MA1281000
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	4 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids not recorded as resolved · Apr 2026 Total trihalomethanes not recorded as resolved · Oct 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 621 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Verizon.

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