196 Satsop Riviera Loop, Elma, WA 98541 Property Records

Grays Harbor County property record for 196 Satsop Riviera Loop, Elma, WA 98541

Property Summary

Property TypeMobile Home
Details1,624 sqft · built 1979
Lot Size1.45 acres (63,162 sqft)
OwnerIndividual Name on File
Tax Bill$282 (2026)
Deeds & MortgagesApr 2023 Line of Credit
Mar 2023 Transfer
Flood ZoneZone AE (high risk)
APN812009200000

Property Details

APN / Parcel Number

Primary APN812009200000

Interior

Stories1 Story
Building Area1,624 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1979
Effective Year BuiltEffective 1979
Architectural StyleMobile Home
Roof MaterialComposition Shingle
Lot Area63,162 sqft (1.45 acres)
Garage Area810 sqft
Parking Spaces2 Parking Spaces
PorchPorch
Porch Area528 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Street Address196 SATSOP RIVIERA LOOP
CityELMA
StateWA
Zip98541-9523
Property CategoryResidential
Property TypeResidential > Prefabricated > Mobile Home
Local Zoning CodeA2
Legal DescriptionSATSOP RIVIERA LOT 92
Legal Range13
Legal Township07
Legal Section18
Legal SubdivisionSATSOP RIVIERA
Legal Block92
Legal Lot Number92
JurisdictionGRAYS HARBOR WA
Township / Civil DivisionELMA
Census Block Group2
Census Block2021
Census Tract501

Owner

196 Satsop Riviera Loop, a mobile home, is owned and occupied by an individual who acquired it in February 2023.

Source: Grays Harbor County records, as of October 20, 2026

Owner of RecordIndividual Name on File
Mailing Address196 SATSOP RIVIERA LOOP, ELMA, WA 98541-9523
OccupancyOwner Occupied
Owner TypeIndividual
VestingUnmarried Man

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Apr 19, 2023Deed of Trust, Mortgage · Line of Credit
OUR COMMUNITY CU
Mar 23, 2023Quit Claim Deed, Transfer
Quitclaim

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateFeb 23, 2023
Transfer Doc0000000015
Record UpdatedOct 29, 2026

April 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGRAYS HARBOR WA
Property Address196 SATSOP RIVIERA LOOP, ELMA, WA 98541-9523
Transaction TypeMortgage
Record UpdatedMay 17, 2023
Title CompanyPACIFIC TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0004190023
DateApr 19, 2023
Instrument2023-04190023
Lender
NameOUR COMMUNITY CU
TypeCredit Union
AddressSHELTON, WA 98584
Agreement
TypeLine of Credit
AmountAmount on Record
Term180 Months
DueApr 18, 2038
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

March 2023: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionGRAYS HARBOR WA
Recording DateMar 23, 2023
Property Address196 SATSOP RIVIERA LOOP, ELMA, WA 98541-9523
Document Number0003230015
Map ReferenceVOL 9 PG 27
Instrument DateMar 9, 2023
Instrument2023-03230015
Transaction TypeTransfer
Record UpdatedApr 20, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address196 SATSOP RIVIERA LOOP, ELMA, WA 98541-9523

Tax Assessment & Valuation

The 2026 property tax bill for 196 Satsop Riviera Loop was $282.

Source: Grays Harbor County assessment roll, as of May 16, 2025

Property Jurisdictions

TypeName
StateWashington
CountyGrays Harbor County
Unified School DistrictMontesano School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$282.00
2025$136,037 (-) Land $25,081 Building $110,956$136,037 (-) Land $25,081 Building $110,956
2024$299.00$136,037 Land $25,081 Building $110,956$136,037 Land $25,081 Building $110,956

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 196 Satsop Riviera Loop in Zone AE, a high-risk flood area within the regulatory floodway; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective November 27, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayYes
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 10 policies
Nearby Flood Policies10 in force
Nearby Flood Claims2 (1999–2009)
Most Recent ClaimJan 2009 · Severe Winter Storm, Landslides, Mudslides, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 196 Satsop Riviera Loop is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 50 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Starlink
Satellite
280 / 30
CenturyLink
DSL
10 / 1

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on Satsop Riviera Loop

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