196 Santa Clara Dr, Vista, CA 92083 Property Records

San Diego County property record for 196 Santa Clara Dr, Vista, CA 92083

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,560 sqft · built 1970
Lot Size	0.282 acres (12,300 sqft)
Owner	Individual Name on Record
Last Sale	$1,135,000 (May 2026)
Tax Bill	$9,022 (2025)
Deeds & Mortgages	May 2026 Sale May 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`164-023-01-00`

Property Details

APN / Parcel Number

Primary APN	`164-023-01-00`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	2,560 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Architectural Style	Conventional
Exterior Material	Wood
Roof Material	Tar & Gravel
Lot Area	12,300 sqft (0.282 acres)
Lot Dimensions	77 ft deep x 150 ft wide
View / Lot	Good
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	196 SANTA CLARA DR
City	VISTA
State	CA
Zip	92083-6223
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	LOT 35 TR 003126
Legal Subdivision	VISTA DEL LOMA
Legal Tract	003126
Legal Block	1
Legal Lot Number	35
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	1
Census Block	1003
Census Tract	19406

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	196 SANTA CLARA DR, VISTA, CA 92083-6223
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Man

Deeds, Mortgages & Sale History

Date	Document
May 29, 2026	Grant Deed, Transfer CALIFORNIA BEST TITLE CO, CALIFORNIA BEST TITLE
May 29, 2026	Grant Deed, Transfer · Conventional Mortgage CHAMPIONS FUNDING LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 29, 2026 · Amount on Record
Deed Sale	May 29, 2026 · Amount on Record
Prior Sale	Feb 10, 2016 · Amount on Record
Deed Document Number	2026155391
Record Updated	Oct 29, 2026

May 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	May 29, 2026
Property Address	196 SANTA CLARA DR, VISTA, CA 92083-6223
Document Number	0000155390
Instrument Date	May 26, 2026
Instrument	2026155390
Transaction Type	Transfer
Record Updated	Jul 12, 2026
Title Company	CALIFORNIA BEST TITLE CO, CALIFORNIA BEST TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	27837 46TH AVE S, AUBURN, WA 98001-1147

May 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	May 29, 2026
Property Address	196 SANTA CLARA DR, VISTA, CA 92083-6223
Document Number	0000155391
Instrument Date	May 26, 2026
Instrument	2026155391
Transaction Type	Transfer
Record Updated	Jun 8, 2026
Title Company	CALIFORNIA BEST TITLE CO, CALIFORNIA BEST TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$126,098.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	196 SANTA CLARA DR, VISTA, CA 92083-6223
Investor	Possibly a Property Investor

Mortgage

Document Number	0000155392,
Date	May 29, 2026
Instrument	2026155392

Lender

Name	CHAMPIONS FUNDING LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.3%
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Vista City
Unified School District	Vista Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$743,523 (+2%) Land $350,166 Building $393,357
2025	$9,022.00 (+7.88%)	$728,945 (+4.04%) Land $343,300 Building $385,645
2023	$8,363.00 (+0.23%)	$700,641 Land $329,970 Building $370,671
2022	$8,344.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VISTA IRRIGATION DISTRICT serves 134,501 people · EPA ID CA3710027
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 444 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile.

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