Mathews County property record for 196 Sandy Rd, Mathews, VA 23109
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,326 sqft · built 1950 |
| Lot Size | 5.68 acres (247,421 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $64,900 (Jan 2011) |
| Tax Bill | $1,081 (2026) |
| Deeds & Mortgages | May 2018 Line of Credit |
| Flood Zone | Zone AE (high risk) |
| APN | 27-A-117 |
| Primary APN | 27-A-117 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,326 sqft Living Area |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1950 |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 247,421 sqft (5.68 acres) |
| Cooling System | Central |
|---|
| Street Address | 196 SANDY RD |
|---|---|
| City | DIGGS |
| State | VA |
| Zip | 23045-2117 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DB 255-816 PB 12-111 |
| Legal Lot Number | 117 |
| Jurisdiction | MATHEWS VA |
| Township / Civil Division | WESTVILLE |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 951402 |
Source: Mathews County records, as of August 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 7506 WINDY HILL RD, GLOUCESTER, VA 23061-5324 |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 24, 2011 · Amount on Record |
| Deed Sale | Jan 24, 2011 · Amount on Record |
| Prior Sale | Nov 6, 2008 · Amount on Record |
| Deed Document Number | 2011135 |
| Last Transfer Date | Oct 7, 2024 |
| Transfer Doc | 0000001393 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MATHEWS VA |
| Property Address | 196 SANDY RD, MATHEWS, VA 23109-2146 |
| Transaction Type | Mortgage |
| Record Updated | May 16, 2018 |
| Name | Verified Name |
|---|
| Document Number | 180000535 |
|---|---|
| Date | May 3, 2018 |
| Instrument | 180000535 |
| Name | LANGLEY FCU |
|---|---|
| Type | Credit Union |
| Address | NEWPORT NEWS, VA 23612 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 144 Months |
| Due | May 2, 2030 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Mathews County assessment roll, as of July 7, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Mathews County |
| Unified School District | Mathews County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,081.00 (+0.09%) | $174,300 (-) Land $48,400 Building $125,900 | |
| 2025 | $1,080.00 (+10.66%) | ||
| 2023 | $976.00 | $174,300 Land $48,400 Building $125,900 | $174,300 Land $48,400 Building $125,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 29, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 5.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 203 policies |
| Nearby Flood Policies | 203 in force |
| Nearby Flood Claims | 33 (1998–2022) |
| Most Recent Claim | Oct 2022 · tidal / storm surge |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · above 59% of Virginia |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Breezeline Cable | 1,000 / 50 |
| Starlink Satellite | 280 / 30 |
May also be available: Verizon.
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