196 Saint Nicholas Ave, Worcester, MA 01606 Property Records

Worcester County and Worcester City property record for 196 Saint Nicholas Ave, Worcester, MA 01606

Property Summary

Property Type	Duplex
Details	4 bd · 2.5 ba · 1,728 sqft · built 1941
Lot Size	0.184 acres (8,000 sqft)
Owner	Individual Name on File
Last Sale	$173,000 (Jul 2011)
Tax Bill	$5,138 (2026)
Deeds & Mortgages	Jun 2020 Refinance Dec 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`36-027-00136`

Property Details

APN / Parcel Number

Primary APN	`36-027-00136`
Alternative APN	`WORC M:36 B:027 L:00136`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Units	2 Units
Stories	2 Stories
Building Area	1,728 sqft Living Area
Gross Area	2,632 sqft
1st Floor Area	864 sqft
Basement Area	864 sqft
Unfinished Basement	864 sqft

Exterior

Year Built	Built 1941
Effective Year Built	Effective 1941
Architectural Style	Duplex Single
Exterior Material	Aluminum/Vinyl
Construction Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,000 sqft (0.184 acres)
Garage Type	Basement

Utilities, Heating & Cooling

Heating System	Gravity Furnace

Location & Zoning

Account Number	36-027-00136
Street Address	196 SAINT NICHOLAS AVE
City	WORCESTER
State	MA
Zip	01606-1808
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	RL-7
Legal Subdivision	ST NICHOLAS HEIGHTS
Legal Block	27
Legal Lot Number	136
Jurisdiction	WORCESTER MA
Township / Civil Division	WORCESTER
Census Block Group	5
Census Block	5000
Census Tract	730200

Owner

196 Saint Nicholas Ave, a duplex, is owned by an individual who bought it in July 2011.

Source: Worcester County and Worcester City records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	130 UNCATENA AVE, WORCESTER, MA 01606-1814
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 29, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance RESIDENTIAL MORTGAGE SERVICES
Dec 10, 2020	Deed of Trust, Mortgage · Line of Credit CENTRAL ONE FEDERAL CREDIT UNION

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 7, 2011 · Amount on File
Deed Sale	Jul 7, 2011 · Amount on File
Deed Document Number	20116
Deed Book / Page	47575 / 205
Record Updated	Oct 29, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WORCESTER MA
Property Address	196 SAINT NICHOLAS AVE, WORCESTER, MA 01606-1808
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	62685-338
Date	Jun 29, 2020
Book Page	62685/338
Instrument	68554

Lender

Name	RESIDENTIAL MORTGAGE SERVICES
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	181 Months
Due	Jul 1, 2035

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WORCESTER MA
Property Address	196 SAINT NICHOLAS AVE, WORCESTER, MA 01606-1808
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	63942-300
Date	Dec 10, 2020
Book Page	63942/300
Instrument	152704

Lender

Name	CENTRAL ONE FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 196 Saint Nicholas Ave was $5,138, up 5.7% from the year before.

Source: Worcester County and Worcester City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
Municipality	Worcester City
Unified School District	Worcester School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,138.00 (+5.65%)	$386,900 (+4.94%) Land $123,800 Building $263,100	$555,933
2025	$4,863.00	$368,700 Land $117,900 Building $250,800
2023	$4,325.00	$301,600 Land $102,500 Building $199,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 196 Saint Nicholas Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 30, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 196 Saint Nicholas Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WORCESTER DPWP, WATER SUPPLY DIVISION serves 206,518 people · EPA ID MA2348000
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 533 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: AT&T, Verizon.

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