196 Sage St, Commerce, GA 30529 Property Records

Jackson County property record for 196 Sage St, Commerce, GA 30529

Property Summary

Property Type	Residential Vacant Land
Lot Size	0.34 acres (14,810 sqft)
Owner	Individual Name on Record
Last Sale	$450,850 (Apr 2026)
Tax Bill	$950 (2025)
Deeds & Mortgages	Apr 2026 Sale & Mortgage Jul 2025 Sale & Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`020J 030`

Property Details

APN / Parcel Number

Primary APN	`020J 030`
Alternative APN	`46594`

Interior

Full Baths	4 Baths
Building Area	2,526 sqft Living Area
Basement Area	1,107 sqft
Unfinished Basement	1,107 sqft

Exterior

Year Built	Built 2025
Effective Year Built	Effective 2025
Lot Area	14,810 sqft (0.34 acres)
Garage Area	441 sqft

Utilities, Heating & Cooling

Cooling System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	46594
Street Address	196 SAGE ST
City	COMMERCE
State	GA
Zip	30529-3110
Property Category	Residential
Property Type	Vacant Land > Residential
Local Zoning Code	001
Legal Description	LOT 30 AUSTIN RIDGE SUBD
Legal Subdivision	AUSTIN RIDGE
Legal Lot Number	30
Jurisdiction	JACKSON GA
Township / Civil Division	COMMERCE
Census Block Group	4
Census Block	4028
Census Tract	10300

Owner

Source: Jackson County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	196 SAGE ST, COMMERCE, GA 30529-3110
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 11, 2026	Warranty Deed, Transfer · FHA Mortgage CAPITOL CITY HOME LOANS
Jul 3, 2025	Warranty Deed, Transfer · Construction Mortgage TRUSTMARK NATIONAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 11, 2026 · Amount on Record
Deed Sale	Apr 11, 2026 · Amount on Record
Deed Book / Page	119R / 636
Record Updated	Oct 29, 2026

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON GA
Recording Date	Apr 11, 2026
Property Address	196 SAGE ST, COMMERCE, GA 30529-3110
Document Number	00119R0636
Book / Page	119R / 636
Instrument Date	Mar 30, 2026
Transaction Type	Transfer
Record Updated	Jun 8, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	196 SAGE ST, COMMERCE, GA 30529-3110

Mortgage

Document Number	0119000638,
Date	Apr 11, 2026
Book Page	119R/638

Lender

Name	CAPITOL CITY HOME LOANS

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2056

Interest

Rate	5.98%
Max Rate	-1%

July 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON GA
Recording Date	Jul 3, 2025
Property Address	196 SAGE ST, COMMERCE, GA 30529-3110
Document Number	00116B0482
Book / Page	116B / 482
Instrument Date	Jun 17, 2025
Transaction Type	Transfer
Record Updated	Feb 27, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5.34
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	490 BRISCOE BLVD, LAWRENCEVILLE, GA 30046-6701
Investor	Possibly a Property Investor

Mortgage

Document Number	00116B0000000517
Date	Jul 3, 2025
Book Page	000000116B/0000000517

Lender

Name	TRUSTMARK NATIONAL BANK

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Jan 1, 2026

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of February 23, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Jackson County
Municipality	Commerce City
Unified School District	Commerce City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$189,440 (+432.13%) Land $35,600 Building $153,840	$473,600 (+432.13%) Land $89,000 Building $384,600
2025	$950.00	$35,600 Land $35,600	$89,000 Land $89,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 14, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 82% of Georgia
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COMMERCE serves 11,340 people · EPA ID GA1570001
Water Source	Surface water
Last State Inspection	Jan 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 181 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TruVista Communications Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Windstream Cable · DSL	1,000 / 25

May also be available: Verizon.

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