196 S Main St, Brewer, ME 04412 Property Records

Penobscot County and Brewer City property record for 196 S Main St, Brewer, ME 04412

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,257 sqft · built 1900
Lot Size	0.1 acres (4,356 sqft)
Owner	Individual Name on File
Last Sale	$150,300 (Sep 2018)
Tax Bill	$2,709 (2025)
Deeds & Mortgages	Jan 2022 Refinance Sep 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`28-157`

Property Details

APN / Parcel Number

Primary APN	`28-157`
Alternative APNs	`BRER M:28 L:157` `2411876` `2611881`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	1,257 sqft Living Area
Gross Area	2,810 sqft
1st Floor Area	838 sqft
Basement Area	838 sqft
Unfinished Basement	838 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Conventional
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	4,356 sqft (0.1 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	2611881
Street Address	196 S MAIN ST
City	BREWER
State	ME
Zip	04412-2227
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CB
Legal Lot Number	157
Jurisdiction	BREWER ME
Township / Civil Division	BREWER
Census Block Group	2
Census Block	2024
Census Tract	4100

Owner

196 S Main St is owned and occupied by an individual who bought it in September 2018.

Source: Penobscot County and Brewer City records, as of May 22, 2026

Owner of Record	Individual Name on File
Mailing Address	196 S MAIN ST, BREWER, ME 04412-2227
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 14, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance FREEDOM MORTGAGE CORP
Sep 24, 2018	Warranty Deed, Transfer LENDUS LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 24, 2018 · Amount on File
Deed Sale	Sep 24, 2018 · Amount on File
Prior Sale	May 19, 2015
Deed Document Number	201829409
Deed Book / Page	14950 / 0006
Record Updated	Sep 20, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BREWER ME
Property Address	196 S MAIN ST, BREWER, ME 04412-2227
Transaction Type	Mortgage
Record Updated	Jul 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0163490058
Date	Jan 14, 2022
Book Page	16349/58
Instrument	1207

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	325 Months
Due	Feb 1, 2049

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BREWER ME
Recording Date	Sep 24, 2018
Property Address	196 S MAIN ST, BREWER, ME 04412-2227
Document Number	0149500006
Book / Page	14950 / 0006
Instrument	000000029409
Transaction Type	Transfer
Record Updated	Jul 25, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000029410
Date	Sep 24, 2018
Instrument	000000029410

Lender

Name	LENDUS LLC

Agreement

Amount	Amount on Record
Term	360 Months
Due	Sep 24, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 196 S Main St was $2,709, down 1% from the year before.

Source: Penobscot County and Brewer City assessment roll, as of May 22, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Penobscot County
Municipality	Brewer City
Unified School District	Brewer (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,709.00 (-0.95%)	$175,900 (+20.89%) Land $23,900 Building $152,000
2024	$2,735.00 (-0.76%)	$145,500 (+6.13%) Land $23,900 Building $121,600
2023	$2,756.00	$137,100 Land $19,900 Building $117,200	$148,105
2021	$2,596.00	$116,400 Land $19,800 Building $96,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 196 S Main St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 7, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 196 S Main St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 97.9% of Maine
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BREWER WATER DEPARTMENT serves 8,860 people · EPA ID ME0090220
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 130 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
GoNetspeed Fiber	2,000 / 2,000
Fidium Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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