196 S Debra Ct, Gilbert, AZ 85296 Property Records

Maricopa County property record for 196 S Debra Ct, Gilbert, AZ 85296

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,680 sqft · built 1998
Lot Size	0.172 acres (7,497 sqft)
Owner	Individual Name on Record
Last Sale	$478,500 (Nov 2022)
Tax Bill	$1,597 (2025)
Deeds & Mortgages	Mar 2024 Sale Nov 2022 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`304-21-392`

Property Details

APN / Parcel Number

Primary APN	`304-21-392`
Alternative APN	`304213924`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,680 sqft Living Area
Gross Area	1,850 sqft
1st Floor Area	1,680 sqft

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Exterior Material	Wood
Construction Type	Frame
Roof Material	Concrete
Lot Area	7,497 sqft (0.172 acres)
Parking Spaces	2 Parking Spaces
Patio Area	170 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	Forced Air with A/C

Location & Zoning

Street Address	196 S DEBRA CT
City	GILBERT
State	AZ
Zip	85296-1545
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-7
Legal Description	MANOR AT FINLEY FARMS UNIT 1 MCR 387-02
Legal Range	6E
Legal Township	1S
Legal Section	16
Legal Subdivision	MANOR AT FINLEY FARMS UNIT 1
Legal Lot Number	2
Legal Unit	1
Jurisdiction	MARICOPA AZ
Township / Civil Division	PHOENIX
Census Block Group	1
Census Block	1003
Census Tract	422512

Owner

Source: Maricopa County records, as of May 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	196 S DEBRA CT, GILBERT, AZ 85296-1545
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 21, 2024	Beneficiary Deed, Transfer
Nov 30, 2022	Warranty Deed, Transfer · Conventional Mortgage GUILD MORTGAGE CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 30, 2022 · Amount on Record
Deed Sale	Nov 30, 2022 · Amount on Record
Prior Sale	Nov 5, 1998 · Amount on Record
Deed Document Number	2022864466
Last Transfer Date	Mar 18, 2024
Transfer Doc	0000145890
Record Updated	Sep 20, 2026

March 2024: Beneficiary Deed, Transfer

Document Type	Beneficiary Deed
Jurisdiction	MARICOPA AZ
Recording Date	Mar 21, 2024
Property Address	196 S DEBRA CT, GILBERT, AZ 85296-1545
Document Number	0000145890
Map Reference	MB 387 PG 2
Instrument Date	Mar 18, 2024
Instrument	20240145890
Transaction Type	Transfer
Record Updated	Apr 2, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	196 S DEBRA CT, GILBERT, AZ 85296-1545

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Nov 30, 2022
Property Address	196 S DEBRA CT, GILBERT, AZ 85296-1545
Document Number	0000864466
Map Reference	MB 387 PG 2
Instrument Date	Nov 28, 2022
Instrument	20220864466
Transaction Type	Transfer
Record Updated	Apr 2, 2024
Title Company	EQUITABLE TITLE AGENCY INC, EQUITABLE TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	13919 SHADYDALE RD, CYPRESS, TX 77429-6071

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	196 S DEBRA CT, GILBERT, AZ 85296-1545
Investor	Possibly a Property Investor

Mortgage

Document Number	0000864467
Date	Nov 30, 2022
Instrument	20220864467

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2052

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of October 22, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Gilbert Town
Unified School District	Gilbert Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$42,050 (+101.36%)	$420,500 (+5.23%) Land $84,100 Building $336,400
2025	$1,597.00 (+38.39%)	$20,883 (-51.17%)	$399,600 (-6.57%) Land $79,900 Building $319,700
2024		$42,770	$427,700 Land $85,500 Building $342,200
2023	$1,154.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2014)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2014 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF GILBERT serves 247,600 people · EPA ID AZ0407092
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2017
Treatment and Procedure	Treatment report not submitted Oct 2017
Monitoring and Reporting	53 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 296 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
CenturyLink DSL · Fiber in parts of the area	140 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: Tristate Wi-Fi by Wi-Fiber, Verizon.

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