196 S Curtis Ave, Pea Ridge, AR 72751 Property Records

Benton County property record for 196 S Curtis Ave, Pea Ridge, AR 72751

Property Summary

Property TypeRetail Stores (Personal Services, Photography, Travel)
Details3,008 sqft · built 2005
Lot Size0.57 acres (24,829 sqft)
OwnerTrust Name on File
Tax Bill$1,622 (2026)
Deeds & MortgagesAug 2019 Line of Credit
Flood ZoneZone X (minimal risk)
APN13-00905-000

Property Details

APN / Parcel Number

Primary APN13-00905-000
Alternative APNs
  • 46293.0
  • 46293

Interior

Stories1 Story
Building Area3,008 sqft Gross Area
1st Floor Area3,008 sqft

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2005
Exterior MaterialConcrete Block
Fire ResistanceMasonry Walls, Wood Interior
Roof TypeSteel Frame/Truss
Roof MaterialMetal
Lot Area24,829 sqft (0.57 acres)
Total Buildings2 Buildings

Utilities, Heating & Cooling

Cooling SystemNone

Location & Zoning

Account Number46293
Street Address196 S CURTIS AVE
CityPEA RIDGE
StateAR
Zip72751
Property CategoryCommercial
Property TypeCommercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Legal Range30
Legal Township20
Legal Section01
Legal SubdivisionTOWN & COUNTRY SUB-PEA RIDGE
Legal Block1
Legal Lot Number8
JurisdictionBENTON AR
Township / Civil Division7
Census Block Group3
Census Block3006
Census Tract20102

Owner

196 S Curtis Ave, a commercial property, is held in a trust since May 2002.

Source: Benton County records, as of September 1, 2026

Owner of RecordTrust Name on File
Mailing AddressPO BOX 1034, PEA RIDGE, AR 72751-1034
Owner TypeCompany
VestingTrust, Living Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 3, 2002
Deed SaleMay 3, 2002
Prior SaleJun 24, 1993 · Amount on File
Deed Document Number200279290
Transfer Doc0000000000
Record UpdatedOct 29, 2026

August 2019: Trustee's Deed, Construction Loan

Document TypeTrustee's Deed
JurisdictionBENTON AR
Recording DateAug 8, 2019
Property Address196 S CURTIS AVE, PEA RIDGE, AR 72751
Instrument DateAug 8, 2019
Instrument40911
Transaction TypeConstruction Loan
Record UpdatedOct 15, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address982 HOFFMAN ST PEA RIDGE AR 727512705, PEA RIDGE, AR 72751-2705

Mortgage

Document Number0000040911
DateAug 8, 2019
Instrument40911
Lender
NameARVEST MTG
TypeMortgage Company
AddressPEA RIDGE, AR 72751
Agreement
TypeLine of Credit
AmountAmount on Record
Term12 Months
DueAug 7, 2020
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 196 S Curtis Ave was $1,622, up 3.1% from the year before.

Source: Benton County assessment roll, as of September 1, 2026

Property Jurisdictions

TypeName
StateArkansas
CountyBenton County
MunicipalityPea Ridge City
Unified School DistrictPea Ridge School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,622.00 (+3.12%)$28,361 (-) Land $28,361$141,805 (-) Land $141,805
2025$1,573.00$28,361 Land $28,361$141,805 (-) Land $141,805
2024$141,805 (+11.31%)
2023$1,449.00$25,480 Land $15,740 Building $9,740$127,400 Land $78,700 Building $48,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 196 S Curtis Ave in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2013.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies4 in force
Nearby Flood Claims3 (2013–2021)
Claims Outside the SFHA3 of 3
Most Recent ClaimApr 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 196 S Curtis Ave is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 83% of Arkansas
Wildfire Likelihood0.03% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPEA RIDGE WATERWORKS
serves 12,795 people · EPA ID AR0000053
Water SourcePurchased surface water from BENTON-WASHINGTON REGIONAL PWA
Last State InspectionApr 2026
Lead2 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 217 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable · Fiber in parts of the area
2,000 / 100
Starlink
Satellite
280 / 30

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