196 Rye Rd, Rochester, NY 14626 Property Records

Monroe County and Greece Town property record for 196 Rye Rd, Rochester, NY 14626

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,712 sqft · built 1940
Lot Size	0.367 acres (16,000 sqft)
Owner	Individual Name on Record
Last Sale	$64,900 (May 1998)
Tax Bill	$7,200 (2026)
Deeds & Mortgages	Oct 2020 Line of Credit Dec 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`262800 089.07-1-18`

Property Details

APN / Parcel Number

Primary APN	`262800 089.07-1-18`
Alternative APNs	`28000890700001018000` `00994000000`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,712 sqft Living Area
1st Floor Area	676 sqft
2nd Floor Area	1,036 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Lot Area	16,000 sqft (0.367 acres)
Lot Dimensions	200 ft deep x 80 ft wide
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	Above-Ground Pool
Pool Area	707 sqft
Porch	Porch
Porch Area	100 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	00994000000
Street Address	196 RYE RD
City	ROCHESTER
State	NY
Zip	14626-3659
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	20TR L97 T1 LATONA HOME 86-10 L52
Legal Subdivision	HARRY D HAIGHTS SUBDIVISION
Legal Block	1
Legal Lot Number	18.000
Jurisdiction	MONROE NY
Township / Civil Division	GREECE
Census Block Group	4
Census Block	4005
Census Tract	14102

Owner

Source: Monroe County and Greece Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	196 RYE RD, ROCHESTER, NY 14626-3659
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 21, 2020	Deed of Trust, Mortgage · Line of Credit ESL FCU
Dec 13, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage ESL FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 4, 1998 · Amount on Record
Deed Sale	May 4, 1998 · Amount on Record
Prior Sale	May 3, 1996 · Amount on Record
Deed Book / Page	9002 / 377
Last Transfer Date	Nov 17, 2021
Transfer Doc	0000001071
Record Updated	Oct 29, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE NY
Property Address	196 RYE RD, ROCHESTER, NY 14626-3659
Transaction Type	Mortgage
Record Updated	May 5, 2022
Title Company	STEWART TITLE INSURANCE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001362
Date	Oct 21, 2020
Book Page	28805/225
Instrument	202010211362

Lender

Name	ESL FCU
Type	Credit Union
Address	ROCHESTER, NY 14604

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	49 Months
Due	Nov 3, 2024

December 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONROE NY
Recording Date	Dec 13, 2021
Property Address	196 RYE RD, ROCHESTER, NY 14626-3659
Document Number	0000001071
Book / Page	12599 / 560
Map Reference	LB 86 PG 10
Instrument Date	Nov 17, 2021
Instrument	202112131071
Transaction Type	Transfer
Record Updated	May 5, 2022
Title Company	STEWART TITLE, STEWART TITLE INSURANCE CO

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	196 RYE RD, ROCHESTER, NY 14626-3659

Mortgage

Document Number	0000001072
Date	Dec 13, 2021
Instrument	202112131072

Lender

Name	ESL FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

Tax Assessment & Valuation

Source: Monroe County and Greece Town assessment roll, as of March 30, 2026

Property Jurisdictions

Type	Name
State	New York
County	Monroe County
County Subdivision	Greece Town
Unified School District	Greece Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,200.00 (+12.57%) Homeowner's exemption
2025	$6,396.00 (+18.07%)	$141,300 (-) Land $18,000 Building $123,300	$231,600 (+40.96%) Land $29,503 Building $202,097
2023		$141,300 (+3.9%) Land $18,000 Building $123,300	$164,302 (+3.92%) Land $20,930 Building $143,372
2022		$136,000 Land $20,000 Building $116,000	$158,100 Land $23,250 Building $134,850
2021	$5,417.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 93% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MCWA public/private · serves 525,262 people · EPA ID NY2701047
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	5 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control currently in violation since Jan 2025
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 156 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Greenlight Networks Fiber	8,000 / 8,000
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
T-Mobile Fixed Wireless	100 / 20

May also be available: Empire Long Distance.

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