196 Rutledge Ave, Charleston, SC 29403 Property Records

Charleston County property record for 196 Rutledge Ave, Charleston, SC 29403

Property Summary

Property Type	Duplex
Details	6 bd · 7 ba · 4,470 sqft · built 1910
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on File
Last Sale	$2,800,000 (Jun 2021)
Tax Bill	$52,384 (2025)
Deeds & Mortgages	Mar 2023 Transfer Jul 2021 Sale + 2 more
Flood Zone	Zone AE (high risk)
APN	`460-15-02-063`

Property Details

APN / Parcel Number

Primary APN	`460-15-02-063`

Interior

Bedrooms	6 Beds
Full Baths	7 Baths
Half Baths	2 Half Baths
Stories	2 Stories
Building Area	4,470 sqft Total Area
1st Floor Area	2,207 sqft
Upper Floors Area	3,063 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Architectural Style	Victorian
Exterior Material	Wood
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Galvanized Metal
Lot Area	8,712 sqft (0.2 acres)
Lot Dimensions	145 ft deep x 59 ft wide
Porch	Slab
Porch Area	719 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	Heat Pump

Location & Zoning

Street Address	196 RUTLEDGE AVE
City	CHARLESTON
State	SC
Zip	29403-6858
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Description	DESCRIPTION -194 196 RUTLEDGE AND OLIVER CT
Legal Subdivision	RUTLEDGE AND
Jurisdiction	CHARLESTON SC
Township / Civil Division	CHARLESTON CENTRAL
Census Block Group	2
Census Block	2010
Census Tract	1000

Owner

196 Rutledge Ave, a duplex, is owned by an individual who bought it in June 2021.

Source: Charleston County records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	194 RUTLEDGE AVE, CHARLESTON, SC 29403-5819
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 9, 2023	Intrafamily Transfer, Transfer
Jul 15, 2021	Warranty Deed, Transfer
Jul 8, 2021	Deed, Transfer
Sep 20, 2018	Deed of Trust, Mortgage FINEMARK NAT'L BK&TR

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 14, 2021 · Amount on File
Deed Sale	Jun 14, 2021 · Amount on File
Prior Sale	May 11, 2011 · Amount on File
Deed Book / Page	1002 / 384
Prior Transfer Date	Mar 9, 2012
Prior Transfer Doc	0270/0024
Record Updated	Oct 29, 2026

March 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CHARLESTON SC
Recording Date	Mar 9, 2023
Property Address	196 RUTLEDGE AVE, CHARLESTON, SC 29403-6858
Document Number	0011670507
Book / Page	1167 / 507
Map Reference	MB C PG 9
Instrument Date	Mar 9, 2023
Transaction Type	Transfer
Record Updated	May 4, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	196 RUTLEDGE AVE # 194, 194, CHARLESTON, SC 29403-6858

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHARLESTON SC
Recording Date	Jul 15, 2021
Property Address	196 RUTLEDGE AVE, CHARLESTON, SC 29403-6858
Document Number	0010140154
Book / Page	1014 / 154
Map Reference	MB L17 PG 304
Instrument Date	Jul 8, 2021
Transaction Type	Transfer
Record Updated	Aug 30, 2022

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10 OLIVER CT, CHARLESTON, SC 29403-5871
Investor	Possibly a Property Investor

July 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	CHARLESTON SC
Recording Date	Jul 8, 2021
Property Address	196 RUTLEDGE AVE, CHARLESTON, SC 29403-6858
Document Number	0010110612
Book / Page	1011 / 612
Map Reference	MB C PG 009
Instrument Date	Jun 30, 2021
Transaction Type	Transfer
Record Updated	Aug 30, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	196 RUTLEDGE AVE, CHARLESTON, SC 29403-6858
Investor	Possibly a Property Investor

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLESTON SC
Property Address	196 RUTLEDGE AVE, CHARLESTON, SC 29403-6858
Document Number	0748/0188
Instrument Date	Sep 20, 2018
Transaction Type	Mortgage
Record Updated	Jan 16, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	194-196 RUTLEDGE AVE CHARLESTON SC 294035819, CHARLESTON, SC 29403-5819

Mortgage

Document Number	0748/0188
Date	Sep 21, 2018
Book Page	000748/000188

Lender

Name	FINEMARK NAT'L BK&TR
Type	Bank
Address	CHARLESTON, SC 29492

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 196 Rutledge Ave was $52,384, up 1% from the year before.

Source: Charleston County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Charleston County
Municipality	Charleston City
Unified School District	Charleston County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$52,384.00 (+1%)	$3,220,000 (+1,823.08%) Land $862,500 Building $2,357,500	$4,099,400 Land $904,900 Building $3,194,500
2024	$47,621.00	$167,440
2022	$44,260.00	$167,440	$2,800,000 Land $750,000 Building $2,050,000
2020			$2,800,000 Land $750,000 Building $2,050,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 196 Rutledge Ave in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	10.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 171 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	194 units insured incl. 23 condo units
Nearby Flood Claims	39 (1983–2016)
Claims Outside the SFHA	1 of 39
Most Recent Claim	Oct 2016 · Hurricane Matthew
Claims by Event	Severe Storms And Flooding, Oct 2015 · 7 claims Hurricane Hugo, Sep 1989 · 23 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 196 Rutledge Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLESTON WATER SYSTEM serves 278,771 people · EPA ID SC1010001
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2025
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 654 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Hotwire Communications, T-Mobile.

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