196 Rutgers Ave, Berkeley Heights, NJ 07922 Property Records

Union County and Berkeley Heights Township property record for 196 Rutgers Ave, Berkeley Heights, NJ 07922

Property Summary

Property Type	Single Family Home
Details	1,557 sqft · built 1955
Lot Size	0.459 acres (19,994 sqft)
Owner	2 Individual Names on File
Last Sale	$575,000 (Oct 2020)
Tax Bill	$11,707 (2025)
Deeds & Mortgages	Oct 2020 Sale & Mortgage Oct 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`01-01706-0000-00004`

Property Details

APN / Parcel Number

Primary APN	`01-01706-0000-00004`
Alternative APN	`010170600004`

Interior

Stories	1 Story
Building Area	1,557 sqft Living Area
1st Floor Area	1,557 sqft

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Construction Type	Frame
Lot Area	19,994 sqft (0.459 acres)
Lot Dimensions	200 ft deep x 100 ft wide

Location & Zoning

Street Address	196 RUTGERS AVE
City	BERKELEY HEIGHTS
State	NJ
Zip	07922-1948
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-15
Legal Subdivision	BERKELEY HEIGHTS
Legal Block	1706
Legal Lot Number	4
Jurisdiction	UNION NJ
Township / Civil Division	BERKELEY HEIGHTS
Census Block Group	5
Census Block	5007
Census Tract	38202

Owner

196 Rutgers Ave is owned and occupied by two individuals who bought it in October 2020.

Source: Union County and Berkeley Heights Township records, as of July 8, 2026

Owner of Record	2 Individual Names on File
Mailing Address	196 RUTGERS AVE, BERKELEY HEIGHTS, NJ 07922-1948
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 7, 2020	Bargain and Sale Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC
Oct 17, 2017	Deed of Trust, Mortgage · Conventional Mortgage AMRES CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 7, 2020 · Amount on File
Deed Sale	Oct 7, 2020 · Amount on File
Prior Sale	Nov 6, 2017 · Amount on File
Deed Document Number	2020328830
Deed Book / Page	6384 / 636
Record Updated	Oct 29, 2026

October 2020: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	UNION NJ
Recording Date	Oct 7, 2020
Property Address	196 RUTGERS AVE, BERKELEY HEIGHTS, NJ 07922-1948
Document Number	0063840636
Book / Page	6384 / 636
Instrument Date	Sep 24, 2020
Instrument	328830
Transaction Type	Transfer
Record Updated	Nov 4, 2021
Title Company	SAFE LAND TITLE AGENCY LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,920.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	76 FOREST WAY, 76, MORRIS PLAINS, NJ 07950-3266

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	196 RUTGERS AVE, BERKELEY HEIGHTS, NJ 07922-1948

Mortgage

Document Number	700561
Date	Oct 7, 2020
Instrument	700561

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2050

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NJ
Property Address	196 RUTGERS AVE, BERKELEY HEIGHTS, NJ 07922-1948
Document Number	0000648769
Instrument Date	Oct 17, 2017
Transaction Type	Mortgage
Record Updated	Dec 8, 2017
Title Company	MAX TITLE AGENCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	196 RUTGERS AVE BERKELEY HEIGHTS NJ 079221948, BERKELEY HEIGHTS, NJ 07922-1948

Mortgage

Document Number	0000648769
Date	Nov 6, 2017
Instrument	648769

Lender

Name	AMRES CORP
Address	HUNTINGDON VALLEY, PA 19006

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 5, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 196 Rutgers Ave was $11,707, up 2.7% from the year before.

Source: Union County and Berkeley Heights Township assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Union County
County Subdivision	Berkeley Heights Township
Unified School District	Berkeley Heights Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$266,000 (-) Land $157,500 Building $108,500	$266,000 (-) Land $157,500 Building $108,500
2025	$11,707.00 (+2.67%)	$266,000 Land $157,500 Building $108,500	$266,000 Land $157,500 Building $108,500
2024	$11,403.00
2023		$266,000 Land $157,500 Building $108,500	$266,000 Land $157,500 Building $108,500
2022	$11,169.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 196 Rutgers Ave in Zone X, an area of minimal flood risk, though there have been 28 flood claims nearby since 1987.

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	28 (1987–2021)
Claims Outside the SFHA	6 of 28
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Hurricane Irene, Aug 2011 · 3 claims Severe Storms And Flooding, Mar 2010 · 8 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 196 Rutgers Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 85% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - SHORT HILLS private · serves 217,230 people · EPA ID NJ0712001
Water Source	Surface water
Last State Inspection	Nov 2022
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 247 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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