196 Ruane St, Fairfield, CT 06824 Property Records

Fairfield Town property record for 196 Ruane St, Fairfield, CT 06824

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,439 sqft · built 1915
Lot Size	0.342 acres (14,900 sqft)
Owner	Individual Name on Record
Last Sale	$169,000 (Nov 1993)
Tax Bill	$13,043 (2026)
Deeds & Mortgages	May 2017 Mortgage Feb 2017 Transfer + 1 more
Flood Zone	Zone AE (high risk)
APN	`FAIR M:180 B:119`

Property Details

APN / Parcel Number

Primary APN	`FAIR M:180 B:119`
Alternative APNs	`FFLD M:180 B:119` `M:180 L:119 X` `13212`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,439 sqft Living Area
Gross Area	2,647 sqft
Basement Area	615 sqft
Unfinished Basement	615 sqft

Exterior

Year Built	Built 1915
Effective Year Built	Effective 1915
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	14,900 sqft (0.342 acres)
Garage Type	Attached

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	13212
Street Address	196 RUANE ST
City	FAIRFIELD
State	CT
Zip	06824-5838
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A
Legal Block	119
Jurisdiction	FAIRFIELD CT
Township / Civil Division	FAIRFIELD
Census Block Group	1
Census Block	1011
Census Tract	61600

Owner

Source: Fairfield Town records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	196 RUANE ST, FAIRFIELD, CT 06824-5838
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 23, 2017	Deed of Trust, Mortgage PEOPLES UNITED BANK
Feb 2, 2017	Quit Claim Deed, Transfer Quitclaim
Feb 2, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 17, 1993 · Amount on Record
Deed Sale	Nov 17, 1993 · Amount on Record
Deed Book / Page	1322 / 252
Record Updated	Oct 29, 2026

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FAIRFIELD CT
Property Address	196 RUANE ST, FAIRFIELD, CT 06824-5838
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	5548-47
Date	May 23, 2017
Book Page	5548/47

Lender

Name	PEOPLES UNITED BANK
Type	Bank

Agreement

Amount	Amount Recorded
Term	348 Months
Due	May 1, 2046

February 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	FAIRFIELD CT
Recording Date	Feb 2, 2017
Property Address	196 RUANE ST, FAIRFIELD, CT 06824-5838
Document Number	5514-35
Book / Page	005514 / 000035
Instrument Date	Jan 4, 2017
Instrument	881
Transaction Type	Transfer
Record Updated	Feb 21, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	88 N PARK AVE EASTON CT 066121417, EASTON, CT 06612-1417

February 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	FAIRFIELD CT
Recording Date	Feb 2, 2017
Property Address	196 RUANE ST, FAIRFIELD, CT 06824-5838
Document Number	5514-31
Book / Page	005514 / 000031
Instrument Date	Jan 4, 2017
Instrument	879
Transaction Type	Transfer
Record Updated	Feb 21, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	88 N PARK AVE EASTON CT 066121417, EASTON, CT 06612-1417

Tax Assessment & Valuation

Source: Fairfield Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Fairfield Town
Unified School District	Fairfield School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$13,043.00 (+16.1%)	$679,700 (+71.77%) Land $605,500 Building $74,200	$880,248 (+217.78%)
2025	$11,234.00	$395,710 (-) Land $326,480 Building $69,230	$276,997 Land $228,536 Building $48,461
2024	$11,234.00 (+3.2%)
2023	$10,886.00	$395,710 Land $326,480 Building $69,230

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 28, 2025

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	11.0 ft
Flood Insurance Requirement	Required federally backed loans

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AQUARION-EASTERN FAIRFIELD COUNTY private · serves 351,756 people · EPA ID CT0150011
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	24 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 422 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Frontier Fiber	7,000 / 7,000
GoNetspeed Fiber	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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