196 Rte 292, Patterson, NY 12563 Property Records

Putnam County and Patterson Town property record for 196 Rte 292, Patterson, NY 12563 · Last verified May 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms2.5 Baths
Year BuiltBuilt 1938
Square Footage2,050 sqft Living Area
Lot Size27,443 sqft (0.63 acres)
OccupancyOwner Occupied
Last Sale$188,000 (1998)
Tax Bill$11,429.00 (2024)

Owner

Source: Putnam County and Patterson Town records · APN 372400 3.-1-55

Assessment roll updated April 29, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address196 ROUTE 292, PATTERSON, NY 12563
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingLife Estate

Deeds, Mortgages & Sale History

DateDocument
Apr 27, 2026Deed of Trust, Mortgage · Conventional Mortgage
RELIANCE FIRST CAPITAL
Dec 17, 2025Intrafamily Transfer, Transfer
Feb 20, 2024Deed of Trust, Mortgage · Conventional Mortgage
ROCKET MORTGAGE LLC
Jul 10, 2020Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LNS

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleNov 10, 1998 · Amount on Record
Deed SaleNov 10, 1998 · Amount on Record
Deed Book / Page1448 / 407
Last Transfer DateDec 01, 2025
Transfer Doc0024250203
Record RefreshedSep 20, 2026

April 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPUTNAM NY
Recording DateApr 27, 2026
Property Address196 ROUTE 292, PATTERSON, NY 12563
Document Number0000002729
Book / Page8100 / 100
Instrument DateApr 18, 2026
Instrument20262729
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyVYLLA TITLE LLC

Transaction

Tax$0.00
Additional
  • Multiple parcels conveyed, unknown impact to APN

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLife Estate, 156
Address196 ROUTE 292, PATTERSON, NY 12563

Mortgage

Document Number0000002729,
DateApr 27, 2026
Book Page8100/100
Instrument20262729
Lender
NameRELIANCE FIRST CAPITAL
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMay 01, 2056
Interest
Rate TypeFixed Rate
Rate6.22%
Initial TypeFixed Rate
Max Rate-1%

December 2025: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionPUTNAM NY
Recording DateDec 17, 2025
Property Address196 ROUTE 292, PATTERSON, NY 12563
Document Number0024250203
Book / Page2425 / 203
Instrument DateDec 17, 2025
Instrument7929-2025
Transaction TypeTransfer
Record UpdatedJan 12, 2026

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address196 ROUTE 292, PATTERSON, NY 12563

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Living Trust
Address196 ROUTE 292, PATTERSON, NY 12563

February 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPUTNAM NY
Property Address196 ROUTE 292, PATTERSON, NY 12563
Transaction TypeMortgage
Record UpdatedMar 08, 2024
Title CompanyAMROCK INC, AMROCK LLC

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 511, PATTERSON, NY 12563-0511

Mortgage

Document Number0078540186
DateFeb 20, 2024
Book Page7854/186
Instrument974-2024
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 01, 2054

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPUTNAM NY
Property Address196 ROUTE 292, PATTERSON, NY 12563
Document Number0071150278
Instrument DateJul 10, 2020
Transaction TypeMortgage
Record UpdatedJul 31, 2020
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address196 ROUTE 292 PATTERSON NY 12563, PATTERSON, NY 12563

Mortgage

Document Number0071150278
DateJul 16, 2020
Book Page007115/000278
Instrument5567
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term84 Months
DueJul 15, 2027

Tax Assessment & Valuation

Source: Putnam County and Patterson Town records · Assessment roll updated April 29, 2026 · Last verified May 2026

Property Jurisdictions

TypeName
StateNew York
CountyPutnam County
County SubdivisionPatterson Town
Unified School DistrictCarmel Central School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$423,000 (+5.99%) Land $75,900 Building $347,100$423,000 (+5.99%) Land $75,900 Building $347,100
2024$11,429.00 Homeowner's exemption Senior Citizen's exemption$399,100 (+6%) Land $71,600 Building $327,500$399,100 (+6%) Land $71,600 Building $327,500
2023$376,500 (+13.99%) Land $67,500 Building $309,000$376,500 (+13.99%) Land $67,500 Building $309,000
2022$330,300 Land $55,300 Building $275,000$330,300 Land $55,300 Building $275,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Putnam County (36079C), updated March 4, 2013 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft

Wildfire

Wildfire RiskLow
above 20% of the US · above 55% of New York
Wildfire LikelihoodAbout 1 in 4,167 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN372400 3.-1-55
Alternative APNs
  • 240000300000010550000000
  • 004837

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Partial Baths1 Partial Baths
Building Area2,050 sqft Living Area
Gross Area2,490 sqft Gross Area
1st Floor1,402 sqft 1st Floor
Upper Floors648 sqft Upper Floors
Stories1 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1938
Effective Year BuiltEffective 1938
Architectural StyleCape Cod Style
Exterior MaterialWood Exterior
Lot Area27,443 sqft (0.63 acres)
Lot Width248 ft Width
Parking Spaces2 Parking Spaces
Garage TypeAttached Garage
Garage Area440 sqft Garage
PorchOpen Porch
Porch Area320 sqft Porch

Utilities and HVAC

Heating SystemHot Water Heating
Heating FuelOil Heating Fuel
SewageSewage Connected
Water SourceYes (Unknown Type) Water Source

Location & Zoning

Account Number004837
Street Address196 ROUTE 292
CityPATTERSON
StateNY
Zip12563
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal Block1
Legal Lot Number55.00
JurisdictionPUTNAM NY
Minor Civil DivisionPATTERSON
Census Blockgroup1
Census Block1001
Census Tract10201

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