196 Roy Cir, Americus, GA 31709 Property Records

Sumter County property record for 196 Roy Cir, Americus, GA 31709

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,664 sqft · built 1994
Lot Size	1.33 acres (57,935 sqft)
Owner	2 Individual Names on Record
Last Sale	$64,900 (Nov 2021)
Tax Bill	$1,283 (2025)
Deeds & Mortgages	Nov 2021 Mortgage Nov 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`2730A 162 21`

Property Details

APN / Parcel Number

Primary APN	`2730A 162 21`
Alternative APN	`12620`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,664 sqft Heated Area
1st Floor Area	1,664 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Exterior Material	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	57,935 sqft (1.33 acres)
Terrain	Rolling
Deck Area	144 sqft
Patio Area	28 sqft
Utility Building	140 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	12620
Street Address	196 ROY CIR
City	AMERICUS
State	GA
Zip	31709-7936
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	007
Legal Description	LOT 21 ROY CIRCLE PRICE EST
Legal Subdivision	ROY CIRCLE PRICE EST
Legal Lot Number	21
Jurisdiction	SUMTER GA
Township / Civil Division	AMERICUS
Census Block Group	1
Census Block	1001
Census Tract	950200

Owner

Source: Sumter County records, as of February 3, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	199 ROY CIR, AMERICUS, GA 31709-7937
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 4, 2021	Deed of Trust, Mortgage · Conventional Mortgage PEOPLES SOUTH BANK
Nov 3, 2021	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 3, 2021 · Amount on Record
Deed Sale	Nov 3, 2021 · Amount on Record
Prior Sale	Nov 6, 2007 · Amount on Record
Deed Document Number	20211062
Deed Book / Page	1624 / 194
Prior Transfer Date	Sep 5, 2008
Prior Transfer Doc	001122/260
Record Updated	Jun 8, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUMTER GA
Property Address	196 ROY CIR, AMERICUS, GA 31709-7936
Transaction Type	Mortgage
Record Updated	Aug 4, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	196 ROY CIR, AMERICUS, GA 31709-7936

Mortgage

Document Number	0000001624/0000000197
Date	Nov 4, 2021
Book Page	0000001624/0000000197

Lender

Name	PEOPLES SOUTH BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Jan 1, 2022

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SUMTER GA
Recording Date	Nov 3, 2021
Property Address	196 ROY CIR, AMERICUS, GA 31709-7936
Document Number	001624/194
Book / Page	1624 / 194
Instrument Date	Nov 3, 2021
Instrument	2021-001062
Transaction Type	Transfer
Record Updated	Aug 4, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	199 ROY CIR, AMERICUS, GA 31709-7937

Tax Assessment & Valuation

Source: Sumter County assessment roll, as of February 3, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Sumter County
Unified School District	Sumter County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,283.00 (+2.64%)	$33,920 (-) Land $4,000 Building $29,920	$84,800 (-) Land $10,000 Building $74,800
2023	$1,250.00 (+17.59%)	$33,920 Land $4,000 Building $29,920	$84,800 Land $10,000 Building $74,800
2022	$1,063.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 11, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	7 (1985–2024)
Claims Outside the SFHA	2 of 7
Most Recent Claim	Mar 2024 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 87% of Georgia
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Pineland Communications Fiber	1,000 / 1,000
Mediacom Xtream Cable	1,000 / 50

Cell Coverage

5G (outdoors only) and 4G LTE

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