196 Roberts Rdg, Rutledge, TN 37861 Property Records

Grainger County property record for 196 Roberts Rdg, Rutledge, TN 37861

Property Summary

Property Type	Single Family Home
Details	1 ba · 672 sqft · built 1978
Lot Size	0.28 acres (12,197 sqft)
Owner	Individual Name on Record
Last Sale	$178,000 (Jul 2024)
Tax Bill	$452 (2025)
Deeds & Mortgages	May 2023 Sale & Line of Credit May 2023 Sale
Flood Zone	Zone X (minimal risk)
APN	`061 05300 002`

Property Details

APN / Parcel Number

Primary APN	`061 05300 002`
Alternative APN	`029061 05300 002`

Interior

Full Baths	1 Bath
Stories	2 Stories
Building Area	672 sqft Living Area
Flooring	Carpet
Interior Walls	Paneling

Exterior

Year Built	Built 1978
Effective Year Built	Effective 2001
Exterior Material	Siding
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	12,197 sqft (0.28 acres)
Terrain	Rolling
Deck Area	96 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	196 ROBERTS RDG
City	RUTLEDGE
State	TN
Zip	37861-5439
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 07 UNIT 2, COUNTY AREA: G01
Legal Subdivision	WINDCHASE
Jurisdiction	GRAINGER TN
Township / Civil Division	2
Census Block Group	3
Census Block	3026
Census Tract	500302

Owner

Source: Grainger County records, as of January 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	2 Co-owners on Record
Mailing Address	PO BOX 699, RUTLEDGE, TN 37861-0699
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 11, 2023	Warranty Deed, Transfer · Line of Credit PATE FINANCIAL LLC
May 11, 2023	Agreement of Sale, Transfer

Assessor's Deed Record

Deed Names	3 Names on Deed
Last Sale	Jul 26, 2024 · Amount on Record
Deed Sale	Jul 26, 2024 · Amount on Record
Prior Sale	May 11, 2023 · Amount on Record
Deed Document Number	24002019
Deed Book / Page	424 / 1255
Record Updated	Jun 8, 2026

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GRAINGER TN
Recording Date	May 11, 2023
Property Address	196 ROBERTS RDG, RUTLEDGE, TN 37861-5439
Document Number	0000001208
Book / Page	414 / 1423
Map Reference	MB 6 PG 146
Instrument Date	May 3, 2023
Instrument	23001208
Transaction Type	Transfer
Record Updated	May 30, 2023

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,628.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	801 WAYNE DRIVE, BRISTOL, TN 37620
Investor	Possibly a Property Investor

Mortgage

Document Number	0000001210
Date	May 11, 2023
Instrument	23001210

Lender

Name	PATE FINANCIAL LLC

Agreement

Type	Line of Credit
Amount	Amount Recorded

May 2023: Agreement of Sale, Transfer

Document Type	Agreement of Sale
Jurisdiction	GRAINGER TN
Recording Date	May 11, 2023
Property Address	196 ROBERTS RDG, RUTLEDGE, TN 37861-5439
Document Number	0000001209
Book / Page	414 / 1430
Instrument Date	May 3, 2023
Instrument	23001209
Transaction Type	Transfer
Record Updated	Apr 2, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	801 ALABAMA ST, BRISTOL, TN 37620-3704

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Grainger County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Grainger County
Unified School District	Grainger County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$452.00	$19,225 (-) Land $7,175 Building $12,050
2024	$452.00	$19,225 (-) Land $7,175 Building $12,050
2023	$452.00 (+2.26%)	$19,225 (-) Land $7,175 Building $12,050
2022	$442.00	$19,225 Land $7,175 Building $12,050
2021			$76,900 Land $28,700 Building $48,200

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 16, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · above 69% of Tennessee
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Trilight Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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