York County property record for 196 Riverview Ter, Clover, SC 29710
| Property Type | Single Family Home |
|---|---|
| Details | 4.5 ba · 6,131 sqft · built 1987 |
| Lot Size | 0.583 acres (25,404 sqft) |
| Owner | Individual Name on File |
| Last Sale | $905,000 (Jan 2020) |
| Tax Bill | $7,922 (2025) |
| Deeds & Mortgages | Apr 2022 Line of Credit May 2020 Construction Loan + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 577-00-00-026 |
| Primary APN | 577-00-00-026 |
|---|
| Full Baths | 4.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 6,131 sqft Living Area |
| Gross Area | 8,106 sqft |
| 1st Floor Area | 3,306 sqft |
| 2nd Floor Area | 2,825 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 2000 |
| Exterior Material | Brick |
| Construction Type | Brick |
| Lot Area | 25,404 sqft (0.583 acres) |
| Garage Type | Mixed |
| Garage Area | 634 sqft |
| Parking Spaces | 3 Parking Spaces |
| Pool Area | 648 sqft |
| Porch | Slab |
| Porch Area | 1,107 sqft |
| Street Address | 196 RIVERVIEW TER |
|---|---|
| City | CLOVER |
| State | SC |
| Zip | 29710-8939 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RCI |
| Legal Description | LOT 95 SECT 14 LAKE WYLIE |
| Legal Subdivision | RIVER HILLS |
| Legal Lot Number | 95 |
| Jurisdiction | YORK SC |
| Township / Civil Division | CLOVER |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 61710 |
196 Riverview Ter is owned and occupied by an individual who bought it in January 2020.
Source: York County records, as of May 5, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 196 RIVERVIEW TER, CLOVER, SC 29710-8939 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 11, 2022 | Deed of Trust, Mortgage · Line of Credit SOUTH STATE BANK NA |
| May 13, 2020 | Deed of Trust, Mortgage · Construction Mortgage SOUTH STATE BANK |
| Jan 21, 2020 | Special Warranty Deed, Construction Loan · Construction Mortgage REGIONS BANK |
| Jul 18, 2019 | Trustee's Deed, Foreclosure ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 21, 2020 · Amount on File |
| Deed Sale | Jan 21, 2020 · Amount on File |
| Prior Sale | Jul 18, 2019 · Amount on File |
| Deed Document Number | 20202678 |
| Deed Book / Page | 18031 / 7 |
| Prior Transfer Date | Jul 9, 2019 |
| Prior Transfer Doc | 1766100343 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | YORK SC |
| Property Address | 196 RIVERVIEW TER, CLOVER, SC 29710-8939 |
| Transaction Type | Mortgage |
| Record Updated | Apr 24, 2026 |
| Name | Verified Name |
|---|---|
| Address | 196 RIVERVIEW TER, CLOVER, SC 29710-8939 |
| Document Number | 2010900450 |
|---|---|
| Date | Apr 11, 2022 |
| Book Page | 20109/450 |
| Instrument | 2022017088 |
| Name | SOUTH STATE BANK NA |
|---|---|
| Type | Bank |
| Address | WINTER HAVEN, FL 33880 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Apr 20, 2032 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | YORK SC |
| Property Address | 196 RIVERVIEW TER, CLOVER, SC 29710-8939 |
| Transaction Type | Mortgage |
| Record Updated | Aug 31, 2022 |
| Name | Verified Name |
|---|
| Document Number | 1826300294 |
|---|---|
| Date | May 13, 2020 |
| Book Page | 18263/294 |
| Instrument | 2020020137 |
| Name | SOUTH STATE BANK |
|---|---|
| Type | Bank |
| Address | CHARLESTON, SC 29406 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.87% |
| Type Change Date | Jun 1, 2027 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 8.87% |
| Index | 1-Year LIBOR |
| Max Rate | 8.87% |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | YORK SC |
| Recording Date | Jan 21, 2020 |
| Property Address | 196 RIVERVIEW TER, CLOVER, SC 29710-8939 |
| Document Number | 1803100007 |
| Book / Page | 18031 / 007 |
| Map Reference | MB 96 PG 855 |
| Instrument Date | Jan 10, 2020 |
| Instrument | 2020002678 |
| Transaction Type | Construction Loan |
| Record Updated | Aug 31, 2022 |
| Title Company | CHICAGO TITLE INSURANCE CO |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,348.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 11023 VALLEY SPRING DR, CHARLOTTE, NC 28277-3731 |
| Document Number | 2020002679 |
|---|---|
| Date | Jan 21, 2020 |
| Instrument | 2020002679 |
| Name | REGIONS BANK |
|---|---|
| Type | Bank |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2050 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | YORK SC |
| Recording Date | Jul 18, 2019 |
| Property Address | 196 RIVERVIEW TER, CLOVER, SC 29710-8939 |
| Document Number | 1766100343 |
| Book / Page | 017661 / 000343 |
| Instrument Date | Jul 9, 2019 |
| Instrument | 29166 |
| Transaction Type | Foreclosure |
| Record Updated | Jul 31, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $3,237.50 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Corporate Trust |
| Address | 425 S FINANCIAL PL #2000 CHICAGO IL 606051000, 2000, CHICAGO, IL 60605-1000 |
| Investor | Possibly a Property Investor |
The 2025 property tax bill for 196 Riverview Ter was $7,922.
Source: York County assessment roll, as of November 17, 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | York County |
| Unified School District | York School District 2 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,922.00 | $57,874 Land $18,368 Building $39,506 | $1,654,200 Land $525,000 Building $1,129,200 |
| 2023 | $29,394.00 | $75,487 Land $27,000 Building $48,487 | $1,258,118 Land $450,000 Building $808,118 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 196 Riverview Ter in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 1 (2006) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Aug 2006 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 196 Riverview Ter is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 98% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | YORK COUNTY WEST WD private · serves 18,273 people · EPA ID SC4620003 |
|---|---|
| Water Source | Purchased surface water from CITY OF ROCK HILL |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2018–2020) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 105 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Comporium Fiber | 5,000 / 5,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
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