Clay County property record for 196 Riverbend Dr, Hayesville, NC 28904 · Last verified October 2025
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,310 sqft · built 2023 |
| Lot Size | 1.64 acres (71,438 sqft) |
| Owner | Individual Name on File |
| Last Sale | $90,000 (Jun 2021) |
| Tax Bill | $1,439 (2025) |
| Deeds & Mortgages | Jun 2021 Sale & Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 555100565146 |
| Primary APN | 555100565146 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 2,310 sqft Heated Area |
| Year Built | Built 2023 |
|---|---|
| Lot Area | 71,438 sqft (1.64 acres) |
| Account Number | 619895000 |
|---|---|
| Street Address | 196 RIVERBEND DR |
| City | HAYESVILLE |
| State | NC |
| Zip | 28904-7749 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PINEY RD RIVERBEND |
| Jurisdiction | CLAY NC |
| Township / Civil Division | HAYESVILLE |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 950202 |
Source: Clay County records · APN 555100565146
Assessment roll updated January 1, 2025 · Last verified October 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 196 RIVERBEND DR, HAYESVILLE, NC 28904-7749 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 04, 2021 · Amount on Record |
| Deed Sale | Jun 04, 2021 · Amount on Record |
| Deed Document Number | 0000453172 |
| Deed Book / Page | 453 / 172 |
| Record Updated | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLAY NC |
| Recording Date | Jun 04, 2021 |
| Property Address | 196 RIVERBEND DR, HAYESVILLE, NC 28904-7749 |
| Document Number | 000453/172 |
| Book / Page | 453 / 172 |
| Instrument Date | Jun 02, 2021 |
| Instrument | 2021001944 |
| Transaction Type | Transfer |
| Record Updated | Oct 16, 2025 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $180.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 993, HAYESVILLE, NC 28904-0993 |
| Name | Verified Name |
|---|---|
| Address | 3428 NEW FORSYTH ROAD, MACON, GA 31210 |
| Document Number | 2021001945 |
|---|---|
| Date | Jun 04, 2021 |
| Instrument | 2021001945 |
| Name | BANK OF THE OZARKS |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Clay County records · Assessment roll updated January 1, 2025 · Last verified October 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Clay County |
| Unified School District | Clay County Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,439.00 (+191.3%) | $284,900 (+212.05%) Land $71,400 Building $213,500 | $284,900 (+212.05%) Land $71,400 Building $213,500 |
| 2023 | $494.00 | $91,300 Land $71,400 Building $19,900 | $91,300 Land $71,400 Building $19,900 |
Source: FEMA National Flood Hazard Layer, Clay County (37043C), updated May 4, 2009 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 370439502022, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone AE |
|---|---|
| Special Flood Hazard Area | Yes |
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Flood Insurance Cost | Premium on Record median of 27 individual NFIP policies nearby |
| Nearby Flood Policies | 27 in force |
| Nearby Flood Claims | 1 (2013) |
| Most Recent Claim | Jan 2013, other causes |
| Wildfire Risk | Moderate above 67% of the US · above 89% of North Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 424 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 45 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Blue Ridge Mountain Electric Membership | Fiber | 1,000 / 1,000 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
May also be available at this address: Uniti Group. Availability varies by address; speeds are provider-advertised maximums, not measured.
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