Suffolk County and Winthrop Town City property record for 196 River Rd, Winthrop, MA 02152
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,547 sqft · built 1938 |
| Lot Size | 0.124 acres (5,400 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $315,000 (Jan 2004) |
| Tax Bill | $12,938 (2026) |
| Deeds & Mortgages | Jul 2020 Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | WINT M:038 L:028 |
| Primary APN | WINT M:038 L:028 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 2,547 sqft Living Area |
| Gross Area | 5,246 sqft |
| Basement Area | 1,296 sqft |
| Unfinished Basement | 1,296 sqft |
| Year Built | Built 1938 |
|---|---|
| Effective Year Built | Effective 1938 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 5,400 sqft (0.124 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Gas |
| Street Address | 196 RIVER RD |
|---|---|
| City | WINTHROP |
| State | MA |
| Zip | 02152-1720 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Lot Number | 28 |
| Jurisdiction | WINTHROP MA |
| Township / Civil Division | WINTHROP TOWN |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 180400 |
Source: Suffolk County and Winthrop Town City records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 196 RIVER RD, WINTHROP, MA 02152-1720 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 22, 2004 · Amount on Record |
| Deed Sale | Jan 22, 2004 · Amount on Record |
| Deed Book / Page | 33682 / 39 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WINTHROP MA |
| Property Address | 196 RIVER RD, WINTHROP, MA 02152-1720 |
| Document Number | 63379-20 |
| Instrument Date | Jul 13, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 25, 2021 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 196 RIVER RD WINTHROP MA 021521720, WINTHROP, MA 02152-1720 |
| Document Number | 63379-20 |
|---|---|
| Date | Jul 17, 2020 |
| Book Page | 063379/000020 |
| Instrument | 57599 |
| Name | ROSS MTG CO INC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 16, 2050 |
Source: Suffolk County and Winthrop Town City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Suffolk County |
| Municipality | Winthrop Town City |
| Unified School District | Winthrop School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $12,938.00 (+21.26%) | $1,161,400 (+12.33%) Land $356,100 Building $805,300 | $936,200 (+19.35%) |
| 2025 | $10,670.00 (+9.63%) | $1,033,900 (+10.68%) Land $339,200 Building $694,700 | |
| 2024 | $9,733.00 (+74.3%) | $934,100 (+78.98%) Land $326,000 Building $608,100 | $784,415 |
| 2023 | $5,584.00 | $521,900 Land $298,400 Building $223,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 11.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 54 individual policies |
| Nearby Flood Policies | 70 units insured incl. 16 condo units |
| Nearby Flood Claims | 117 (1978–2024) |
| Claims Outside the SFHA | 5 of 117 |
| Most Recent Claim | Apr 2024 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WINTHROP WATER DIVISION, (MWRA) serves 19,316 people · EPA ID MA3346000 |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | Dec 2023 |
| Lead | 8 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 441 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Netafy.
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