196 Richards Dr, Delaware, OH 43015 Property Records

Delaware County property record for 196 Richards Dr, Delaware, OH 43015 · Last verified June 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,152 sqft · built 1963
Lot Size	0.17 acres (7,394 sqft)
Owner	Individual Name on File
Last Sale	$33,333 (Aug 2004)
Tax Bill	$2,583 (2025)
Deeds & Mortgages	Oct 2022 Mortgage Sep 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`519-343-01-024-000`

Property Details

APN / Parcel Number

Primary APN	`519-343-01-024-000`
Alternative APN	`143243.00`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,152 sqft Living Area
1st Floor Area	1,152 sqft

Exterior

Year Built	Built 1963
Effective Year Built	Effective 2011
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	7,394 sqft (0.17 acres)
Patio Area	576 sqft
Shed	1 Shed
Shed Area	64 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil
Sewer	Connected

Location & Zoning

Street Address	196 RICHARDS DR
City	DELAWARE
State	OH
Zip	43015-2218
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 3827
Legal Subdivision	WEDGEWOOD SEC 07
Legal Lot Number	3827
Jurisdiction	DELAWARE OH
Township / Civil Division	DELAWARE CITY
Census Block Group	5
Census Block	5001
Census Tract	10520

Owner

Source: Delaware County records · APN 519-343-01-024-000

Assessment roll updated May 27, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	196 RICHARDS DR, DELAWARE, OH 43015-2218
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 24, 2022	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Sep 06, 2017	Deed of Trust, Mortgage · Line of Credit CIVISTA BANK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 23, 2004 · Amount on Record
Deed Sale	Aug 23, 2004 · Amount on Record
Prior Sale	Sep 08, 2003 · Amount on Record
Deed Document Number	200438569
Deed Book / Page	536 / 554
Record Updated	Sep 20, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DELAWARE OH
Property Address	196 RICHARDS DR, DELAWARE, OH 43015-2218
Transaction Type	Mortgage
Record Updated	Apr 07, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	196 RICHARDS DR, DELAWARE, OH 43015-2218

Mortgage

Document Number	0000031337
Date	Oct 24, 2022
Book Page	1999/471
Instrument	202200031337

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	143 Months
Due	Sep 01, 2034

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DELAWARE OH
Property Address	196 RICHARDS DR, DELAWARE, OH 43015-2218
Transaction Type	Mortgage
Record Updated	Aug 24, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000025301
Date	Sep 06, 2017
Book Page	1525/0318
Instrument	201700025301

Lender

Name	CIVISTA BANK
Type	Bank
Address	SANDUSKY, OH 44870

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Sep 21, 2032

Tax Assessment & Valuation

Source: Delaware County records · Assessment roll updated May 27, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Delaware County
Municipality	Delaware City
Unified School District	Delaware City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,583.00 (+5.34%)	$51,940 (-) Land $15,050 Building $36,890	$148,400 (-) Land $43,000 Building $105,400
2024	$2,452.00 (-0.16%) Homeowner's exemption	$51,940 (-) Land $15,050 Building $36,890
2023	$2,456.00 Homeowner's exemption	$51,940 Land $15,050 Building $36,890	$148,400 Land $43,000 Building $105,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Delaware County (39041C), updated June 3, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 430 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Frontier	Fiber	7,000 / 7,000
Spectrum	Cable	1,000 / 1,000
Cogeco Cable Holdings II	Cable	1,000 / 50
AT&T	Fixed Wireless	100 / 20
T-Mobile USA	Fixed Wireless	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Verizon, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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