196 Ralston Rd, Greer, SC 29651 Property Records

Spartanburg County property record for 196 Ralston Rd, Greer, SC 29651

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,105 sqft · built 2020
Lot Size	0.146 acres (6,360 sqft)
Owner	Individual Name on Record
Last Sale	$255,990 (Jul 2020)
Tax Bill	$2,786 (2025)
Deeds & Mortgages	Aug 2026 Mortgage Jul 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`5-29-00-083.45`

Property Details

APN / Parcel Number

Primary APN	`5-29-00-083.45`
Alternative APNs	`6141-82-3036.28` `187758`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,105 sqft Living Area
Gross Area	3,617 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Architectural Style	Bi-Level
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	6,360 sqft (0.146 acres)
Terrain	Rolling
Garage Type	Attached

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Water Source	Commercial

Location & Zoning

Account Number	187758
Street Address	196 RALSTON RD
City	GREER
State	SC
Zip	29651-7197
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 53 FREEMAN FARM PH 1 PB 175-881
Legal Subdivision	FREEMAN FARM PH 1
Legal Phase	1
Legal Lot Number	53
Jurisdiction	SPARTANBURG SC
Township / Civil Division	GREER
Census Block Group	4
Census Block	4034
Census Tract	23202

Owner

Source: Spartanburg County records, as of September 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	196 RALSTON RD, GREER, SC 29651-7197
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 26, 2026	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
Jul 23, 2020	Deed, Transfer · Conventional Mortgage NVR MORTGAGE FINANCE INC
Apr 23, 2020	Grant Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 23, 2020 · Amount on Record
Deed Sale	Jul 23, 2020 · Amount on Record
Prior Sale	Apr 23, 2020 · Amount on Record
Deed Document Number	202031947
Deed Book / Page	128-Q / 746
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPARTANBURG SC
Recording Date	Aug 26, 2026
Property Address	196 RALSTON RD, GREER, SC 29651-7197
Document Number	0000040739
Book / Page	7306 / 450
Instrument Date	Aug 18, 2026
Instrument	202640739
Transaction Type	Mortgage
Record Updated	Sep 9, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	196 RALSTON RD, GREER, SC 29651-7197

Mortgage

Document Number	0000040739,
Date	Aug 26, 2026
Book Page	7306/450
Instrument	202640739

Lender

Name	PENNYMAC LOAN SERVICES LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Sep 1, 2046

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

July 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	SPARTANBURG SC
Recording Date	Jul 23, 2020
Property Address	196 RALSTON RD, GREER, SC 29651-7197
Document Number	0000031947
Book / Page	128-Q / 746
Map Reference	MB 175 PG 881
Instrument Date	Jul 23, 2020
Instrument	2020-31947
Transaction Type	Transfer
Record Updated	Aug 31, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$665.60
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	196 RALSTON RD, GREER, SC 29651-7197

Mortgage

Document Number	0000031948
Date	Jul 23, 2020
Book Page	5860/742
Instrument	2020-31948

Lender

Name	NVR MORTGAGE FINANCE INC
Type	Mortgage Company
Address	CANONSBURG, PA 15317

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2050

April 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SPARTANBURG SC
Recording Date	Apr 23, 2020
Property Address	196 RALSTON RD, GREER, SC 29651-7197
Document Number	0000016916
Book / Page	00127R / 000677
Instrument Date	Apr 22, 2020
Instrument	16916
Transaction Type	Transfer
Record Updated	Jun 22, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Tax	$336.00
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	651 BROOKFIELD PKWY #200 GREENVILLE SC 296075892, 200, GREENVILLE, SC 29607-5892
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Spartanburg County assessment roll, as of October 1, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Spartanburg County
Municipality	Greer City
Unified School District	Spartanburg School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,786.00 (-0.5%)	$11,776 (-) Land $2,677 Building $9,099	$315,400 (-) Land $71,700 Building $243,700
2024	$2,800.00 (+6.26%)
2023	$2,635.00	$11,776 Land $2,677 Building $9,099	$315,400 Land $71,700 Building $243,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2022

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 87% of South Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 148 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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