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196 Pyle St, Oradell, NJ 07649 Property Records

Bergen County and Oradell Borough property record for 196 Pyle St, Oradell, NJ 07649 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details1,974 sqft · built 1931
Lot Size0.172 acres (7,501 sqft)
OwnerIndividual Name on File
Tax Bill$15,863 (2025)
Deeds & MortgagesJan 2022 Mortgage
Aug 2019 Construction Loan
Flood ZoneZone X (minimal risk)
APN44-00220-0000-00002

Property Details

APN / Parcel Number

Primary APN44-00220-0000-00002
Alternative APNs
  • 440022000002
  • 109900

Interior

Stories2 Stories
Building Area1,974 sqft Living Area

Exterior

Year BuiltBuilt 1931
Effective Year BuiltEffective 1931
Exterior MaterialAluminum/Vinyl
Lot Area7,501 sqft (0.172 acres)
Lot Dimensions150 ft deep x 50 ft wide
Garage TypeDetached
Parking Spaces1 Parking Space

Location & Zoning

Account Number109900
Street Address196 PYLE ST
CityORADELL
StateNJ
Zip07649-2516
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description50X150
Legal SubdivisionPROPERTY/DZ WESTERVELT & OTHER
Legal Block220
Legal Lot Number2
JurisdictionBERGEN NJ
Township / Civil DivisionORADELL
Census Block Group2
Census Block2007
Census Tract40002

Owner

Source: Bergen County and Oradell Borough records · APN 44-00220-0000-00002

Assessment roll updated June 29, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address196 PYLE ST, ORADELL, NJ 07649-2516
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 06, 2022Deed of Trust, Mortgage · Conventional Mortgage
CARDINAL FINANCIAL COMPANY LP
Aug 15, 2019Trustee's Deed, Construction Loan · Construction Mortgage
PATRICK STHRN ACCOUNT # 641560

Assessor's Deed Record

Deed NamesVerified Name on Deed
Record UpdatedSep 20, 2026

January 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBERGEN NJ
Property Address196 PYLE ST, ORADELL, NJ 07649-2516
Transaction TypeMortgage
Record UpdatedMar 07, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0045241203
DateJan 06, 2022
Book Page4524/1203
Instrument2022002700
Lender
NameCARDINAL FINANCIAL COMPANY LP
TypeMortgage Company
AddressCHARLOTTE, NC 28273
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term359 Months
DueDec 01, 2051

August 2019: Trustee's Deed, Construction Loan

Document TypeTrustee's Deed
JurisdictionBERGEN NJ
Recording DateAug 15, 2019
Property Address196 PYLE ST, ORADELL, NJ 07649-2516
Document Number0033230649
Book / Page003323 / 000649
Instrument DateJul 19, 2019
Instrument53460
Transaction TypeConstruction Loan
Record UpdatedAug 27, 2019
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
Address196 PYLE ST ORADELL NJ 076492516, ORADELL, NJ 07649-2516

Mortgage

Document Number33230649
DateAug 15, 2019
Book Page003323/000649
Instrument53460
Lender
NamePATRICK STHRN ACCOUNT # 641560
AddressPO BOX 7520, FORT MYERS, FL 33919-0520
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term12 Months
DueAug 14, 2020
Interest
Rate10%

Tax Assessment & Valuation

Source: Bergen County and Oradell Borough records · Assessment roll updated June 29, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyBergen County
MunicipalityOradell Borough
Elementary School DistrictOradell Borough School District (KG - 06)
Secondary School DistrictRiver Dell Regional School District (07 - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$722,800 (+4.57%) Land $412,500 Building $310,300$722,800 (+4.57%) Land $412,500 Building $310,300
2025$15,863.00 (+6.94%)$691,200 (+27.41%) Land $390,000 Building $301,200$691,200 (+27.41%) Land $390,000 Building $301,200
2024$14,834.00 (+6.93%)
2023$542,500 Land $276,300 Building $266,200$542,500 Land $276,300 Building $266,200
2022$13,872.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Bergen County (34003C), updated December 8, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 340030400022, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies3 in force
Nearby Flood Claims3 (1979–2011)
Claims Outside the SFHA3 of 3
Most Recent ClaimAug 2011, rainfall accumulation, Hurricane Irene

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 463 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Optimum CommunicationsFiber8,000 / 8,000
VerizonFiber980 / 880
Optimum CommunicationsCable940 / 35
AT&TFixed Wireless100 / 20
T-Mobile USAFixed Wireless100 / 20
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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