Jefferson County property record for 196 Pvt Rd, Monticello, FL 32344
| Property Type | Mobile Home |
|---|---|
| Details | 3 bd · 2 ba · 1,664 sqft · built 1999 |
| Lot Size | 5 acres (217,800 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $250,000 (Sep 2026) |
| Tax Bill | $1,300 (2023) |
| Deeds & Mortgages | Sep 2026 Sale & Mortgage Aug 2023 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-1N-4E-0000-0047-0000 |
| Primary APN | 07-1N-4E-0000-0047-0000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,664 sqft Living Area |
| 1st Floor Area | 1,664 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 2004 |
| Architectural Style | Mobile Home |
| Exterior Material | Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Other |
| Lot Area | 217,800 sqft (5 acres) |
| Deck Area | Deck Area |
| Patio Area | 128 sqft |
| Cooling System | Window A/C |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 196 PRIVATE RD |
|---|---|
| City | MONTICELLO |
| State | FL |
| Zip | 32344-6496 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Mobile Home |
| Legal Description | 5.00 ACRES IN W1/2 OF SW1/4 ORB 275 P 201 |
| Legal Range | 04E |
| Legal Township | 01N |
| Legal Section | 07 |
| Jurisdiction | JEFFERSON FL |
| Township / Civil Division | MONTICELLO |
| Census Block Group | 3 |
| Census Block | 3021 |
| Census Tract | 250104 |
196 Pvt Rd, a mobile home, is owned and occupied by two individuals who bought it in September 2026.
Source: Jefferson County records, as of October 13, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 196 PRIVATE RD, MONTICELLO, FL 32344-6496 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single Woman |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 18, 2026 | Warranty Deed, Transfer · FHA Mortgage DELMAR FINANCIAL COMPANY |
| Aug 21, 2023 | Warranty Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE |
| Oct 19, 2022 | Trustee's Deed, Foreclosure ACCOMODATION, ACCOMMODATION |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 18, 2026 · Amount on File |
| Deed Sale | Sep 18, 2026 · Amount on File |
| Prior Sale | Aug 21, 2023 · Amount on File |
| Deed Document Number | 20263091 |
| Deed Book / Page | 890 / 183 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | JEFFERSON FL |
| Recording Date | Sep 18, 2026 |
| Property Address | 196 PRIVATE RD, MONTICELLO, FL 32344-6496 |
| Document Number | 0000003091 |
| Book / Page | 890 / 183 |
| Instrument Date | Aug 31, 2026 |
| Instrument | 20263091 |
| Transaction Type | Transfer |
| Record Updated | Oct 6, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $176,750.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 196 PRIVATE RD, MONTICELLO, FL 32344-6496 |
| Document Number | 0000003092, |
|---|---|
| Date | Sep 18, 2026 |
| Instrument | 20263092 |
| Name | DELMAR FINANCIAL COMPANY |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2056 |
| Max Rate | -1% |
|---|
| Document Number | 0000003093, |
|---|---|
| Date | Sep 18, 2026 |
| Book Page | 890/210 |
| Instrument | 20263093 |
| Name | HOUSING FINANCE CORPORATION FLORIDA |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2056 |
| Max Rate | -1% |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | JEFFERSON FL |
| Recording Date | Aug 21, 2023 |
| Property Address | 196 PRIVATE RD, MONTICELLO, FL 32344-6496 |
| Document Number | 0008410118 |
| Book / Page | 841 / 118 |
| Instrument Date | Aug 10, 2023 |
| Instrument | 202333002227 |
| Transaction Type | Transfer |
| Record Updated | Sep 25, 2023 |
| Title Company | ATTORNEY |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,505.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1560 SPRING HOLLOW DR, MONTICELLO, FL 32344-1662 |
| Name | Verified Name |
|---|---|
| Address | 196 PRIVATE RD, MONTICELLO, FL 32344-6496 |
| Document Number | 0000841120 |
|---|---|
| Date | Aug 21, 2023 |
| Instrument | 841/120 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2053 |
| Document Number | 0008410144 |
|---|---|
| Date | Aug 21, 2023 |
| Book Page | 841/144 |
| Instrument | 202333002229 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | JEFFERSON FL |
| Recording Date | Oct 19, 2022 |
| Property Address | 196 PRIVATE RD, MONTICELLO, FL 32344-6496 |
| Document Number | 0008280617 |
| Book / Page | 828 / 617 |
| Instrument Date | Oct 12, 2022 |
| Instrument | 202233003077 |
| Transaction Type | Foreclosure |
| Record Updated | Nov 9, 2022 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Amount | Amount on Record |
|---|---|
| Tax | $378.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1560 SPRING HOLLOW DR, MONTICELLO, FL 32344-1662 |
Source: Jefferson County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Jefferson County |
| Unified School District | Jefferson County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $153,666 | $177,093 Land $77,500 Building $99,593 | |
| 2023 | $1,300.00 (-5.39%) Homeowner's exemption | $122,476 (+58.45%) | $145,015 (+87.61%) Land $47,500 Building $97,515 |
| 2022 | $1,374.00 | $77,295 Land $27,500 Building $49,795 | $77,295 Land $27,500 Building $49,795 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 196 Pvt Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective April 23, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 13 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 13 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 196 Pvt Rd is moderate, ranking above 57% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 57% of the US · lower than 69% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Conexon Connect Fiber | 2,000 / 2,000 |
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