196 Providence St, Mendon, MA 01756 Property Records

Worcester County and Mendon Town property record for 196 Providence St, Mendon, MA 01756

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,348 sqft · built 1964
Lot Size	0.689 acres (30,000 sqft)
Owner	2 Individual Names on File
Last Sale	$230,000 (Nov 2012)
Tax Bill	$5,710 (2026)
Deeds & Mortgages	Aug 2021 Line of Credit Aug 2021 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`MEND M:28 B:206 P:196`

Property Details

APN / Parcel Number

Primary APN	`MEND M:28 B:206 P:196`
Alternative APNs	`M:282060 B:000196 L:01` `2387`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,348 sqft Living Area
Gross Area	3,063 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1976
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	30,000 sqft (0.689 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	2387
Street Address	196 PROVIDENCE ST
City	MENDON
State	MA
Zip	01756-1374
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RES
Legal Block	206
Jurisdiction	MENDON MA
Township / Civil Division	MENDON
Census Block Group	3
Census Block	3008
Census Tract	746100

Owner

196 Providence St is owned and occupied by two individuals who bought it in November 2012.

Source: Worcester County and Mendon Town records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	196 PROVIDENCE ST, MENDON, MA 01756-1374
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 10, 2021	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK OF RHODE ISLAND
Aug 10, 2021	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK OF RHODE ISLAND
Nov 7, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance DIGITAL FCU
Sep 1, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance POLI MORTGAGE GROUP INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 28, 2012 · Amount on File
Deed Sale	Nov 28, 2012 · Amount on File
Prior Sale	Jun 22, 2004
Deed Book / Page	50024 / 312
Transfer Doc	56016-300
Record Updated	Oct 29, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MENDON MA
Property Address	196 PROVIDENCE ST, MENDON, MA 01756-1374
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	065803-305
Date	Aug 10, 2021
Book Page	65803/305
Instrument	111772

Lender

Name	CITIZENS BANK OF RHODE ISLAND
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	301 Months
Due	Sep 1, 2046

Interest

Rate Type	Adjustable Rate

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MENDON MA
Property Address	196 PROVIDENCE ST, MENDON, MA 01756-1374
Transaction Type	Mortgage
Record Updated	Aug 27, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	65803-305
Date	Aug 10, 2021
Book Page	65803/305
Instrument	111772

Lender

Name	CITIZENS BANK OF RHODE ISLAND
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	301 Months
Due	Sep 1, 2046

Interest

Rate Type	Adjustable Rate

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MENDON MA
Property Address	196 PROVIDENCE ST, MENDON, MA 01756-1374
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	61382-125
Date	Nov 7, 2019
Book Page	61382/125
Instrument	119580

Lender

Name	DIGITAL FCU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	181 Months
Due	Dec 1, 2034

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MENDON MA
Property Address	196 PROVIDENCE ST, MENDON, MA 01756-1374
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	63160-341
Date	Sep 1, 2020
Book Page	63160/341
Instrument	99745

Lender

Name	POLI MORTGAGE GROUP INC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 196 Providence St was $5,710, up 3% from the year before.

Source: Worcester County and Mendon Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Mendon Town
Unified School District	Mendon-Upton School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,710.00 (+2.96%)	$430,600 (+3.96%) Land $135,300 Building $294,800	$457,615 (-)
2025	$5,546.00 (+1.87%)	$414,200 (+4.31%) Land $130,100 Building $284,100	$457,615 (+10.46%)
2024	$5,444.00 (-1.23%)	$397,100 (+5.19%) Land $125,100 Building $272,000	$414,295
2023	$5,512.00	$377,500 Land $111,600 Building $265,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 196 Providence St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 196 Providence St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	1,200 / 35

Cell Coverage

5G and 4G LTE (outdoors only)

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